Take advantage of Southern Bank promotions, bonuses, and offers here!

Update 6/16/26: There’s currently a $250 checking bonus valid as a limited time offer.

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Southern Bank $250 Checking Bonus

Earn a $250 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $250 bonus
Account Type: Checking
Availability: AR, IL, KS, MO (Locator)
Direct Deposit Requirement: Unknown
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: $2-6; waivable
Early Account Termination Fee: Not listed
Household limit: None listed

$250 Bonus at Southern Bank

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($425 bonus)
Bank of America ($100 bonus offer)	U.S. Bank Smartly^® Checking ($450 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

For a limited time, earn a $250 bonus when you open a Freedom 250 checking account with Southern Bank. Terms apply, see your local branch for details.

Terms apply, see your local branch for details.

How To Waive Monthly Fee

Keeps Spending Checking: $6 monthly fee waived with:
- Enroll in online statements AND
- Use your debit card 15 times per statement cycle OR
- Maintain a minimum daily balance of $5,000
Southern Advantage Checking: $5 monthly fee waived with:
- Enroll in online statements OR
- Maintaining an average daily balance of $5,000
Southern Basic Checking: $2 monthly fee waived with:
- Enroll in online statements OR
- Maintain an average monthly balance of $2,500
Southern Elite Checking: $2 monthly fee waived with:
- Enroll in online statements OR
- Maintain an average monthly balance of $2,500

Bottom Line

Although you can earn a generous bonus from Southern Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Southern Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!