Find an updated list of SkyOne Federal Credit Union promotions, bonuses, and offers here.
Update 10/22/25: There’s currently an up to $50,000 bonus when opening a business checking or savings account. You’ll earn a 1% bonus on deposits on up to $5M valid through 10/31/25.
About SkyOne Federal Credit Union Promotions
SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, they are passionate about helping their members build a strong financial foundation and reach financial freedom.
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I’ll review the current offers below.
SkyOne Federal Credit Union $50,000 Business Checking or Savings Bonus
- What you’ll get: $50,000 bonus
- Account Type: Business Checking or Savings
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, maybe sensitive.
- Credit Card Funding: No
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires 10/31/2025)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($600 Bonus) | Axos Bank Basic Business Checking ($200 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Eligibility for New Business Accounts:
- Open a new eligible business checking or savings account with SkyOne during the promotional period.
- Maintain an average balance of $100,000 or more in the new account during the first 90 calendar days from the account opening date.
- Eligibility for Existing Business Accounts:
- Maintain an average balance of $100,000 or more above your average daily balance for the preceding 90 calendar days (baseline period), measured from the first day of the promotional period or enrollment date, whichever is later.
- The increased balance must be maintained for 90 consecutive calendar days.
- Eligible accounts will receive a bonus equal to 1% of the qualifying average balance (maximum of the qualifying balance threshold met) during the 90-day qualification period.
- Bonus available on up to $5 Million per business account.
- Bonus for existing members is paid only on the amount above the 90 day average balance and not on existing balances.
- The bonus will be deposited into the eligible business account within 60 calendar days after all requirements have been met.
- Business Banking Bonus Offer Disclosure
- The Business Banking Bonus Offer is available to new and existing business members of SkyOne Federal credit Union who meet the eligibility criteria described below.
- This Offer is valid through October 31, 2025, unless modified or cancelled at the discretion of SkyOne without prior notice.
- Eligibility for New Business Accounts:
- Open a new eligible business checking or savings account with SkyOne during the promotional period.
- Maintain an average balance of $100,000 or more in the new account during the first 90 calendar days from the account opening date.
- Eligibility for Existing Business Accounts:
- Maintain an average balance of $100,000 or more above your average daily balance for the preceding 90 calendar days (baseline period), measured from the first day
- of the promotional period or enrollment date, whichever is later.
- The increased balance must be maintained for 90 consecutive calendar days.
- Bonus Payment:
- Eligible accounts will receive a bonus equal to 1% of the qualifying average balance (maximum of the qualifying balance threshold met) during the 90-day qualification
period. - Bonus available on up to $5 Million per business account.
- Bonus for existing members is paid only on the amount above the 90 day average balance and not on existing balances.
- The bonus will be deposited into the eligible business account within 60 calendar days after all requirements have been met.
- Bonus payments are considered interest and may be reported on IRS Form 1099-INT or other applicable tax forms. The business is responsible for any applicable taxes.
- Additional Terms:
- Average balance is calculated by adding the daily end-of-day balance for the qualification period and dividing by the number of days in the period
Accounts must remain open and in good standing through the date the bonus is paid to receive the bonus. - This Offer is non-transferable and cannot be combined with other promotions unless otherwise stated.
- SkyOne reserves the right to change or terminate this Offer at any time without notice.
- Federally Insured by NCUA
SkyOne Federal Credit Union $100 Wealth Management Bonus (Expired)
SkyOne is offering a $100 bonus when you open a Wealth management account with $25K or more.
- What you’ll get: $100 bonus
- Account Type: Wealth Management Account
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, maybe sensitive.
- Credit Card Funding: No
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires 08/31/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive $100 Amazon e-gift card members must open a SkyOne Wealth Management Investment account with $25,000 or more with CFS.
- Offer valid through August 31, 2023.
- To receive $100 Amazon e-gift card members must open a SkyOne Wealth Management Investment account with $25,000 or more with CFS.
- Amazon e-gift cards will be emailed within 30 days after meeting conditions, while supplies last.
- Qualified members will receive a $100 Amazon e-gift card for investments of $25,000 or more.
- Must have held an appointment with CFS by August 31, 2023, to receive this offer.
- Must provide a valid email address.
- Must be 18 or older to participate.
- CFS reserves the right to provide a raincheck or a substitute of equal or greater value.
SkyOne Federal Credit Union $25 Referral Bonus (Expired)
SkyOne Federal Credit Union is offering up to a $500 bonus when you open a new checking account and complete certain requirements.
- What you’ll get: $25 Amazon Gift Card bonus
- Account Type: Checking
- Availability: Nationwide
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, maybe sensitive.
- Credit Card Funding: Can fund up to $500 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
Here is an alternative link to the offer.
(No expiration Date)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Enter your email and share with friends via Facebook, Twitter, or email.
- Your friend will receive a $25 Amazon gift card when they open an account and deposit the minimum opening balance amount of $5.
- You’ll get your $25 Amazon gift card when they become a member in good standing for 30 days!
- Only current SkyOne Federal Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.”
- The referring member will receive a $25 gift card for each valid referral, as noted below, with a limit of 10 referrals (or $500) paid out per member per year.
- A valid referral requires an individual who: 1) meets SkyOne’s membership requirements; 2) opens a new membership at SkyOne through an in-person representative OR online; 3) deposits the minimum opening balance amount of $5; 4) maintains the new account in good standing for a period of thirty (30) days; and 5) maintains good standing with the Credit Union as a member for a period of thirty (30) days.
- Offer subject to change without notice and may end at any time.
SkyOne Federal Credit Union $100 Savings Bonus (Expired)
- What you’ll get: $100 bonus
- Account Type: Savings
- Availability: Nationwide
(Offer Expires June 30, 2022)
HOW TO EARN BONUSFINE PRINT
- Earn $100 bonus:
- Open a Sky-High Savings Account from June 14, 2022, to June 30, 2022 using promo code SKYHIGH
- Deposit your par share value of $5 into a Primary Savings Account
- Deposit the minimum opening balance amount of $1 into the Sky-High Savings Account
- This offer is intended for new Sky-High Savings Accounts only.
- You are not eligible for this offer if you are a current owner of a Sky-High Savings Accounts account or if you have closed an account within the last 12 months.
- Bonus will be deposited into your SkyOne Primary Savings account within 180 days of account opening.
- Account must be in good standing to qualify.
- Account in good standing is defined as
- 1) Your account balance must not be negative for more than 30 calendar days;
- 2) You must be in good standing, which means no delinquent or charged-off loans or charged-off share accounts with SkyOne Federal Credit Union; and
- 3) You do not have a ChexSystems record with monies owed.
- SkyOne reserves the right to terminate this offer at any time.
- Go to All in One Disclosure for a complete list of terms and conditions.
How To Waive Monthly Fees
- Advantage Checking Account: The $5 monthly fee will be waived when one of the following criteria listed below have been met each month:
- Be 25 years of age or under
- Be 65 years of age or over
- Have an active Visa® credit card, or line of credit, including HELOC (activity is defined as carrying a balance or making purchases each month that total $100 or more)
- Have a current consumer loan, including mortgage
- Have a minimum average daily share balance of $2,500 across all primary account holder’s accounts
- Make monthly aggregate deposits of $1,000 or more in SkyOne Advantage Checking Account
- Make a minimum of 10 debit card POS (point-of-sale) transactions
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Bottom Line
These are the current SkyOne Federal Credit Union promotions and offers. If you have experience with this credit union let us know if it’s a soft or hard pull. However, do note that you have to refer 20 people to earn the full extent of the bonus.
CDs and Savings accounts are another great way to save and earn money. Check out our full list of Bank Rates and CD Rates for the best rates nationwide.
Compare SkyOne Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!
* Check back for updated SkyOne Federal Credit Union promotions, bonuses and offers.
Used Nate’s refer link, please use my referral to get the $25 bonus, thanks.
https://refer.skyone.org/wutontheroad
Feel free to use my referral in addition to this bonus. Thanks in advance!
https://refer.skyone.org/natebrinton
NEW UPDATE: SkyOne ended the $200 Bonus Checking offer on April 6, 2020, but SkyOne still has Totally Free Checking and exceptional service. Look for more great deals from SkyOne coming soon.
UPDATE: SkyOne has extended the $200 Checking Bonus offer another month! The new expiration date of the campaign is now April 30, 2020. Share this with friends and family!