Learn more about Ascentra Credit Union promotions, bonuses and offers here!
They have a $50 and $100 bonus when you open a new account and meet all the requirements.
About Ascentra Credit Union Promotions
Ascentra Credit Union is headquartered in Bettendorf, Iowa and was established in 1950. Since then they have grown to 10 locations and offer money market rates that are 36% higher than the national average. If this does not interest you, but you still want to save big, you can see all these nationwide bank bonuses for more suitable offers.
- Availability: IA (Bank Locator)
- Routing Number: 273973456
- Customer Service: 563-355-0152
Eligibility: Membership in Ascentra Credit Union is open to those who live or work in Cedar, Clinton, Delaware, Des Moines, Dubuque, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, and Washington Counties in Iowa or in Carroll, Henry, Jo Daviess, Knox, Mercer, Peoria, Rock Island, and Whiteside Counties in Illinois. See current membership details |
While Ascentra Credit Union does have competitive CD and Savings rates for a traditional bank, it is still hard to beat online banks. Therefore you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the offers below.
*For current residents of Iowa, you can also take advantage of other promotions like the attractive Discover Bank bonuses below.
PROMOTIONAL LINK | OFFER | REVIEW |
Discover® Bank Online Savings terms apply | $150/$200 bonus + 3.75% APY | Review |
Discover® Checking | $360 Cash Back | Review |
Discover® Bank CD | Up to 4.10% APY | Review |
Discover® Bank Money Market | Up to 3.65% APY | Review |
Discover® Bank IRA CD | Up to 4.10% APY | Review |
Ascentra Credit Union $100 Checking Bonus

Earn a $100 checking bonus when you sign up with Ascentra Credit Union
Ascentra Credit Union is offering a $100 bonus when you open a new qualifying checking account
- Account Type: Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown, let us know
- Opening Deposit: $25
- Credit Card Funding: Unknown
- Direct Deposit Requirement: None Listed
- Monthly Fee: Yes can be waived
- Household Limit: None Listed
- Closing Account Fee: None listed, check with CSR
(Does Not Expire)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $100 Bonus
- Open a checking account with direct deposit + a Visa Debit Card
- Get an Ascentra Visa Credit Card
- All Accounts
- Visa Debit Card
- UChoose Rewards
- Zip My Online Services
- A+ Checking
- Overdraft Protection
- Dividends Earned
- Unlimited Transactions
- Freebee Checking
- No Minimum Balance
- Unlimited Transactions
- Economy Checking
- Overdraft Protection
- Dividends Earned
- No Minimum Balance
- A+ Checking
- No Monthly Fee
- Freebee Checking
- No Monthly Fee
- Economy Checking
- There is a service charge check with your local CSR
- Apply in-branch or online, and make sure to use code MOVE when applying
- Current members can still earn $100 for doing the above actions
- For a limited time, you can earn $100 for switching to Ascentra
Ascentra Credit Union $50 Referral Bonus

Earn a $50 bonus for every person you refer with Ascentra Credit Union
Ascentra Credit Union is offering a $50 bonus when you open a new qualifying checking account
- Account Type: Checking or Savings Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown, let us know
- Opening Deposit: $5
- Credit Card Funding: Unknown
- Direct Deposit Requirement: None Listed
- Monthly Fee: None Listed
- Household Limit: None Listed
- Closing Account Fee: None listed, check with CSR
(Does Not Expire)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $50 Bonus
- Complete either requirement:
- Open a savings account + loan
- Open savings account + a checking account with direct deposit
- Establishes membership and makes you an owner of Ascentra Credit Union
- Minimum balance of $5.00
- Dividends earned monthly if the average daily balance is $100 or more
- Unlimited transactions
- Convenient access of your money through ATM/Debit Card, “Sara” 24-hour TeleService and Online Account Access
- No Monthly Fee, Check with local CSR
- Have your friend apply in-branch or online, and make sure to use code MEMREF when applying
- $50 for every qualifying member referral
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Bottom Line
Be sure to take a look at Ascentra Credit Union to learn more about their $100 and $50 bonus promotions. While this promotion is fairly easy to meet the requirements and provides great services. However I can only recommend this promotion if it triggers a safe pull and since there is not a lot of information I recommend you check with your local CSR.
Feel free comment below and let us know about any additional information we may have missed and whether or not this event triggers a soft pull. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back at this page for updated Ascentra Credit Union promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |