Available for residents of New York, Ridgewood Savings Bank is offering a 1.75% APY when you open a Smart Move Online Savings account. To earn this competitive rate, simply make an opening deposit of at least $.01 and then you will be guaranteed your 1.75% APY. Keep in mind that if you go above the maximum balance, you will not be able to qualify for the APY. With this account, you will enjoy online banking, mail services, mobile apps, and FDIC coverage. So if you are interested and qualify, apply online today!
Ridgewood Savings Bank Account Info:
- Sign up Offer
- Account Type: Smart Move Online Savings
- Interest Rate: 1.75% APY
- Minimum Balance: $.01
- Maximum Balance: $249,999.99
- Availability: NY (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Soft Pull
- Opening Deposit: $.01
- Credit Card Funding: None
- Direct Deposit Requirement: None
- Monthly Fee: None listed
- Additional Requirements: You must keep the account in good standing.
- Early Termination Fee: None listed
- Insured: FDIC
ACH Capabilities & Limits:
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
Earn Ridgewood Savings Bank Rates:
- Open a Smart Move Online Savings account with a $.01 opening deposit from Ridgewood Savings Bank.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Earn a rate of 1.75% APY with your initial deposit amount ($.01) and up to the amount of $249,999.99.
| Balance Requirement | APY Rate |
| $.01 – $249,999.99 | 1.75% |
| $250,000.00 or more | 0.30% |
*Rates accurate as of 07/16/2018
Why You Should Sign Up For This Account:
- Access your accounts online 24/7
- Enjoy the mobile apps
- Manage your account through the mail
- FDIC Insured
Bottom Line:
Check out this offer from Ridgewood Savings Bank. When you open a Smart Move Online Savings account you can earn a 1.75%APY. All you have to do is make an opening deposit of $.01 and then you’ll be on your way! Also, if you have any experiences with this bank then leave us a comment letting us know how it went for you! Your feedback makes our site even better. For more bank offers, see the complete list of Best Bank Rates!
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