Find the latest Resource One Credit Union CD Rates, Offers, and Promotions here.
Best CD Rates: 6.17% 12-Month, 6.43% 12-Month IRA, $500 minimum
Availability: TX (Locator)
About Resource One Credit Union CD Rates
Resource One Credit Union is headquartered in Dallas and is the 44th largest credit union in the state of Texas. It is also the 519th largest credit union in the nation. It was established in 1936 and as of June of 2023, it had grown to 187 employees and 72,437 members at 13 locations. Resource One Credit Union’s CD rates are 7X the national average, and it has a C+ health rating.
Eligibility: Membership in Resource One Credit Union is open to anyone who lives or works in northwest Harris County (Houston area) or Dallas County, Texas, or within a 10-mile radius of the Carrollton branch. Membership is also open to employees of Select Employee Groups (listed in the online membership application). Membership qualifications. |
Regular Certificates
Term | APY Rate | Minimum Deposit |
3-Month | 2.53% | $500 |
6-Month | 3.04% | $500 |
12-Month | 6.17% | $500 |
24-Month | 3.82% | $500 |
36-Month | 3.97% | $500 |
48-Month | 4.33% | $500 |
60-Month | 4.44% | $500 |
IRA Certificates
Term | APY Rate | Minimum Deposit |
3-Month | 2.78% | $500 |
6-Month | 3.30% | $500 |
12-Month | 6.43% | $500 |
24-Month | 4.07% | $500 |
36-Month | 4.23% | $500 |
48-Month | 4.59% | $500 |
60-Month | 4.70% | $500 |
*The above information and rates are accurate as of 1/5/2024.
Resource One Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a Resource One Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals.
If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates.
- Minimum deposit: $500
- Maximum deposit: None listed
- Early withdrawal penalty: Yes
(at Resource One Credit Union)
Rising Bank 6-Month CD (5.35% APY) | Rising Bank 12-Month CD (5.31% APY) |
Alliant Credit Union 12-Month Certificate (5.20% APY) | Technology Credit Union 5-Month No-Penalty CD (5.15% APY) |
Western Alliance Bank 3-Month CD (5.26% APY) | Western Alliance Bank 12-Month CD (5.05% APY) |
Ponce Bank 3-Month CD (5.20% APY) | Blue Federal Credit Union 9-Month No Penalty CD (5.10% APY) |
SkyOne Federal Credit Union 5-Month CD (5.00% APY) | Sun Canyon Bank 11-Month CD (4.94% APY) |
Sun Canyon Bank 5-Month CD (5.04% APY) | Lemmata Savings Bank 9-Month CD (5.05% APY) |
Nelnet Bank 12-Month CD (4.86% APY) | Nelnet Bank 24-Month CD (4.55% APY) |
Quontic Bank 6-Month CD (5.05% APY) | Nelnet Bank 36-Month CD (4.45% APY) |
Account Features & Benefits
- Minimum Opening Deposit: $500
- Terms: 3 months – 5 years
- Monthly Maintenance Fees: $0
- Interest: Monthly dividends
- Renewal: Automatically renews at the term selected and the rate at the time of renewal
- Transaction Limits: All certificates are subject to a withdrawal penalty before the maturity date
- Federally insured to at least $250,000.
- Special Regular Certificate promotions can carry other terms; please refer to individual products
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500.
For example accounts like Certificate of Deposits, Savings Accounts, and Loan services. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Resource One Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Rising Bank | 5.35% APY 6-Month CD | Review |
Rising Bank | 5.31% APY 12-Month CD | Review |
Western Alliance Bank | 5.30% APY 5-Month CD | Review |
Western Alliance Bank | 5.26% APY 3-Month CD | Review |
Western Alliance Bank | 5.23% APY 6-Month CD | Review |
Ponce Bank | 5.20% APY 3-Month High Yield CD | Review |
Ponce Bank | 5.20% APY 1-Month High Yield CD | Review |
Alliant Credit Union | 5.20% APY 12-Month Certificate | Review |
Technology Credit Union | 5.15% APY 5-Month No-Penalty CD | Review |
Mission Valley Bank | 5.15% APY 1-Month CD | Review |
Western Alliance Bank | 5.15% APY 9-Month CD | Review |
Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
Western Alliance Bank | 5.05% APY 12-Month CD | Review |
Lemmata Savings Bank | 5.05% APY 9-Month CD | Review |
Quontic Bank | 5.05% APY 6-Month CD | Review |
Sallie Mae | 5.05% APY 14-Month CD | Review |
Sun Canyon Bank | 5.04% APY 5-Month CD | Review |
SkyOne Federal Credit Union | 5.00% APY 5-Month CD | Review |
Sallie Mae | 5.00% APY 10-Month CD | Review |
First Tech Federal Credit Union | 5.00% APY 13-Month Share Certificate | Review |
First Citizens Bank | 5.00% APY 11-Month CD | Review |
Sun Canyon Bank | 4.94% APY 11-Month CD | Review |
First Financial Northwest Bank | 4.90% APY 12-Month CD | Review |
Nelnet Bank | 4.86% APY 12-Month CD | Review |
GreenState Credit Union | 4.70% APY 10-Month CD | Review |
Blue Federal Credit Union | 4.70% APY 15-Month CD | Review |
Discover Bank | 4.70% APY 12-Month CD | Review |
Nelnet Bank | 4.55% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
Nelnet Bank | 4.45% APY 36-Month CD | Review |
SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
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