
Take advantage of Local Bank promotions, bonuses, and offers here!
Update 4/22/26: There’s currently a $250 checking bonus valid as a limited time offer.
Local Bank $250 Checking Bonus

Earn a $250 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $250 bonus
- Account Type: Checking
- Availability: AL (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: Not listed
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
- Open a new qualifying checking account using promo code CAP2026
- Receive $1,000 in direct deposits within 30 calendar days
- Complete 30 transactions within 90 calendar days
- Maintain a minimum balance of $100 at bonus payout
- Keep your account open and in good standing
- Bonus will be deposited within 30 calendar days after the qualification period is met.
- $250 bonus available when opening a new qualifying checking account and meeting promotion requirements.
- Requires $1,000 in qualifying direct deposits within 30 calendar days of account opening, at least 30 qualifying transactions within 90 calendar days, and a minimum account balance of $100 at the time the bonus is credited.
- Account must remain open and in good standing.
- Bonus will be deposited within 30 calendar days after the qualification period is met.
- Use promo code CAP2026 when opening your account.
- Bonus may be considered taxable income and reported to tax authorities.
- Offer available only to the primary account owner.
- Offer subject to change or discontinuation without notice.
- Member FDIC.
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Bottom Line
Although you can earn a generous bonus from Local Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Local Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!





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