If you need a card to help you travel for work, consider signing up for the PNC Travel Rewards Visa Business Credit Card. There is a fair introductory offer of 2,500 Bonus Miles and receive double miles on your company’s first $2,500 in eligible purchases. These bonus miles have a value of $31 when you redeem for air travel.
The PNC Travel Rewards Business unfortunately doesn’t offer great ongoing rewards either. The only thing they offer is 1x miles per $1 spent on all purchases. At that point, you’re better off paying a small annual fee for a card with more substantial rewards.
Editor’s Note: This offer is available in select states such as Alabama, Washington, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, North Carolina, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Virginia, Wisconsin, and West Virginia.
|Chase Sapphire Preferred Card 100K Points*||Citi Premier® Card 80K Points*
|The Platinum Card® from American Express 100K Points*||Capital One Venture Rewards Credit Card 60K Points*|
|American Express® Gold Card 60K Points*||Citi CustomSM Cash Card $200 Bonus*|
|Chase Freedom Flex $200 Bonus*||Chase Freedom Unlimited Card $200 Bonus*|
|Blue Cash Preferred® Card from American Express $150 Bonus*||Blue Cash Everyday® Card from American Express $100 Bonus*|
|Chase Ink Business PreferredSM Card 100K Points*||Chase Ink Business UnlimitedSM Credit Card $750 Bonus*|
|U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus*||Capital One Quicksilver Cash Rewards Card $200 Bonus*|
|Wells Fargo Platinum card 18 Months of 0% BT & Purchases||*Must make minimum spending requirement to earn bonus|
*Check out PNC Bank bonuses for Checking & Savings accounts.
Table of Contents
PNC Travel Rewards Business Card Summary
|Bonus Available||Get double miles on your first $2,500 in eligible purchases. That’s up to 2,500 bonus miles.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Earn 1 mile per $1 spent on all eligible purchases.|
|Foreign Transaction Fees||No|
|Airport Lounge Access||No|
(Visit PNC Bank for more details)
PNC Travel Rewards Business 2,500 Bonus Miles
Get the PNC Travel Rewards Business card’s 2,500 bonus miles offer that’s available. These 2,500 points are worth $31 when you redeem the points for travel rewards, which maximizes the value of your points).
On top of the base amount of points earned, you can get one bonus point for each dollar you spend up to the first $2,500 in eligible purchases.
Here are some ideas on meeting the spending requirement:
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What Are PNC Miles Worth?
If you’re ready to redeem your PNC miles, here are some options you have and their values:
|Reward||Miles Value||Minimum to Redeem|
|Travel statement credits||$0.01 / mile||5,000 miles ($50)|
|Travel via PNC Rewards Center||$0.01 / mile||5,000 miles ($50)|
|Travel-related gift cards||Generally lower than $0.01 / mile||Not listed|
|PNC account direct deposits||$0.005 / mile||1,000 miles ($5)|
PNC Travel Rewards Business Card Availability
The PNC Premier Traveler card is limited to within PNC’s network. That includes:
- District of Columbia
- New Jersey
- New York
- North Carolina
- South Carolina
- West Virginia
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
For a business card that helps you on your travels, consider the PNC Travel Rewards Business card. However, their best feature is its low cost. The card comes with a below average sign-up bonus and rewards rates.
If this is something that you would be interested in and you would like more from PNC Bank, see our list of the Best PNC Bank Promotions! For more credit cards, see our latest list of the best credit card bonuses!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.