Take a look at OneWest Bank promotions, bonuses, and offers!
Currently, you can earn $150, $200 $300 Checking Bonuses.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | Chase Total Checking® $200 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
| WeBull 2 Free Stocks | BlockFi Up To $250 BTC Bonus |
Table of Contents
About OneWest Bank Promotions
OneWest Bank is a southern California bank division. Headquartered in Pasadena, CA and established in 2009, OneWest Bank offers Checking, Savings, Money Market and CD accounts to residents in the Southern California area. If you do not live in an area with a OneWest Bank take a look at our full list of bank promotions here to find a more suitable offer!
- Availability: CA (Bank Locator)
- Routing Number: 322270288
- Customer Service: 1800-669-2300
OneWest Bank’s Savings, Money Market and CD rates can compete with the bigger traditional banks, but still fall short of the best national rates. You should check out our list of banks and CD rates to save big!
I will review the OneWest Bank Promotions below.
OneWest Bank Up to $150/$250/$300 Checking Bonus
Earn up to $300 checking bonus when you open a checking account!
OneWest Bank is offering bonuses ranging from $150-$300 when you open a qualifying checking account and meet that account’s requirements.
- Account Type: Personal, OneAccount, Premium Checking account
- Availability: CA
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Unknown
- Monthly Fee: Varies by account, avoidable
- Early account termination fee: Bonus forfeit if closed within 6 months
- Household limit: 1
(Offer expires December 31, 2021)
If you’re looking for more advanced features for a checking account, you may want to compare this offer to the following: Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus).
How To Earn $300 Checking Bonus
- Open the qualifying checking account that best fits your needs to receive the corresponding bonus.
- OneAccount Checking $300 bonus with $10,000 opening balance and maintain an average balance of at least $10,000, during the first 90 days following account funding.
- Premium Checking $250 bonus with $2,000 opening balance and maintain an average balance of at least $2,500 during the first 90 days following account funding.
- Personal Checking $150 bonus with $500 opening balance and maintain an average balance of at least $500 during the first 90 days following account funding.
- You also need to complete any three of the following activities:
- $650 or more in recurring direct deposits/ach to the checking account per month for at least 2 consecutive months
- eStatements registration
- 10 or more debit card purchases
- 6 or more atm transactions
- 2 or more online bill pay transactions
- 2 or more mobile check deposits
| Bonus | Account Type | Minimum Deposit |
| $300 | OneAccount Checking | $10,000 |
| $250 | Premium Checking | $2,500 |
| $150 | Personal Checking | $500 |
*Minimum deposit must be in new money. Must also maintain an average balance of at least the same amount during the first 90 days following account funding.
- Easy access with low fees
- Unlimited Check writing
- eStatemnets
- Online and Mobile Banking
- Debit Card
- Personal Checking: This account has a $5 monthly fee. This is waived if you meet any of the following requirements:
- Maintain a $1,000 monthly balance
- Elect to receive eStatements
- Be 55 years or older or be under the age of 18
- Premium Checking: This account has a $10 monthly fee and is waived when you maintain a $1,000 monthly balance.
- OneAccount Checking: This account has a $25 monthly fee, this is waived when you maintain a $10,000 monthly balance
- Limited time offer.
- Checking Bonus offer is for California residents aged 18 years or older who successfully open a new OneWest Bank Checking Account at any branch of OneWest Bank, a division of CIT Bank, N.A. (“OneWest Bank”) between January 4, 2021 and December 31, 2021 and satisfy the requirements.
- Promotion may end at any time without notice.
- Customers who received any OneWest Bank personal checking bonus payment in the 12 months prior to account opening are not eligible.
- Checking bonus offer is limited to one per customer and up to five per household.
- Accounts cannot be opened in the name of a business.
- The value of this offer may be reported to the IRS and the customer is responsible for any federal, state or local taxes.
(Expired) OneWest Bank $300 Checking Bonus
Earn a $300 bonus with a Checking Account.
Earn a $300 checking account bonus through the current OneWest Bank Promotions.
- Account Type: Personal, OneAccount, Premium Checking account
- Availability: CA, In-branch only
- Direct Deposit Requirement: Optional
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Unknown
- Monthly Fee: Varies by account, avoidable
- Early account termination fee: Bonus forfeit if closed within 6 months
- Household limit: One per person, five per household
(Expires October 15, 2020)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How to Earn $300 Checking Bonus
- Open a new OneWest Bank Checking Account at any branch of OneWest Bank between August 24, 2020 and October 15, 2020 and satisfy the following requirements:
- Open one of the following checking accounts:
- Personal Checking Account with a minimum deposit of $500 in new money and maintain an average balance of at least $500 during the first 90 days following account funding; or
- Premium Checking Account with a minimum deposit of $2,500 in new money and maintain an average balance of at least $2,500 during the first 90 days following account funding; or
- OneAccount Checking Account with a minimum deposit of $10,000 in new money and maintain an average balance of at least $10,000, during the first 90 days following account funding.
- Do any three of the following activities for the new account within the first 90 days following account funding:
- Set up and receive recurring ACH or direct deposits to the new Checking Account totaling $650 or more per month for at least two consecutive months
- Register for eStatements (first time registration only)
- Make ten or more OneWest debit card purchases with $10 minimum per transaction
- Deposit or withdraw six or more times using a OneWest Bank ATM
- Complete two or more monthly bill payment transactions (using OneWest Bank’s online Bill Pay service) from your OneWest Checking Account
- Make two or more mobile check deposits with $100 minimum per deposit
- Easy access with low fees
- Unlimited check writing
- eStatements
- Online and Mobile Banking
- Debit Card
- Personal Checking: This account has a $5 monthly fee. This is waived if you meet any of the following requirements:
- Maintain a $1,000 monthly balance
- Elect to receive eStatements
- Be 55 years or older or be under the age of 18
- Premium Checking: This account has a $10 monthly fee and is waived when you maintain a $1,000 monthly balance.
- OneAccount Checking: This account has a $25 monthly fee, this is waived when you maintain a $10,000 monthly balance
- Customers who enrolled in any other OneWest Bank personal checking reward or bonus offer in the past 12 months are not eligible for this offer.
- Checking bonus offer is limited to one per customer and five per household.
- Accounts cannot be opened in the name of a business.
| My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Bottom Line
If you live in Southern California, be sure to take advantage of OneWest Bank Promotions! Additionally, they offer a variety of features and services while triggering a soft pull! Furthermore, their requirements are fairly straightforward and should be easy to complete so sign up fast!
However, your feedback is highly appreciated, feel free to write a comment below letting us know your experience with OneWest Bank to help us better inform you guys about this great bonus!
Lastly, check back at this page for updated OneWest Bank promotions, bonuses and offers.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
bank site does not talk about this promotion. Is this still available?
They ran a soft inquiry on my credit report via ChexSystem. Overall not a bad offer!
The PDF printout and bank’s website only mentions the promotion available for the Premium Checking, or OneAccount. There’s no mention of the Personal Checking option. So basically, to qualify for the Premium Checking (easier option) you need to leave $1,000 in the account for 180 days (to avoid early termination forfeit), do 2 or more $650 direct deposits in consecutive months within 90 days, activate a debit card within 60 days, sign up for e-statements within 30 days, and the bonus comes in a $200 VISA gift card.
Thanks for catching that for us, JC! The post has been updated! -Danny