The Surge Mastercard is designed to help people with less than perfect credit scores. So whether you’re new to credit or you’re looking to redeem yourself from your past mistakes and are looking to rebuild, this card may be on your shortlist.
When using this card make sure that you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
Continue reading below to learn about its fees and features.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
| TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
| Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
| WeBull 2 Free Stocks | |
Table of Contents
Surge Mastercard Summary
(Visit the link above to sign up at SurgeCardNow.com)
| Bonus Available | No sign-up bonus available for this card |
| Balance Transfers: Intro | N/A |
| Purchases: Intro APR | N/A |
| Monthly Servicing Fee | See Terms* |
| Regular APR | See Terms* |
| Cash Advance APR | See Terms* |
| Annual Fee | See Terms* |
Recommended Free Credit Score (Get Free Score)
PROS
- Potential unsecured card access
- Monthly reporting to three major credit bureaus
CONS
- High annual fee
- Monthly maintenance fee (after first year)
- High variable purchase APR
Card Highlights
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See if you’re Pre-Qualified with no impact to your credit score
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All credit types welcome to apply
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Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
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Monthly reporting to the three major credit bureaus
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Fast and easy application process; results in seconds
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Use your card at locations everywhere Mastercard® is accepted
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Checking Account Required
Surge Mastercard Features
- Monthly Credit Reporting: Monthly reporting to the three major credit bureaus.
- Credit Limit Increase: Free automatic account reviews for credit limit increases.
- Free Credit Score: Access to your monthly Vantage 3.0 credit score.
- Account Notifications
- Customize your notifications to better manage your spending and payments.
- $0 Fraud Liability: You won’t be held responsible for unauthorized charges.
- Credit Limit: Card offers are for an authentic Mastercard with a Credit Limit between $300 and $750.
Bottom Line
Enjoy automatic account reviews for credit limit increases and free access to your credit score with the Surge Mastercard®! For more credit cards options, see our latest list of other best credit card bonuses!
(Visit the link above to sign up at SurgeCardNow.com)
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,000 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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