If you are a resident of Florida and currently looking for great savings rates, then make sure you keep reading. USF Federal Credit Union has a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 6-months to 60-months with 1.10% to 2.90% APY Rates but have a special 19-month CD term with 3.10% APY on $1,000 balances or more. This promotion ends on March 31, 2019 so take advantage of this offer before it expires! By joining USF Federal Credit Union, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
Eligibility: Membership in USF Federal Credit Union is available to faculty, staff and students of the University of South Florida, as well as members of the USF Alumni Association and affiliated organizations. Make sure to check out their membership page for more info.
| Consumers Credit Union | 4.75% APY 9-Month Certificate | Review |
| Nelnet Bank | 4.76% APY 12-Month CD | Review |
| Ponce Bank | 4.65% APY 1-Month High Yield CD | Review |
| Ponce Bank | 4.65% APY 3-Month High Yield CD | Review |
| Ponce Bank | 4.60% APY 4-Month No-Penalty CD | Review |
| Quontic Bank | Up to 4.60% APY CD | Review |
| Live Oak Bank | 4.60% APY 12-Month CD | Review |
| Live Oak Bank | 4.60% APY 12-Month Business CD | Review |
| Alliant Credit Union | 4.55% APY 12-Month Certificate | Review |
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
| Sallie Mae | 4.40% APY 14-Month CD | Review |
| Sallie Mae | 4.35% APY 10-Month CD | Review |
| Western Alliance Bank | 4.05% APY 3-Month CD | Review |
| Sun Canyon Bank | 4.29% APY 11-Month CD | Review |
| SkyOne Federal Credit Union | 4.25% APY 5-Month CD | Review |
| Blue Federal Credit Union | 4.25% APY 9-Month No Penalty CD | Review |
| First Financial Northwest Bank | 4.20% APY 12-Month CD | Review |
| Discover Bank | 4.10% APY 12-Month CD | Review |
| Rising Bank | 4.00% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.00% APY 15-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| Western Alliance Bank | 3.75% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 3.70% APY 12-Month CD | Review |
| Rising Bank | 3.70% APY 12-Month CD | Review |
| Southwestern National Bank | 3.65% APY 5-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| Nelnet Bank | 3.25% APY 24-Month CD | Review |
| Nelnet Bank | 3.15% APY 36-Month CD | Review |
| Southwestern National Bank | 3.00% APY 10-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
USF Federal Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! USF Federal Credit Union’s Best CD Offer pays the highest APY rate with a 3.10% APY rate for their 19-month term. They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out USF Federal Credit Union’s CDs and their rates listed below.
CD Special
| Term | APY Rate | Minimum Deposit | Specific Term |
| 19-month CD | 3.10% | $1,000 | Best 18-Month CD Rates |
Standard CD Rates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.10% | $500 |
| 12-Month | 1.65% | $500 |
| 24-Month | 2.00% | $500 |
| 36-Month | 2.30% | $500 |
| 48-Month | 2.40% | $500 |
| 60-Month | 2.90% | $500 |
*The above rates are accurate as of 03/25/2019
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as USF Federal Credit Union offers you various CD terms from 6 to 60 months but be sure to take advantage of their current 19-Month CD Special of 3.10% APY.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with USF Federal Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.