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Monterey Credit Union Promotions: $225 Checking Bonus (CA)

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Monterey Credit Union Promotions

Find the most up-to-date Monterey Credit Union promotions, bonuses, and offers here.

Update 8/12/25: There’s currently a $225 checking bonus available with no direct deposit requirement for a limited time.

About Monterey Credit Union Promotions

Eligibility: Membership to Monterey Credit Union is open to those who live or work in the California counties of Monterey, San Benito, Santa Clara, Santa Cruz, or San Luis Obispo. See current membership details.

Monterey Credit Union $225 Checking Bonus

Monterey Credit Union Checking Bonus

  • What you’ll get: $225 bonus
  • Account Type: Checking
  • Availability: CA (Bank Locator)
  • Direct Deposit Requirement: No
  • Credit Inquiry: Hard Pull or Soft Pull? Let us know.
  • ChexSystems: Unknown
  • Credit Card Funding: Unknown
  • Monthly Fees: None
  • Early Account Termination fee: $25 if closed within 180 days
  • Household Limit: Not listed
$225 Offer at Monterey Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*) BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)Chase Total Checking® ($300 bonus)
SoFi Checking and Savings ($325 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT
  • To receive $225, member must open an MCU Live Full or Cash Back Checking Account and enroll in MCU’s Online Banking, E-statement, and mobile deposit services.
  • The $225 incentive check can be redeemed only by mobile deposit to the member’s Live Full or Cash Back Checking Account.
  • Get $225 when you open an MCU Cash Back or Live Full Checking Account
  • $225 offer available to current and new members of MCU who have not had an MCU Checking Account during the previous 12 months.
  • To receive $225, member must open an MCU Live Full or Cash Back Checking Account and enroll in MCU’s Online Banking, E-statement, and mobile deposit services.
  • The $225 incentive check can be redeemed only by mobile deposit to the member’s Live Full or Cash Back Checking Account.
  • One incentive per household, determined by residence address.
  • Not available on business accounts or to households that have previously received an incentive to open an MCU Checking Account.
  • MCU employees and their spouses are not eligible.
  • Limited time offer; subject to change or cancellation without notice.
KeyBank Checking Banner
Chase Business Checking Bonus Banner Ad

Bottom Line

*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*

*Check back on this page for updated Monterey Credit Union promotions, bonuses, and offers.

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Filed under: Bank Promotions

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Danny Nguyen

Danny Nguyen has a keen sense in how to save and make money while being as frugal as possible. With this, he is committed to passing on this knowledge and skills to our readers. Outside of work, Danny enjoys helping and giving back to the community, reading, working out, and spending time with what matters most - family!

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