You should take a look at IC Federal Credit Union promotions, bonuses, and offers here!
They are currently offering bonuses ranging from $250-$25 for opening a qualifying account!
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About IC Federal Credit Union
IC Federal Credit Union is headquartered in Fitchburg, Massachusetts. It was established in 1934 and has grown to 9 locations. IC Federal Credit Union’s CD rates are 17% higher than the national average, and it boasts an A+ health rating. If you are not a resident near any of the 9 locations, but still want to find great bonuses, check out our own list of bank bonuses nationwide!
- Availability: MA (Bank Locator)
- Routing Number: 211382850
- Customer Service: 978-343-3725
| Eligibility: Membership in IC Federal Credit Union is open to those who live, work, worship, attend school, participate in an association with a headquarters, and organizations in Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. Membership is also open to family members and organizations of existing members. See current membership details |
IC Federal Credit Union has pretty competitive CD rates compared to traditional banks. However you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
IC Federal Credit Union $250 Checking Bonus
Get up to $250 with IC Federal Credit Union.
Earn a $250 bonus from IC Federal Credit Union when you meet all the requirements.
- Account Type: Intelligent Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $5
- Credit Card Funding: None
- Direct Deposit Requirement: No
- Monthly Fee: None Listed
- Household Limit: 1
- Closing Account Fee: None
(Does Not Expire)
Additionally, you may want to compare this offer to bigger banks such as HSBC Bank checking bonuses, Chase Bank checking bonuses, Huntington Bank checking bonuses, Discover Bank checking bonuses, TD Bank checking bonuses, BBVA or CIT Bank.
How To Earn Up To $250 Checking Bonus
- Open a new personal Intelligent Checking account online.
- Next, you will have to:
- Make 12 debit card purchases.
- Have direct deposit or one ACH transaction per statement cycle.
- Receive electronic statements.
- 2.59% APY Checking
- FREE Chip Debit Card
- No minimum Balance Required
- $5.00 ATM Fee Reimbursement
- Mobile App
- Free People Pay
- Free External Transfers
- Online Banking
- No Monthly Fees
- If qualifying requirements are not met, account will earn 0.05% APY and ATM fees will not be refunded
- Any non-refunded ATM fees may reduce earnings
- This offer is available for new accounts only and we may decline those who have had an Intelligent Checking account within the last 12 months
- Offer is only available to persons in IC’s Field of Membership, and cannot be combined with other offers
- You must be 18 years or older to open an online account
- This is a one-time bonus offer, per person, only
- If qualifying criteria is met, the bonus will be credited to your account within 10 days after the third full statement cycle
- A bonus is considered interest and therefore will be reported to the IRS on Form 1099-INT
- Rates effective as of 6/1/19 and may change without notice
- Offer may be withdrawn at any time; valid for online account opening only
IC Federal Credit Union $25 Refer Bonus
Get up to $25 when you sign up with IC Federal Credit Union
IC Federal Credit Union will donate $25 on your behalf to the Leominster School District when you meet the requirements.
- Account Type: Intelligent Checking Account with IC Cares Debit Card
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $5
- Credit Card Funding: None
- Direct Deposit Requirement: No
- Monthly Fee: None Listed
- Household Limit: 1
- Closing Account Fee: None
(Use Promo Code: LHSR)
Earn Up To $25 Bonus
- New members must apply at a location or online to “IC Cares to Share ~ Leominster” program
- You will need:
- Social Security Number
- Drivers License or State ID
- Home Address
- Use promo code LHSR to open an Intelligent Checking with IC Cares Debit Card.
- You will need:
- If you are an existing Member and would like to designate your current IC Visa Debit Card to this “Leominster” program, go to any branch and ask to participate and get your “Instant Issue” IC Cares Debit Card.
- 2.59% APY Checking
- FREE Chip Debit Card
- No minimum Balance Required
- $5.00 ATM Fee Reimbursement
- Mobile App
- Free People Pay
- Free External Transfers
- Online Banking
- No Monthly Fees
- Swipes include Point of Sale Pin and Point of Sale Signature transactions only
- For every swipe, IC will donate a percentage of earned income back to the Leominster School district
- Debit card must be attached to a new IC Intelligent Checking account with a direct deposit
- For more info on Intelligent Checking, go to www.ICCreditUnion.org
- This is a one-time bonus offer, per person, only
- Effective as of 6/1/19
- Offer may be withdrawn at any time
- This program is designed to help the school district by sharing a percentage of the designated “IC Cares” debit card revenue with the district on a semi-annual basis, all at no cost to you
Bottom Line
IC Federal Credit Union is currently offering bonuses worth up to $250 and $25. While this promotion does offer a large variety of services and helps you better manage your finances, I would recommend this promotion only if it triggers a soft pull. Therefore make sure to contact your CSR and find out before applying!
We want you guys to keep us posted on your banking experience since your feedback helps us help you save and earn big! Feel free to comment below and we will continue to update and keep you guys posted on all the latest deals nationwide!
*Check back at this page for updated IC Federal Credit Union promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
I got denied for this bonus back in July with the letter saying because of Chex. I had opened 4-5 accounts in 2018 up until that point and 1 account in 2017.