Check out all the details about the latest KeyBank checking bonus including how to qualify, best bonuses available, offer requirements, an expiration date. You can earn a $300 bonus when you open a Key Smart Checking® account with qualified activities.
Here’s how to earn it:
- Earn $300 after qualified activities until 10.17.25 with the no-monthly-maintenance-fee Key Smart Checking®.
- Open a Key Smart Checking® account online by October 17, 2025.
- Make the minimum opening deposit of $10, plus a total of $1,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed or restricted at the time of gift payment.
Update 5/16/25: KeyBank is offering a $300 bonus for new Key Smart Checking® Accounts after meeting requirements. Offer valid through 10/17/25.
KeyBank Checking Account Bonus: $300 Offer
 |
- What you’ll get: $300 bonus
- Account Type: Key Smart Checking®
- Availability: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Credit Card Funding: No
- Monthly Maintenance Fee:
- Key Smart Checking®: No monthly maintenance fee
- Household Limit: None
(Expires 10/17/2025)
Fine Print
- Direct deposit transactions include, but are not limited to: payroll, Social Security, pension and government benefits.
- Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
- One account opening gift per qualifying account. One account opening gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- Account may not be closed at the time of gift payment.
- Offer is subject to cancellation without notice.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
- Geographic restrictions apply.
Bottom Line
Compare KeyBank promotions with other bank bonuses from banks like BMO, U.S Bank, Huntington, Chase Bank, Discover Bank, Axos Bank, PNC Bank, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, and more!
We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
About KeyCorp: For more information, visit https://www.key.com/.
I applied for a Key Bank Promo mid-December 2016 when New York was included in this Promo. I checked all of the boxes as did my Key associate. Nearly 3 months later I am still waiting for the promo amount. Noticeably disorganized system, or so it seems.