Find the most up-to-date Goldenwest Federal Credit Union promotions, bonuses, and offers here.

Update 12/31/25: There’s currently an up to $250 checking bonus for new members ages 13-25 valid through 12/31/25.

Table of Contents

About Goldenwest Federal Credit Union Promotions

Eligibility: Membership in Goldenwest Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, or select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions. See current membership details.

Goldenwest Federal Credit Union $250 Checking Bonus

What you’ll get: $250 bonus
Account Type: Checking
Availability: ID, UT (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination fee: Not listed
Household Limit: Not listed

$250 Offer at Goldenwest Federal Credit Union

(Expires 12/31/2025)

For more advanced features in a checking account, compare this offer to:
BMO Smart Money Checking ($400 cash bonus*)	KeyBank Checking ($300 bonus)
HSBC Premier Checking (Up to $3,500 Cash Bonus),

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Earn $50 when you open a new SMARTStart or SMARTPay checking account with debit card & e-statements
Earn $50 after performing 6 debit card transactions within the first 90 days of opening your account
Earn $100 when you complete the required Goldenwest Smart Money courses within one year of promotion activation
Earn $50 after one year with an active account that remains in good standing

The Goldenwest Credit Union Smart Money Offer is available for ages 13-25.
Membership and eligibility required. Members under age 18 will need a parent and/or qualified joint owner on the SMARTStart or SMARTPay account.
Member must have both a debit card and e-statements to be eligible.
$50 deposit will be made the Saturday after conditions are met. 2Six debit card transactions must be outgoing (no return transactions).
Six transactions must be within 90 days of opening the account and/or activating the promotion. $50 deposit will be made the Saturday conditions are met.
Members ages 13-17 must complete any 10 courses of their choosing with an 80% pass rate to be eligible.
Members ages 18-25 must complete any five courses of their choosing with an 80% pass rate to be eligible.
Must register with email tied to GWCU account. $100 deposit will be made the Monday after completing the required courses.
Active account criteria is 24 transactions (debit, credit, ACH, or check) per year for ages 13-17, or 60 transactions (debit, credit, ACH, or check) per year for ages 18-25.
If the member turns 18 or 26 after activating the promotion, the original transaction and course requirements will not change.
Good standing criteria means you are not delinquent on any loan payments over 30 days, not negative over 30 days, have no charged off accounts, and have updated your address.
$50 deposit will be made on the Saturday following the one year anniversary.
Member NCUA.
This offer cannot be combined with any other offers.
Offer valid through 12/31/2025.