Take a look at OneWest Bank promotions, bonuses, and offers!
Californians can now earn a $250, $300 and $400 bonus when you open a new account.
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About OneWest Bank Promotions
OneWest Bank is a southern California bank division. Headquartered in Pasadena, CA and established in 2009, OneWest Bank offers Checking, Savings, Money Market and CD accounts to residents in the Southern California area. If you do not live in an area with a OneWest Bank take a look at our full list of bank promotions here to find a more suitable offer!
- Availability: CA (Bank Locator)
- Routing Number: 322270288
- Customer Service: 1800-669-2300
OneWest Bank’s Savings, Money Market and CD rates can compete with the bigger traditional banks, but still fall short of the best national rates. You should check out our list of Bank and CD rates to save big!
OneWest Bank $250 Checking Bonus
Receive $250 with OneWest Bank
Take advantage of a $250 bonus from OneWest Bank when you open a new qualifying checking account.
- Account Type: Personal, Premium, or OneAccount Checking account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: Yes
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: Can be Waived
- Household Limit: 1
- Closing Account Fee: You will forfeit your bonus if you close the account within 6 months of opening
(Expires March 31, 2020)
In addition to the current promotion, you may want to compare this offer to bigger banks such as HSBC Bank checking bonuses, Chase Bank checking bonuses, Huntington Bank checking bonuses, Discover Bank checking bonuses, TD Bank checking bonuses, BBVA or CIT Bank.
How To Earn $250 Checking Bonus
- Open a new Personal, Premium, or One Account Checking account with $1,000 minimum deposit in new money
- Maintain an average balance of at least $1,000 in your checking account during the first 90 days following account funding
- Do either of the following:
- Set up and receive recurring direct deposits to the new Checking Account totaling $650 or more per month for at least two consecutive months
- Maintain an average monthly combined balance of $10,000 in your OneWest Bank account(s) during the first 90 days following account funding.
- Free OneWest Bank Debit Card
- 24/7 Banking Access
- Unlimited Check Writing
- Mobile Banking
- Free Online Bill Pay
- Convenient ATM Access
- Personal Checking Account
- $5 Monthly Fee
- Can Waive If:
- You maintain a $1,000 average monthly balance; or
- You elect to receive eStatements; or
- An account holder is a senior (at least 55 years of age); or
- One of the account holders is a minor (less than 18 years old)
- Can Waive If:
- $5 Monthly Fee
- Premium Checking Account
- $10 Monthly Fee
- Can Waive If:
- Maintain a $1,000 average monthly balance
- Can Waive If:
- $10 Monthly Fee
- OneAccount Checking Account
- $25 Monthly Fee
- Can Waive If:
- Maintain a $10,000 average monthly balance
- Can Waive If:
- $25 Monthly Fee
- Funds used to open the Checking Account may not include funds that were held in another account at OneWest Bank or at CIT Bank
- Funds withdrawn from OneWest Bank or CIT within 90 days prior to account opening are also restricted.
- Bonus will be paid as a statement credit to the Checking Account within 90 days after the requirements are met
- Checking Account must be open to receive the bonus and in good standing for at least six months after account opening.
- If Checking Account is closed by the customer or OneWest Bank within six months after opening, the value of the bonus may be deducted from account at closing.
OneWest Bank $300 Money Market Bonus
Earn a $300 bonus with a Money Market Account.
Earn a $300 Money Market account bonus through the current Onewest Bank Promotions.
- Account Type: Premium Money Market account
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: Yes
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No
- Monthly Fee: $10, Can be Waived
- Household Limit: 1
- Closing Account Fee: You will forfeit your bonus if you close the account within 6 months of opening
(No expiration date)
Earn The $300 Money Market Bonus
- Open a Premium Money Market Account (PMMA) with a minimum deposit of $10,000 in new money.
- Maintain principle balance as listed in the PMMA for the rate.
- $100 Bonus: $10,000 – $99,999.99 average balance
- $200 Bonus: $100,000 – $249,999.99 average balance
- $300 Bonus: $250,000 – $5,000,000 average balance
- Maintain the corresponding average balance listed for the first 90 days follwing account funding of the bonus
- Easy access with low fees
- $10,000 minimum to open
- Earns interest
- Check writing
- This account has a $10 monthly fee, this is waived with an average balance of $10,000+
- A Cash Bonus may be earned on PMMAs opened under this offer.
- Bonus will be paid as a statement credit to the PMMA within 60 days after the average balance requirement above is met within the specified time frames.
- PMMA must remain open to receive the bonus.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
OneWest Bank $400 Business Checking Bonus
Earn a $400 bonus when you open a new account!
OneWest Bank Promotions is offering business owners a $400 bonus when you meet all the business solutions below.
- Account Type: Interest Checking Account, Money Market Savings Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $100
- Credit Card Funding: None
- Direct Deposit Requirement: None listed
- Monthly Fee: $15 monthly fee, this is waived with an average monthly balance of $10,000 and a daily balance of at least $5,000 in the subject account
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires March 31, 2020)
For business owners looking to expand your financial solutions, there are other great offers as well! The Chase Total Business Checking® ($200 bonus), Huntington Business Checking 100 ($200 bonus) as well as the Unlimited Plus Business Checking ($500 bonus) are all great choices to better your business finances.
Earn The $400 Business Checking Bonus
- $200 Bonus for the following:
- for opening OneBusiness Interest checking account with at least $1,500 and maintaining a daily minimum balance of $1,500 for 90 days
- Opening a OneBusiness Money Market Savings account with at least $10,000 and maintaining a daily minimum balance of $10,000 for 90 days
- $200 rebate towards OneBusiness Equipment Financing Transaction
- Free OneWest Bank Debit Card
- 24/7 Banking Access
- Unlimited Check Writing
- Mobile Banking
- Free Online Bill Pay
- Convenient ATM Access
- Interest Checking Account: $15 monthly fee, this is waived with an average monthly balance of $10,000 and a daily balance of at least $5,000 in the subject account
- Money Market Savings Account: $15 monthly fee, this is waived with an average monthly balance of $10,000 and a daily balance of at least $5,000 in the subject account
- Funds withdrawn from OneWest Bank or CIT within 90 days of account opening are also restricted.
- Bonuses will be paid in the form of a statement credit to the subject account within 30 days of completion of all of the aforementioned requirements.
- Account must be in good standing at the time of bonus payment.
- Limit one Checking account bonus and one Savings account bonus per customer.
Bottom Line
If you live in Southern California, be sure to take advantage of OneWest Bank Promotions! Additionally, they offer a variety of features and services while triggering a soft pull! Furthermore, their requirements are fairly straightforward and should be easy to complete so sign up fast!
However, your feedback is highly appreciated, feel free to write a comment below letting us know your experience with OneWest Bank to help us better inform you guys about this great bonus!
Lastly, check back at this page for updated OneWest Bank promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
bank site does not talk about this promotion. Is this still available?
They ran a soft inquiry on my credit report via ChexSystem. Overall not a bad offer!
The PDF printout and bank’s website only mentions the promotion available for the Premium Checking, or OneAccount. There’s no mention of the Personal Checking option. So basically, to qualify for the Premium Checking (easier option) you need to leave $1,000 in the account for 180 days (to avoid early termination forfeit), do 2 or more $650 direct deposits in consecutive months within 90 days, activate a debit card within 60 days, sign up for e-statements within 30 days, and the bonus comes in a $200 VISA gift card.
Thanks for catching that for us, JC! The post has been updated! -Danny