Available to residents nationwide, Union Bank has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. Union Bank has some exceptional CD Rates, current noteworthy ones are their 2.90% APY 18-23 Month CD!
With a unique selection of lengths to choose from, you can be sure to find an account that best fits all your banking needs. Not only do you get an account, but you can also take advantage of a low required minimum balance of just $10,000 on selected CD terms. You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience!
| Consumers Credit Union | 5.20% APY 13-Month Certificate | Review |
| Mission Valley Bank | 5.15% APY 1-Month CD | Review |
| Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
| Ponce Bank | 5.14% APY 1-Month High Yield CD | Review |
| Ponce Bank | 5.10% APY 3-Month High Yield CD | Review |
| Quontic Bank | 5.10% APY 6-Month CD | Review |
| Ponce Bank | 5.07% APY 4-Month No-Penalty CD | Review |
| Service Credit Union | 5.00% APY 12-Month CD | Review |
| Nelnet Bank | 5.00% APY 12-Month CD | Review |
| First Citizens Bank | 5.00% APY 11-Month CD | Review |
| First Financial Northwest Bank | 4.90% APY 12-Month CD | Review |
| Sallie Mae | 4.85% APY 14-Month CD | Review |
| Sallie Mae | 4.80% APY 10-Month CD | Review |
| Alliant Credit Union | 4.80% APY 12-Month Certificate | Review |
| SkyOne Federal Credit Union | 4.75% APY 5-Month CD | Review |
| Live Oak Bank | 4.70% APY 12-Month CD | Review |
| Live Oak Bank | 4.70% APY 12-Month Business CD | Review |
| GreenState Credit Union | 4.60% APY 10-Month CD | Review |
| Discover Bank | 4.50% APY 12-Month CD | Review |
| Blue Federal Credit Union | 4.50% APY 15-Month CD | Review |
| First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Western Alliance Bank | 4.30% APY 3-Month CD | Review |
| Sun Canyon Bank | 4.29% APY 11-Month CD | Review |
| Blue Federal Credit Union | 4.25% APY 9-Month No Penalty CD | Review |
| Rising Bank | 4.25% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| Western Alliance Bank | 4.10% APY 5-Month CD | Review |
| Rising Bank | 4.00% APY 12-Month CD | Review |
| Western Alliance Bank | 4.00% APY 6-Month CD | Review |
| Southwestern National Bank | 4.00% APY 5-Month CD | Review |
| Southwestern National Bank | 3.75% APY 8-Month CD | Review |
| Nelnet Bank | 3.56% APY 24-Month CD | Review |
| Southwestern National Bank | 3.50% APY 10-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| Nelnet Bank | 3.30% APY 36-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Union Bank CD Information:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Union Bank pays the highest APY rate with 2.90% APY 18-23 Month CD Rates which is also their current promotion.With as little as $10,000, you can invest in a CD account and maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
CD Specials:
| Term | APY Rate | Minimum Deposit |
| 18-23 Month | 2.90% | $10,000 |
Certificates of Deposit Rates:
| Term | APY Rate | Minimum Deposit |
| 7 – 31 Day | 0.05% | $2,500 |
| 32 – 89 Day | 0.05% | $350 |
| 90 – 179 Day | 0.05% | $350 |
| 180 – 364 Day | 0.05% | $350 |
| 12 -17 Month | 0.15% | $350 |
| 18 – 23 Month | 0.15% | $350 |
| 24 – 35 Month | 0.20% | $350 |
| 36 – 47 Month | 0.35% | $350 |
| 48 – 59 Month | 0.40% | $350 |
| 60 Month CD | 0.50% | $350 |
Rates effective as of 10/24/2018
CD Features:
- 24/7 access to your account online
- No monthly maintenance fee
- A low $350 minimum for standard
- FDIC Insured
Bottom Line:
Union Bank maximize your earnings. Certificates of Deposit and IRAs are excellent financial tools for preparing for retirement. More than focusing on the community, Union Bank makes sure that you can benefit from high competitive rates for the term of the certificate, and so, you can earn a 2.90% APY 18 to 23-month CD rate!
Since CDs are FDIC-insured, you’ll enjoy the security of a savings account with the higher interest associated with an investment. With a CD, your savings are invested at a set rate for a specified period of time. Though this is a pretty decent rate, there are so many other CD rates that you can try! If you’re looking to invest with a different bank, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches. [table “217” not found /]