Available to those in the state of Tennessee, F&M Bank has wide array of products to meet your individual needs. They offer a range of services from online banking to mobile banking along with eStatements and online Bill Pay. and They currently offer standard CD rates from 3-months to 60-months with 0.45% to 1.61% APY Rates. By joining F&M Bank and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $1,000 to open. Right now, they are having a special 12-month CD term with up to 2.50% APY and 24-month CD term with up to 3.00% APY on balances $1,000 or more. If you are interested, make sure to read on to learn more about F&M Bank’s wide array of CDs or visit any branch now and open your CD today!
| Blue Federal Credit Union | 5.15% APY 15-Month CD | Review |
| Sallie Mae | 5.15% APY 27-Month CD | Review |
| Ponce Bank | 5.15% APY 3-Month High Yield CD | Review |
| Quontic Bank | 5.15% APY 12-Month CD | Review |
| First Mid Bank & Trust | 5.10% APY 9-Month CD | Review |
| Ponce Bank | 5.10% APY 1-Month High Yield CD | Review |
| Ponce Bank | 5.06% APY 4-Month No-Penalty CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| CIT Bank | 5.00% APY 6-Month CD | Review |
| Western Alliance Bank | 5.00% APY 6-Month CD | Review |
| Western Alliance Bank | 5.00% APY 3-Month CD | Review |
| Sallie Mae | 5.00% APY 23-Month CD | Review |
| Blue Federal Credit Union | 5.00% APY 9-Month No Penalty CD | Review |
| mph.bank | 4.92% APY 6-Month No Penalty CD | Review |
| First Mid Bank & Trust | 4.92% APY 12-Month No Penalty CD | Review |
| FVCbank | 4.90% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
F&M Bank CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! F&M Bank’s Best CD Offer pays the highest APY rate with a 3.00% APY rate on their 24-Month term, which is also their current promotion, along with their 12-Month CD special with 2.50% APY. Be sure to view our Best 12-Month CD Rates and Best 24-Month CD Rates list and see how they compare. F&M Bank wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special CD Rates:
| Term | APY Rate | Minimum Deposit |
| 12 Month | 2.50% | $1,000 |
| 24 Month | 3.00% | $1,000 |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.45% | $1,000 |
| 6 Month | 0.50% | $1,000 |
| 9 Month | 0.75% | $1,000 |
| 12 Month | 1.00% | $1,000 |
| 18 Month | 1.10% | $1,000 |
| 24 Month | 1.15% | $1,000 |
| 36 Month | 1.20% | $1,000 |
| 48 Month | 1.30% | $1,000 |
| 60 Month | 1.60% | $1,000 |
*Rates Effective As Of 09/04/2018
CD Features:
- Competitive interest rates
- Open a CD with a just $1,000
- FDIC Insured
Bottom Line:
If you are interested in a short term or long term CD, look no further as F&M Bank offers you a standard and special CD rates that go up to 2.50% APY on 12- month term and 3.00% APY on 24- month term. All you need to do is to pick your CD term and watch your money grow! I highly recommend opening pretty much any of their CD accounts, especially because of their high rates but low balance requirements. Be sure to take advantage of these rates while they lasts! Sign up for a CD with F&M Bank and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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