Here you will find Illinois Bank & Trust promotions, bonuses and offers.
Currently, they have a $200, $600 bonus when you open a checking account and meet all the requirements.
About Illinois Bank & Trust Promotions
Illinois Bank & Trust is headquartered in Rockford and is the 55th largest bank in the state of Illinois. It was established in 1995 and as of March of 2019, it had grown to 92 employees at 11 locations.
I’ll review the current offers below.
Illinois Bank & Trust $600 Checking Bonus
Illinois Bank & Trust is offering a $600 bonus when you open a new Signature Series Checking Account.
- What you’ll get: $600 bonus
- Account Type: Checking Account
- Availability: IL (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Direct Deposit Requirement: Yes (see what works)
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fee: $9; waivable
- Household Limit: None
- Closing Account Fee: $25 + bonus forfeit, 90 days
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Signature Series Checking Account.
- To receive a $300.00 bonus, must have a current balance of at least $50,000.00 or more in your new checking account 180 calendar days after account open date.
- To receive a $300.00 bonus, a minimum of two direct deposits of $1,000.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- To receive a $300.00 bonus, must have a current balance of at least $50,000.00 or more in your new checking account 180 calendar days after account open date.
- If 180th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion.
- To receive a $300.00 bonus, a minimum of two direct deposits of $1,000.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Direct Deposit examples include payroll, pension, Social Security or other government benefits.
- Offer is not available to existing Illinois Bank & Trust, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months.
- Bonuses only apply when opening a new consumer checking account at Illinois Bank & Trust, a division of HTLF Bank during the promotional bonus period.
- If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25.00 account closing fee may be assessed.
- Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account.
- If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first.
- Limit one bonus per new consumer account relationship.
- All bonus dollars will be paid on the business day after the qualification requirements are met.
- If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day.
- An IRS 1099 form may be issued. Geographic restrictions may apply.
- Account opening is subject to approval.
Illinois Bank & Trust $200 Checking Bonus
Illinois Bank & Trust is offering a $200 bonus when you open a new qualifying checking account.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: IL
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Direct Deposit Requirement: Yes (see what works)
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fee: $0
- Household Limit: None
- Closing Account Fee: $25 + bonus forfeit, 90 days
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Free Checking with eStatement Account
- To receive a $200.00 bonus, a minimum of two direct deposits of $300.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Free Checking with eStatement terms may change after the account is opened at the bank’s discretion.
- Minimum deposit to open account is $25.00. $3.00 monthly paper statement fee if not enrolled in eStatement.
- Free Checking with eStatement is a Consumer Checking account.
- Only Free Checking with eStatement account is eligible for this promotion.
- No other checking accounts are eligible for the promotion.
- To receive a $200.00 bonus, a minimum of two direct deposits of $300.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Direct Deposit examples include payroll, pension, Social Security or other government benefits.
- If 90th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion.
- Offer is not available to existing Illinois Bank & Trust, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months.
- Bonuses only apply when opening a new consumer checking account at Illinois Bank & Trust, a division of HTLF Bank during the promotional bonus period.
- If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25.00 account closing fee may be assessed.
- Closing the account will negate any unearned bonuses.
- All bonus dollars will be paid to the newly opened checking account.
- If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first.
- Limit one bonus per new consumer account relationship.
- All bonus dollars will be paid on the business day after the qualification requirements are met.
- If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day.
- An IRS 1099 form may be issued. Geographic restrictions may apply.
- Account opening is subject to approval.
Illinois Bank & Trust $50 Referral Bonus (Expired)
Illinois Bank & Trust $50 Referral Bonus
Illinois Bank & Trust is offering a $50 bonus when you refer a friend or family member to open any checking account.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: IL
(No expiration date listed)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Bank & Trust is offering a bonus of $50 when you refer a friend and complete the following requirements:
- Simply provide the flyer to a friend and have them bring to the nearest Illinois Bank & Trust Banking Center to open a new account, and we will deposit $50 into your account.
- Coupon also services as a one-time waiver of my privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening.
- Must be a new customer and new money.
- $50 credit may be considered reportable on IRS 1099 form
- Cannot be combined with any other offers.
- Member FDIC.
How To Waive Monthly Fees
- Free Checking With eStatements: None
- Performance Money Market: None
- Check Free Banking: $5 monthly fee
- Platinum Checking: $12 monthly fee. Maintain a $7,500 minimum average daily balance to avoid the monthly account fee
- Signature Series Checking: $10 monthly fee. Maintain a $50,000 average daily balance or $100,000 in total relationship balance for the cycle month to avoid the monthly account fee
- Small Business Checking: $5 monthly fee. Maintain a $1,500 minimum average daily balance to avoid the monthly account fee
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Bottom Line
These bonuses at Illinois Bank & Trust offer a wide variety of account features to help you in any situation. I would recommend opening the Free Checking account to avoid any potential monthly service fees, to help you keep you money!
If you are interested in a different banking experience, you can see all nationwide bank bonuses for more suitable offers.
While they have a generous bonus, Illinois Bank & Trust doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
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*Check back at this page for updated Illinois Bank & Trust promotions, bonuses and offers.
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