If you need a card to help you travel for work, consider signing up for the PNC Travel Rewards Visa Business Credit Card. There is a fair introductory offer of 2,500 Bonus Miles and receive double miles on your company’s first $2,500 in eligible purchases. These bonus miles have a value of $31 when you redeem for air travel.
The PNC Travel Rewards Business unfortunately doesn’t offer great ongoing rewards either. The only thing they offer is 1x miles per $1 spent on all purchases. At that point, you’re better off paying a small annual fee for a card with more substantial rewards.
Editor’s Note: This offer is available in select states such as Alabama, Washington, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, North Carolina, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Virginia, Wisconsin, and West Virginia
*Check out PNC Bank bonuses for Checking & Savings accounts.
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PNC Travel Rewards Business Card Summary
|Bonus Available||Get double miles on your first $2,500 in eligible purchases. That’s up to 2,500 bonus miles.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Earn 1 mile per $1 spent on all eligible purchases.|
|Foreign Transaction Fees||No|
|Airport Lounge Access||No|
- No annual fee
- No foreign transaction fees
- Low welcome bonus
- Poor rewards rate
- Good-Excellent credit need to qualify
- Limited availability
Editor’s Alternate Pick
The Capital One® Spark® Miles Select for Business offers a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening.
You can earn 1.5 miles per $1 on every purchase. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy.
There is no annual fee or foreign transaction fees to worry about making this card a viable option for business travel.
PNC Travel Rewards Business 2,500 Bonus Miles
Get the PNC Travel Rewards Business card’s 2,500 bonus miles offer that’s available. These 2,500 points are worth $31 when you redeem the points for travel rewards, which maximizes the value of your points).
On top of the base amount of points earned, you can get one bonus point for each dollar you spend up to the first $2,500 in eligible purchases.
Here are some ideas on meeting the spending requirement:
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What Are PNC Miles Worth?
If you’re ready to redeem your PNC miles, here are some options you have and their values:
|Reward||Miles Value||Minimum to Redeem|
|Travel statement credits||$0.01 / mile||5,000 miles ($50)|
|Travel via PNC Rewards Center||$0.01 / mile||5,000 miles ($50)|
|Travel-related gift cards||Generally lower than $0.01 / mile||Not listed|
|PNC account direct deposits||$0.005 / mile||1,000 miles ($5)|
PNC Travel Rewards Business Card Availability
The PNC Premier Traveler card is limited to within PNC’s network. That includes:
- District of Columbia
- New Jersey
- New York
- North Carolina
- South Carolina
- West Virginia
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
For a business card that helps you on your travels, consider the PNC Travel Rewards Business card. However, their best feature is its low cost. The card comes with a below average sign-up bonus and rewards rates.
If this is something that you would be interested in and you would like more from PNC Bank, see our list of the Best PNC Bank Promotions! For more credit cards, see our latest list of the best credit card bonuses!
(Visit PNC Bank for more details)
What’s the Competition?
The Capital One® Spark® Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening.
Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card
There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
The UnitedSM Business Card offers 60,000 bonus miles after you spend $3,000 on purchases within the first 3 months of account opening.
You'll earn 2X miles per $1 at restaurants, gas stations and office supply stores and on United purchases. 1X mile per $1 spent on all other purchases.
In addition, earn 2X miles per $1 spent on local transit and commuting- including train tickets, taxi cabs, mass transit, tolls and ride share services.
The card does carry a $99 annual fee, however, you're able to save up to $120 per round-trip with a free checked bag. In addition, you have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year.
Also, enjoy $100 annual United travel credit after 7 flight purchases of $100 or more.
The Delta SkyMiles® Gold Business American Express Card offers 60,000 bonus miles after you spend $3,000 in purchases on your new Card in the first 3 months. Offer ends 10/28/20.
You'll earn 2X miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
This card carries a $99 annual fee ($0 introductory annual fee for the first year, then $99) (See Rates & Fees). However, there are no foreign transaction fees and you can take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.