Do you feel like you need a new change in your life? Perhaps your bank isn’t making you happy and you want a new bank that you can rely on. Well we have Radius Hybrid Checking Bank which is also a hybrid checking account, allowing you to control your bank on your mobile phone. They offer ATM’s nationwide with no fees or foreign ATM fee rebates. Being able to online and mobile bank, this gives you more free time while allowing you to overlook your bank without the full hassle.
Radius Bank Checking Account:
- Sign up Offer
- Rate: 0.00% APY for balances from $0-$2,499.99. Up to 0.90% or higher APY on balances $2,499.99 and higher.
- Account Type: Checking & Savings Account
- Availability: Nationwide
- Expiration Date: None
- Hard Inquiry: Unknown
- Opening Deposit Credit Card Funding: No
- Direct Deposit Requirement: $10 minimum
- Monthly Fee: none after you open your bank with $10
- Additional Requirements: To earn interest on any checking account with Radius, you need at least $2,500.
- Closing Account Fee: none
Radius Bank Extra Information:
Radius Hybrid Checking Bank requires a minimum amount of $10 to open a account . Rate tiers are as follows: 0.00% APY applies to all balances from $0.00 to $2,499.99 and for balances of $2,500.00 and over, the overall account APY would range from 0.00%-0.90% APY. Accounts will earn the stated APY only for the portion of the balance within the specified tier. The higher the dollar amount in the account (over $2,499.99), the higher the APY (up to 0.90%). There are no monthly fees or extra charges so this bank is a great option for you if you feel like your current bank is not making you happy.
Radius Hybrid Checking Bank charges $25 for each overdraft or returned item. That’s lower than the national median of $34, but there’s also no limit to the number of overdraft fees you can be charged each day. If your account stays negative longer than four days, there’s a daily overdraft charge of $5 that starts on Day 5 and lasts for the next 30 days if the account stays negative. This gives you a lot of leeway to make up for your negative charge because unlike Chase, you’ll be charged $34 each day until your bank is not in the negatives. Your account is also FDIC insured up to at least $250,000 per depositor in case you were having doubts in trusting a hybrid bank.
This bank offers many benefits that one would like. Offering no monthly fees, nationwide access to ATM’s with no foreign fee rebates or monthly fees, gives you more room when you travel. With your balance at $2,499.99, you’ll be able to earn up to 0.90% APY or higher. Having a balance of $0- $2,49.99, you’ll still be able to earn from 0.00% to 0.90% APY, so regardless, you’ll be able to earn APY no matter what. This Radius Hybrid Checking Bank, is great for those that are lazy and enjoy having benefits that they can partake wherever and whenever on the go.
The Delta SkyMiles® Reserve Business American Express Card offers 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months.
You'll earn 3X miles on every dollar spent on eligible purchases made directly with Delta.; 1X mile on every eligible dollar spent on purchases.
This card does carry an annual fee of $550 (See Rates & Fees). However, there are no foreign transaction fees.