Here you can find all the latest Patelco Credit Union promotions, bonuses, and offers.
Currently, you can earn a $100 bonus when you open a checking account with direct deposit and E-Statements. Then refer your friend and family for $50 bonus each.
About Patelco Credit Union Promotions
Pacific Telephone and Telegraph Company was formed in 1936 and is better known today as AT&T. Patelco FCU was formed in conjunction to serve employees of AT&T.
Eligibility: You are eligible to join Patelco Federal Credit Union if you live, work, worship, or attend school in certain communities. Additionally, you can join if you are an employee of a sponsor of Patelco FCU. For a full list of qualifications see their full list of membership requirements. |
Keep reading to learn more about Patelco Federal Credit Union promotions.
Patelco Credit Union $100 Checking Bonus

Earn a $100 bonus.
When you sign up for a Checking Account with direct deposit and E-Statements, you can earn a $100 bonus from Patelco Federal Credit Union.
- What you’ll get: $100 bonus
- Account Type: Free Checking, Interest Checking, Premier Interest Checking, Youth Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Chexsystems: Unknown
- Credit Card Funding: No
- Monthly Fees: No
- Early Account Termination Fee: None
- Household Limit: None
(AT&T Employees Only)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Join Patelco FCU and open a qualifying checking account.
- A minimum opening deposit of $100 is required for the account.
- Additionally, you will have to register a direct deposit to the account and sign up for E-Statements.
- Additionally, the $100 bonus will be deposited to your account after 90 days of maintaining your account requirements.
- Checking bonus available for new checking accounts only. Bonus offer available for one checking account per individual.
- Bonus subject to 1099 IRS reporting.
- However, limit one (1) account bonus per AT&T Advantage member.
- All Patelco memberships require a savings account to be opened.
Patelco Credit Union $50 Referral Bonus

Patelco Credit Union $50 Referral Bonus
When you refer your friends and family to open up an account, you both can earn a $50 bonus from Patelco Federal Credit Union.
- What you’ll get: $50 bonus, your friend gets $50 bonus
- Account Type: Checking account
- Availability: CA
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- Chexsystems: Unknown
- Credit Card Funding: No
- Monthly Fees: No
- Early Account Termination Fee: None
- Household Limit: None
(Expires September 30, 2022)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Refer a friend to Patelco
- The friend becomes a new member by opening a checking account with your referral code and a minimum $100 deposit
- You’ll both receive $50
- Refer a friend using your personal referral code.
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
- Patelco team members are not eligible to receive the $50 reward credit.
- If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099
How To Waive Monthly Fees
- Plus Checking: $6.95 monthly fee
- Free Checking: None
- Interest Checking: $5, Monthly fee waived if your account meets any one of the following: Monthly direct deposit of $100 or more, Minimum daily balance of $500, You’re a Patelco Commitment Household Member
- Youth Checking: None
- Money Market Select: None
- Regular Savings: None
- Coverdell Education Savings Account: $2
- Holiday Club Savings: None
- Youth Savings: None
Bottom Line
The Patelco Federal Credit Union promotions has similar requirements for bonuses of similar value. However, joining Patelco FCU gives you access to a number of wonderful services that I’d definitely recommend to anyone that is eligible.
However, note that Patelco FCU doesn’t have great rates for CDs and Savings. Instead, you may want to check out our full list of Bank Rates and CD Rates.
*Compare Patelco Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
Lastly, check back at this page for updated Patelco Federal Credit Union promotions, bonuses and offers.
Hi – Patelco actually has a pretty good savings account if you the account balance is under $2000. It’s 3% for their Money Market account. I just applied for one. https://www.patelco.org/explore-services/money-market
Maybe you could share this on this page https://www.hustlermoneyblog.com/patelco-credit-union-promotions/
Please use my referral code RFP7HPDV when opening your Patelco checking account to get a $50 bonus.