Find the most up-to-date Mirastar Federal Credit Union promotions, bonuses, and offers here.

Update 9/12/25: There’s currently a $100 referral bonus when you refer friends/family to open a new account (and they’ll also earn a $100 bonus) through 9/30/25.

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About Mirastar Federal Credit Union Promotions

Eligibility: Membership in Mirastar Federal Credit Union is open to the followings:

You’re an active or retired employee of Santa Clara County.
You’re an active or retired employee of one of our corporate partners, or a volunteer.
You’re employed as a healthcare worker.
You’re a student, faculty, or staff member employed in Santa Clara County.
Other ways to join: If you do not qualify for membership as an employee of a Select Employer Group (SEG) or have an immediate family member that can sponsor you, you can choose to join Mirastar by becoming a member of the American Consumer Council – we’ll even cover the cost of your membership. Established in 1987, the American Consumer Council (ACC) is dedicated to consumer education, advocacy, and financial literacy.

See current membership details.

Mirastar Federal Credit Union $100 Checking Referral Bonus

What you’ll get: $100 bonus for both parties
Account Type: Checking
Availability: Nationwide (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination fee: Not listed
Household Limit: Not listed

$100 Offer at Mirastar Federal Credit Union

(Limited time offer)

For more advanced features in a checking account, compare this offer to:
BMO Smart Money Checking ($400 cash bonus*)	KeyBank Checking ($300 bonus)
Chase Private Client ($3,000 Bonus)	HSBC Premier Checking (Up to $3,000 Cash Bonus),

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

To qualify for the $100 referral offer, the referred member must establish a qualifying account with Mirastar which consists of a Share Savings Account with at least a $1 deposit and a Checking Account.
The referred member must also establish a direct deposit and have received $500 in direct deposits within the first 60 days of establishing their membership and enroll in digital banking for both referring and referred members to receive the $100 referral offer.
The $100 referral offer will be deposited into the qualifying referring and referred member’s Mirastar account within 90 days after the referred member establishes a qualifying account and meets all requirements.

The Mirastar Federal Credit Union (Mirastar) New Membership Referral Program is offered to existing Mirastar members to refer eligible friends and family for membership. Both the referring and referred members must be aged 18 and older. The referring and referred members will each receive the $100 referral offer deposited into their Mirastar account after the referred member opens a qualifying account and meets the outlined requirements. Referred members must meet membership eligibility requirements. This is a limited time offer valid for referred memberships opened between 08/01/2025 to 09/30/2025. For questions regarding membership eligibility, please contact us at 800-282-6212.
Requirements. To qualify for the $100 referral offer, the referred member must establish a qualifying account with Mirastar which consists of a Share Savings Account with at least a $1 deposit and a Checking Account. The referred member must also establish a direct deposit and have received $500 in direct deposits within the first 60 days of establishing their membership and enroll in digital banking for both referring and referred members to receive the $100 referral offer.
Referring members can only receive up to $500 in referrals per calendar year. If the referring member was not identified at the time the referred member establishes a qualifying account, the referring member will not receive the $100 referral offer.
The referring member must meet Mirastar’s definition of member in good standing as defined in the Member Conduct Policy to qualify for the $100 referral offer. The New Membership Referral Program is subject to change or cancellation without notice. Mirastar employees and volunteers are not eligible for this offer. If the referring or referred member believes a referral bonus is owed to them, an inquiry must be submitted within 90 calendar days of the qualifying account being opened to bd@mirastarfcu.org.
The $100 referral offer will be deposited into the qualifying referring and referred member’s Mirastar account within 90 days after the referred member establishes a qualifying account and meets all requirements. Mirastar will comply with all tax reporting requirements applicable by state and federal law. The recipient is solely responsible for any state or federal taxes on deposited referral offers. To qualify for the offer, referred members must not have had a membership with Mirastar during the preceding six months. All memberships are subject to terms and conditions located in Mirastar’s Membership and Account Agreement, Truth in Savings Disclosure and Fee Schedule

Bottom Line

Feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.

*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*

*Check back on this page for updated Mirastar Federal Credit Union promotions, bonuses, and offers.