OneWest Bank is offering residents of Southern California a $250 bonus when you open a Checking Account by December 31, 2019.
To get started, you will need to open a new qualifying checking account with a $1,000 opening deposit. After you have deposited the money into your account, simply maintain the balance for 90 days after account opening as well as setting up and receiving a recurring direct deposits or ACH deposits totaling $650+ a month for at least 2 consecutive months within 90 days of account opening.
Once all the requirements are met, you will have access to a range of features to better your banking experience. If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Editors Note: If you own a business and are looking for another great promotion from OneWest Bank such as this one, well you’re in luck! Be sure to check out OneWest Bank’s $600 Business Checking Promotion for business owners in the state of California.
Credit goes to Lindsay for letting us know about this bank bonus through our Rewards Program. Let us know if you find a new bank bonus and get paid!
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Table of Contents
OneWest Bank $250 Bonus Information
- Direct Link to Offer
- OneWest Bank Promotion PDF Printout
- Account Type: Personal, Premium, OneAccount Checking
- Availability: CA (Bank Locator)
- Expiration Date: 12/31/2019
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, let us know
- Opening Deposit: $1,000
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: Yes, $650+
- Monthly Fee: $5 – $25, see below
- Additional Requirements: None
- Household Limit: One per customer
- Closing Account Fee: Loss of bonus if closed within 6 months
What Triggers Direct Deposit? Alternative Methods
Many bank bonuses require you to make real direct deposit from your job to receive the sign up bonus. However, switching to your real paycheck can be frustrating and time consuming. You can find alternative methods below which many readers have reported to trigger direct deposit to receive the sign up bonus. Simply set up ACH transfers from these institutions to trigger direct deposit. Again, Your Mileage May Vary(YMMV). Please help us with your experience if you find a different method or to confirm a current method for direct deposit in the comments section below.
How To Earn OneWest Bank $250 Bonus
- Open a new qualifying Checking Account from OneWest Bank by December 31, 2019.
- Make an opening deposit of $1,000 and maintain the balance for 90 days.
- Set up and receive a recurring Direct Deposit/ACH Deposit of $650+ per month for 2 consecutive months within 90 days.
- Once you have completed the requirements during the 90 day qualification period, the $250 bonus will be deposited into your account within 30 days.
How To Avoid Monthly Fees
- Personal Checking: $5 monthly fee can be waived with:
- Maintain a $1,000 average monthly balance, OR
- Elect to receive eStatements, OR
- Account holder is a Senior (at least 55 years of age), OR
- One of the account holders is a minor (less than 18 years old)
- Premium Checking: $10 monthly fee can be waived with a $1,000 average monthly balance
- OneAccount Checking: $25 monthly fee can be waived with a $10,000 monthly average balance
If you live in Southern California, you now have the chance to sign up for a new checking account from OneWest Bank and earn a $250 bonus. All you need to do for this offer is follow the straight forward requirements above. I’d suggest you to open a personal checking account since the minimum fee can be waived easily if you sign up for eStatements.
Feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, check out our full list of Bank Promotions for all your banking needs.
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