Find an updated list of Harborstone Credit Union promotions, bonuses, and offers here.
About Harborstone Credit Union
North Star Credit Union was founded in 1955 as McChord Federal Credit Union, serving airmen on McChord Air Force Base who each owned one $5 share of the credit union. It is a not-for-profit cooperative.
Harborstone Credit Union $50 Checking Bonus

Earn a $50 bonus at Harborstone Credit Union!
For military service members or veterans, Harborstone Credit Union is offering you an opportunity to earn $50 Checking Bonus! Take advantage of this amazing opportunity while you can.
- Account Type: BreakFree Checking Account
- Availability: WA
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Up to $500
- Monthly Fee: None
- Early account termination fee: none listed
- Household limit: no limit
(Expires May 31, 2021)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How to Earn $50 Checking Bonus
- If you’re not yet a Harborstone member, join today! To open an account:
- Schedule an appointment in advance or use our COVID-friendly walk-in services. Please note, however, that you may experience longer wait times.
- Make sure you bring your Military ID with you!
- Open your account online.
- Keep in mind you’ll need to open a savings account to establish yourself as a member before you can open a new checking account.
- Set up your direct deposit or allotment to automatically deposit at least $500 a month into your new BreakFree checking account.
- After your first direct deposit has posted to your account, you’ll receive your $50 bonus within 90 days.
- Earn a competitive annual percentage yield on balances up to $4,000.
- All balances earn the base annual percentage yield.
- Dividend rates are subject to change at any time.
- Fees may reduce earnings.
- BreakFree Checking dividends display on the monthly statement as two entries: “dividend credit” and “reward credit”.
- BreakFree Checking
- Monthly Service Fee: $0
- Ultimate Value Checking
- Monthly Service Fee: $0
- Unlimited Potential Checking
- Monthly Service Fee: $6.75
- Teen Checking
- Monthly Service Fee: $0
- Money Market
- Monthly Service Fee: If minimum balance of $1,000 is not met, $8
- To receive the $50 bonus, you must open a new Harborstone BreakFree checking account by May 31, 2021. Current and former military service members are eligible. If a new membership is created, a $5 fee will apply to establish your membership with Harborstone. Direct deposit or allotment of at least $500 a month must post to your BreakFree checking account by June 18, 2021 to qualify. Show a Harborstone team member your military ID (or enter it in the online application form) and we’ll sign you up to receive your bonus. Limit one bonus per member. The $50 bonus will be deposited into the member’s BreakFree checking account within 90 days of qualifying. One BreakFree checking account per social security number. $25 minimum deposit to open account. As of March 1, 2021, annual percentage yield is 0.52% on balances up to $4,000 when qualifications are met and 0.02% on balances over $4,000 or on any balance when qualifications are not met. Insured by NCUA. We reserve the right to discontinue this offer at any time.
(Expired) Harborstone Credit Union $150 Checking Bonus

Harborstone Credit Union $150 Checking Bonus
For residents of the state of Washington, Harborstone Credit Union is offering you an opportunity to earn $150 Checking Bonus! Take advantage of this amazing opportunity while you can.
- Account Type: Checking Account
- Availability: WA
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Up to $500
- Monthly Fee: None
- Early account termination fee: none listed
- Household limit: no limit
(Expires March 31, 2021)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How to Earn $150 Checking Bonus
- Open a BreakFree Checking account by March 31, 2021
- schedule an in-branch appointment or give us a call at (253) 584-2260 or 1-800-523-3641
- For existing members, log in to your online banking account, select the “Forms & Services” tab and then select “Open Additional Accounts”. From the mobile app, select “More” and then “Open Additional Accounts”.
- Qualify for BreakFree Rewards by April 30
- Sign in to online banking at least once a month. Be sure to register for online banking as a primary BreakFree Checking account holder.
- Set up at least one direct deposit or automatic ACH withdrawal per month.
- Make a minimum of 12 debit card/point-of-sale transactions of $3 or more each month. These must post to and clear your account by the last business day of each month.
- Earn $150 AND a competitive interest rate
- Earn a competitive annual percentage yield on balances up to $4,000.
- All balances earn the base annual percentage yield.
- Dividend rates are subject to change at any time.
- Fees may reduce earnings.
- BreakFree Checking dividends display on the monthly statement as two entries: “dividend credit” and “reward credit”.
- BreakFree Checking
- Monthly Service Fee: $0
- Ultimate Value Checking
- Monthly Service Fee: $0
- Unlimited Potential Checking
- Monthly Service Fee: $6.75
- Teen Checking
- Monthly Service Fee: $0
- Money Market
- Monthly Service Fee: If minimum balance of $1,000 is not met, $8
- Insured by NCUA. $25 minimum deposit to open account.
- Only one BreakFree Checking account per Social Security number. As of January 1, 2021, annual percentage yield is 0.52% on balances up to $4,000 when qualifications are met and 0.02% on balances over $4,000 or on any balance when qualifications are not met.
- Harborstone is not responsible for surcharge fees assessed by ATM owners.
- When qualifications are met, ATM surcharge fees will be refunded up to $10 for all non-Harborstone, non-CO-OP ATMs, with the exception of international ATMs, foreign ATM withdrawals, balance inquiries, and ATM deposit fees.
- Dividends and eligible ATM refunds are paid on the last business day of each month.
- Dividend rates are subject to change at any time.
- Fees may reduce earnings.
- To receive your $150 incentive, you must open a BreakFree Checking account by March 31, 2021, and qualify for BreakFree Rewards by April 30, 2021.
- Payouts will happen within 90 days of qualifying
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Bottom Line
Harborstone Credit Union (WA) is offering promotions like referral bonuses that you do not want to miss. The steps are easy and fast, so take advantage today.
Start cashing in your connections right now by referring a friend and family member!
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