
Find the most up-to-date Pacific Service Credit Union promotions, bonuses, and offers here.
Update 11/21/25: There’s currently a $100 and $400 checking bonus available for a limited time!
About Pacific Service Credit Union Promotions
| Eligibility: Membership in Pacific Service Credit Union is open to those who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, or Sonoma. Employees and retirees of PG&E Corporation and its domestic subsidiaries, including Pacific Gas and Electric Company (PG&E), PG&E National Energy Group and Pacific Venture Capital, LLC are also eligible to join. Immediate family and household members of a current Pacific Service Credit Union member also qualify for membership. See current membership details. |
Pacific Service Credit Union $400 Checking Bonus

- What you’ll get: $400 bonus
- Account Type: Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None with Free Checking
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Simply open a new checking account and set up direct deposit of $500 or more.
- Be sure to use the promo code EARN400 when you open your account to receive your $400 cash bonus.
- Checking: Final checking account establishment and Visa debit card are subject to approval through ChexSystems. Minimum age to open a checking account is 13. Visit the following webpages for complete membership eligibility, product details and current rates. Some restrictions apply. Free overdraft protection transfers available from established savings, money market or Visa accounts. ATM fee reimbursement limited to $3 per transaction and $15 per month for Relationship checking.
- Mobile banking: Mobile internet access is required to use our free mobile banking app. Check with your wireless carrier for applicable fees. The mobile banking app is accessed using the same login and password as online banking. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or saving accounts required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Payment requests to persons not already enrolled with Zelle® must be sent to an email address
- Incentive: Newly established direct deposit must be a payroll or government direct deposit of $500 or more. Incentive will be deposited to the savings account by the 10th of the following month after the newly established direct deposit is received. The savings account may earn dividends of 0.05% annual percentage yield (APY) with a $100 minimum balance. APY as of October 1, 2025 and is subject to change without notice. Opening multiple accounts or an additional account for existing accountholders will not earn an incentive. Must use promo code EARN400 in branch or online or we can’t guarantee that the incentive will be credited. We reserve the right to retain incentive dollars if the account is closed within 90 days of opening. Members who have closed a Pacific Service Credit Union checking account in the past 12 months are not eligible. Account must be in good standing to receive incentive. Offer subject to change without notice and may be cancelled at any time. Federally insured by NCUA.
Pacific Service Credit Union $100 Checking Bonus

- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None with Free Checking
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Open a new checking account and establish a new direct deposit of $500 or more.
- Incentive: Newly established direct deposit must be a payroll or government direct deposit of $500 or more.
- Incentive will be deposited to the savings account by the 10th of the following month after the newly established direct deposit is received.
- The savings account may earn dividends of 0.05% annual percentage yield (APY) with a $100 minimum balance.
- APY as of January 1, 2025 and is subject to change without notice.
- Account must be in good standing to receive incentive.
- Offer subject to change without notice and may be cancelled at any time.
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Bottom Line
Feel free comment below and let us know about how it went and if you could fund your account with credit card or not.
*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Pacific Service Credit Union promotions, bonuses, and offers.




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