If you need a card to help you travel for work, consider signing up for the PNC Travel Rewards Visa Business Credit Card. There is a fair introductory offer of 2,500 Bonus Miles and receive double miles on your company’s first $2,500 in eligible purchases. These bonus miles have a value of $31 when you redeem for air travel.
The PNC Travel Rewards Business unfortunately doesn’t offer great ongoing rewards either. The only thing they offer is 1x miles per $1 spent on all purchases. At that point, you’re better off paying a small annual fee for a card with more substantial rewards.
Editor’s Note: This offer is available in select states such as Alabama, Washington, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, North Carolina, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Virginia, Wisconsin, and West Virginia
*Check out PNC Bank bonuses for Checking & Savings accounts.
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PNC Travel Rewards Business Card Summary
|Bonus Available||Get double miles on your first $2,500 in eligible purchases. That’s up to 2,500 bonus miles.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Earn 1 mile per $1 spent on all eligible purchases.|
|Foreign Transaction Fees||No|
|Airport Lounge Access||No|
- No annual fee
- No foreign transaction fees
- Low welcome bonus
- Poor rewards rate
- Good-Excellent credit need to qualify
- Limited availability
Editor’s Alternate Pick
The Capital One Spark Miles Select for Business offers a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening.
You can earn 1.5 miles per $1 on every purchase. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy.
There is no annual fee or foreign transaction fees to worry about making this card a viable option for business travel.
PNC Travel Rewards Business 2,500 Bonus Miles
Get the PNC Travel Rewards Business card’s 2,500 bonus miles offer that’s available. These 2,500 points are worth $31 when you redeem the points for travel rewards, which maximizes the value of your points).
On top of the base amount of points earned, you can get one bonus point for each dollar you spend up to the first $2,500 in eligible purchases.
Here are some ideas on meeting the spending requirement:
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What Are PNC Miles Worth?
If you’re ready to redeem your PNC miles, here are some options you have and their values:
|Reward||Miles Value||Minimum to Redeem|
|Travel statement credits||$0.01 / mile||5,000 miles ($50)|
|Travel via PNC Rewards Center||$0.01 / mile||5,000 miles ($50)|
|Travel-related gift cards||Generally lower than $0.01 / mile||Not listed|
|PNC account direct deposits||$0.005 / mile||1,000 miles ($5)|
PNC Travel Rewards Business Card Availability
The PNC Premier Traveler card is limited to within PNC’s network. That includes:
- District of Columbia
- New Jersey
- New York
- North Carolina
- South Carolina
- West Virginia
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
For a business card that helps you on your travels, consider the PNC Travel Rewards Business card. However, their best feature is its low cost. The card comes with a below average sign-up bonus and rewards rates.
If this is something that you would be interested in and you would like more from PNC Bank, see our list of the Best PNC Bank Promotions! For more credit cards, see our latest list of the best credit card bonuses!
(Visit PNC Bank for more details)
What’s the Competition?
The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening.
Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card
There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
The United Business Card offers 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card.
You'll earn 2X miles per $1 spent on United purchases, at restaurants (including eligible delivery services), gas stations, office supply stores, and on local transit and commuting.; 1X mile per $1 spent on all other purchases.
The card does carry a $99 annual fee (waived first year), however, you're able to save up to $140 per round-trip with a free checked bag. In addition, you can enjoy priority boarding privileges and have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year.
Also, enjoy $100 annual United travel credit after 7 flight purchases of $100 or more.
The Delta SkyMiles® Gold Business American Express Card offers 70,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. Offer Ends 4/28/21.
You'll earn 2X miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
This card carries a $99 annual fee ($0 introductory annual fee for the first year, then $99) (See Rates & Fees). However, there are no foreign transaction fees and you can take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
|Chase Business Complete BankingSM||$300 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|BBVA Free Checking & Savings||$250 Cash||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,000 Cash||Review|
|BlockFi||Up To $250 BTC||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.