Do you frequently fly and are in need of a credit card that’ll give you great benefits? If so you should definitely consider applying for the Suntrust Bank Travel Rewards Credit Card! These benefits include a $250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening.
This card also offers great benefits for travelers including Mastercard Airport Experiences where you’re given access to exclusive airport lounges to over 400 airports across the world and a chance to earn 3% unlimited cash back on any qualifying traveling expenses!
If you’re interested, be sure to check out what more Suntrust Bank has to offer to its customers! However if you do not reside in a state that Suntrust is in, then feel free to check our list for other credit card bonuses!
* The Travel Rewards Credit Card is issues by Suntrust bank. They also offer great sign-up bonuses for their Checking/ Savings Accounts.
Note: Check out the following cards to earn one of the best cash/points back opportunities on travel spend: Wells Fargo Propel card, the Chase Sapphire Preferred card, or the Capital One Venture Rewards card! For a wider variety, see more credit card bonus offers here.
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Suntrust Bank Travel Rewards Credit Card Summary
|Bonus Available||$250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening.|
|Travel Credit||Get up to a $100 statement credit every 5 years for your Global Entry or TSA Precheck application fee.|
|Ongoing Rewards/Benefits||3% Unlimited Cash Back on travel qualifying purchases.
2% Unlimited Cash Back on dining qualifying purchases.
1% Unlimited Cash Back on all other qualifying purchases
|Airport Lounge Access||Enjoy LoungeKey membership with access to 850+ lounges (fees may apply).|
|Foreign Transaction Fees||None|
|Annual Fee||Waived the first year; $89 annually.|
- Welcome bonus
- Airport lounge access
- TSA Precheck/Global Entry credit
- Loyalty bonus
- Flexible rewards
- No foreign transaction fees
- Annual fee
- Good-Excellent credit needed to qualify
- Minimum redemption requirement
- Limited availability
Editor's Alternate Pick
The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
You'll earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1X point per dollar spent on all other purchases.. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value!
You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
This card carries a $95 annual fee.
SunTrust Travel Rewards Card $250 Bonus Cash Offer
Sign up and take advantage of the SunTrust Travel Rewards card’s introductory offer of $250 statement credit. In order to qualify, charge at least $3,000 to your card within the first 3 months of opening your account
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
Suntrust Bank Travel Rewards Credit Card Top Features
SunTrust Travel Rewards cardholders are eligible to receive one (1) statement credit per account, every five (5) years up to $100, for either the Global Entry or the TSA Precheck application fee. Cardholder must charge the application fee of at least $85 to their SunTrust Travel Rewards Card to be eligible for the statement credit.
Cardholders will receive a statement credit for the first program (either Global Entry or TSA Precheck) to which they apply and pay for with their eligible card, regardless of whether they are approved for Global Entry or TSA Precheck.
With complimentary LoungeKey membership, enjoy:
- Two free lounge visits. After that, pay only $27 per per visit, per person.
- Access to 850+ lounges in over 400 airports worldwide, regardless of airline, frequent flyer membership or class of ticket.
- Unique experiences and offers in dining, shopping and spa outlets within the airport.
If you are traveling abroad, you can use your SunTrust Travel Rewards credit card and get no foreign transaction fee for any purchases made!
SunTrust Travel Rewards Card Availability
The SunTrust Travel Rewards card is limited to the issuer's networks, so if you reside elsewhere than the states listed below, consider other credit card options.
- North Carolina
- South Carolina
- Washington, D. C.
- West Virginia
For those frequent flyers, this credit card may be the best option for you! Suntrust Bank Travels Rewards Credit Card has many great benefits for those who love to travel or frequently go on business trips.
If you don't travel much, there's no need to worry, because we have an entire list of great credit cards that offer many great benefits!
(Visit SunTrust.com for more detail about this card)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.
Who's the Competition?
The British Airways Visa Signature Card offers 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Plus earn a Travel Together Ticket after you spend $20,000 total on purchases within your first year of account opening.
• 5X Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3X Avios.
• 3X Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2X Avios.
• 1X Avios per $1 spent on all other purchases.
This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
The Delta SkyMiles® Gold American Express Card offers 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn up to $50 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership.
Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit on your Card to inspire your next travel.
You'll earn 2X Miles on Delta purchases at restaurants worldwide, including takeout and delivery, and at U.S. supermarkets; 1X mile for every eligible dollar you spend on purchases.
Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
There is a $99 annual fee, however, there is a $0 introductory annual fee for the first year (See Rates & Fees). Now, you'll get get more savings with your first checked bag for free on Delta flights.
The Capital One Venture Rewards Credit Card offers 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months.
You're able to earn 2X miles on every purchase, every day.
This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®.