Take advantage of Netspend promotions, bonuses, and offers here!
Update 7/15/25: There’s currently a $200 bonus offer good through 4/1/26.
Netspend $200 Checking Bonus
Earn a $200 bonus when you open a new Netspend Debit Account and meet the qualifying requirements.
- What you’ll get: $200 bonus
- Account Type: Netspend Debit Account
- Availability: Nationwide
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| SoFi Checking and Savings ($325 bonus) | |
How To Earn Bonus
- To qualify for this offer,
- (1) you must acquire a new Netspend Prepaid Card or Netspend Debit Account, activate the Card or register the Account, and pass required identity verification between 04/01/25 and 04/01/26 and
- (2) enroll in Direct Deposit and receive Direct Deposits totaling $400 or more within 60 days of acquiring the account.
- The qualifying incentive credit will be applied to your account within 5 business days after the qualifying direct deposit activity.
- Receive a $200 credit when you Direct Deposit $400 in 60 days.
- Banking services provided by Pathward®, N.A., Member FDIC.
- To qualify for this offer, (1) you must acquire a new Netspend Prepaid Card or Netspend Debit Account, activate the Card or register the Account, and pass required identity verification between 04/01/25 and 04/01/26 and (2) enroll in Direct Deposit and receive Direct Deposits totaling $400 or more within 60 days of acquiring the account.
- The qualifying incentive credit will be applied to your account within 5 business days after the qualifying direct deposit activity.
- Limit one (1) offer per account.
- Offer may not be transferred to others, exchanged for other offers, or redeemed for cash.
- Not valid with any other offer.
- Void where prohibited.
- Sponsor: Ouro Global, Inc. Pathward®, N.A., Member FDIC, Mastercard, and Visa are not affiliated in any way with this optional offer and do not endorse or sponsor this offer.
$20 Sign-Up Bonus
Get a $20 sign up bonus
Valid for a limited time, Netspend is offering a $20 Sign-Up Bonus when you sign up using our link and code “5964952017“. We appreciate it if you use our code and link in advance! Keep in mind that in order to receive the bonus, you must use someone’s referral code and load $40 into your account.
- What’s the offer: $20 Sign-Up Bonus
- Where it’s available: Netspend’s website
- When it expires: Limited time offer
- How to get it: Go onto the Netspend Referral Page. Sign up for a Prepaid Card with referral code: 5964952017. Activate your card and fund it with at least $40+
- What are the terms: A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No rewards credited to either party if referred individual had a Netspend card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met.
(Visit Netspend for more details)
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Bottom Line
Although you can earn a generous bonus from Netspend, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Netspend Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, and more!
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Michelle,
What counts as a qualified funding source to get this bonus?
They charge a dollar for every transaction you make with the card. That’s absurd. It’s like reverse cashback.
This is the error I am getting:
This does not appear to be a valid residential address. Please review the address and make any changes if necessary.
WTF…
Anyone have a suggestion?
Only 1 time 20.00 bonus per computer. Closed/opened browser and filled out application for my wife. Code didn’t work.
I just did this and transferred the 40.00 bucks from my bank and this did not count even though there was an additional fee of 1.95. The 40 buck load must be done at a local location. So, I got in a fight with them and filed a BBB report and they then counted it. I then got the 20 buck bonus and sent it all to my electric bill. But there is a 1 buck fee for every charge. So, it was like a profit of 17 bucks and a lot of hassle. They ask for your SSA number and more stuff. Almost not worth it.