Find the latest INSBANK CD Rates, Offers, and Promotions here.
They currently offer a 18-month CD 0.85% APY and 36-month CD 1.00% APY when you qualify.
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About INSBANK
INSBANK is headquartered in Nashville, Tennessee and was established in 2000. Since then they have grown to 2 locations and boast an A health rating.
INSBANK offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Coastal INSBANK does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 0.30% APY | Apply Now |
| 13-Month Term | 0.35% APY | Apply Now |
| 18-Month Term | 0.30% APY | Apply Now |
| 4-Year Term | 0.50% APY | Apply Now |
INSBANK CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $2,500, you can invest in a INSBANK CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $2,500
- Maximum deposit: None
- Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings
(NCUA Insured)
| Term | APY Rate | Minimum Deposit |
| 90 Days | 0.45% | $2,500 |
| 6 Month | 0.45% | $2,500 |
| 12 Month | 0.75% | $2,500 |
| 18 Month | 0.85% | $2,500 |
| 2 Years | 0.95% | $2,500 |
| 30 Month | 1.15% | $2,500 |
| 3 Years | 1.00% | $2,500 |
INSBANK CD Features
- Online Banking
- Earns Interest at a Competitive Rate
- NCUA Insured
Bottom Line
INSBANK offers you CD rates 18-month CD 0.85% APY, and 36 month CD 1.00% APY . All you need to do is to pick your CD term, and have a minimum opening deposit of $2,500 to qualify for this fantastic bonus.
This is a great opportunity to invest in a high-interest CD with a low balance from Spectrum Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest INSBANK CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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