Find the most up-to-date SouthPoint Financial Credit Union promotions, bonuses, and offers here.

Update 12/23/25: There’s currently an up to $400 checking bonus offer valid through 1/31/26.

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About SouthPoint Financial Credit Union Promotions

Eligibility: The credit union’s original field of membership was limited to members of St. Mary’s Parish of Sleepy Eye, their immediate families and associations of such members. The most recent field of membership expansion happened in 2025 which went to 30 counties that include; Blue Earth, Brown, Carver, Chippewa, Cottonwood, Dakota, Faribault, Freeborn, Goodhue, Kandiyohi, Lac qui Parle, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sherburne, Sibley, Stearns, Steele, Waseca, Watonwan, Wright and Yellow Medicine. See current membership details.

SouthPoint Financial Credit Union $400 Checking Bonus

What you’ll get: $400 bonus
Account Type: Checking
Availability: MN (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Soft Pull
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination fee: Not listed
Household Limit: Not listed

$400 Offer at SouthPoint Financial Credit Union

(Expires 01/31/2026)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new SouthPoint Checking account with a debit card.
Make 30 debit card transactions
Enroll in online banking, mobile banking & estatements
Receive $100 cash back with a direct deposit of $2,000+
Receive $200 cash back with a direct deposit of $5,000+
Receive $400 cash back with a direct deposit of $7,500+.

Offer valid 12/1/25 – 1/31/26.
Limit one account per membership.
This offer is not available to current SouthPoint Financial Credit Union checking account holders or to individuals who have closed a checking account within the past 90 days or closed one with a negative balance in the last two years.
You may receive only one new checking account bonus every four years, based on your last coupon enrollment date.
Each coupon is valid for one-time use only.
To qualify for the cash back bonus, complete the following within 90 days of opening a new EzMoney Checking, North Star Checking, Rising Star Checking, or Shining Star Checking account with a debit card (subject to approval): make 30 debit card transactions; enroll in online banking, mobile banking & estatements, receive $100 cash back with a direct deposit of $2,000+; receive $200 cash back with a direct deposit of $5,000+; receive $400 cash back with a direct deposit of $7,500+.
You must be at least 16 years old to qualify.
If under 18, a parent or guardian must be a joint account holder.
Business and trust accounts are excluded.
Micro-deposits (typically less than $1) do not count as qualifying direct deposits.
Your account must remain open and unrestricted at the time of bonus payout.
If the account is closed within six months of coupon enrollment, the bonus will be deducted at closing.
Rates may change after account opening.
All deposit accounts are federally insured up to $250,000 by the NCUA.
Fees may reduce earnings.
Employees, volunteers, and their immediate family members are not eligible.