Check out the latest Bell Bank promotions, bonuses, and offers here.
Currently, you can receive a $50 bonus when you refer a friend to open a checking account.
About Bell Bank Promotions
Bell Bank is one of the largest independently owned banks in the nation, with assets of more than $6 billion and business in 50 states. They began with the mission “Happy Employees! Happy Customers!” and have lived by that for the past 50 years.
We will review the current Bell Bank promotions below.
Bell Bank $50 Referral Bonus

Earn a $50 bonus when you refer new members
Bell Bank is offering a $50 referral bonus when you refer new members to open a new account and meet certain requirements.
- What you’ll get: $50 bonus
- Account Type: Checking account
- Availability: AZ, MN, ND (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft
- ChexSystem: Unknown, let us know
- Credit Card Funding: Unknown, let us know
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(No expiration date listed)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
You will get $50 into the new first-time personal checking account, and the referrer will receive $50 in your current Bell checking account, after there has been
- Active 60 days with either a recurring direct deposit (excludes transfers from another bank)
- Or 10 debit card transactions (point of sale) or a recurring automatic payment.
- We will deposit the $50 into the new first-time personal checking account, and the referrer will receive $50 in your current Bell checking account, after the new first-time personal checking account has been active 60 days with either a recurring direct deposit (excludes transfers from another bank) or 10 debit card transactions (point of sale) or a recurring automatic payment.
- After qualifications are met, bonus will be deposited into account within 5 business days.
- Limit of one bonus per person and per account.
- The new customer will receive a 1099-INT form for the $50 deposited to the new account.
- Referrer will be sent a 1099-MISC form if you receive $600 or more in referral bonuses in a calendar year.
- $50 minimum deposit to open.
- This promotion cannot be combined with any other offer.
Bell Bank $200 Checking Bonus (Expired)

Earn a $200 bonus at Bell Bank!
Bell Bank is offering a $200 Checking Bonus when you open your first personal checking account! This offer is only available at the new Phoenix, AZ branch.
- What you’ll get: $200 bonus
- Account Type: Checking account
- Availability: AZ, MN, ND
(Expires June 30, 2021)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
Open any personal checking account using promo code GRAND200 and within the first 60 days, have:
- 2 or more recurring direct deposits totaling $1,500 or greater, excluding transfers from another bank, and
- 10 point-of-sale debit card transactions or a recurring automatic payment
- Open your new first-time Bell Bank personal checking account by June 30, 2021,and we will deposit $200 after the new account has been active 60 days with (1) 2 or more recurring direct deposits totaling $1,500 or greater, excluding transfers from another bank, and (2) 10 point-of-sale debit card transactions or a recurring automatic payment.
- Bonus will be deposited within 5 business days after qualifications are met.
- Limit of one bonus per household and per account.
- This promotion is available to customers with a current grand opening promo code opening a new first-time personal checking account.
- New customer will receive a 1099-INT form for the $200 deposited to the new account.
- New customer must open the account at Bell Bank’s Phoenix-Biltmore location.
- $50 minimum deposit to open. Cannot be combined with any other offer. Promo code: GRAND200
(Expired) Bell Bank $50 Checking Bonus

Earn a $50 bonus when you open a checking account
Bell Bank is offering a $50 Checking Bonus when you open your first personal checking account!
- What you’ll get: $50 bonus
- Account Type: Checking account
- Availability: AZ, MN, ND
(Expires May 31, 2021)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
Open any personal checking account using promo code SPRING50 and within the first 60 days, have:
- 10 point-of-sale debit card transactions
- Or a recurring automatic payment.
- Use any ATM nationwide, and we’ll refund their fees (first 4 on your monthly bank statement).
- All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
- Bell matches 5% of your purchase “round-ups,” up to $250 a year.
- CardValet is a registered trademark of Fiserv, Inc.
- Open your new first-time Bell Bank personal checking account by May 31, 2021, and we will deposit $50 after the new account has been active 60 days with a recurring direct deposit (excluding transfers from another bank), 10 point-of-sale debit card transactions, or a recurring automatic payment.
- Bonus will be deposited within 5 business days after qualifications are met.
- Limit of one bonus per person and per account.
- New customer will receive a 1099-INT form for the $50 deposited to the new account.
- $50 minimum deposit to open.
- Cannot be combined with any other offer.
- Promo code: SPRING50.
How To Waive Monthly Fees
- America’s Best Checking: None
- America’s Best Interest Checking: Minimum $500 balance to earn interest and avoid service fee
- America’s Best Premier Interest Checking: Minimum $5,000 balance earns interest and avoids service fees
- Regular Savings: No service charge if you maintain a minimum average monthly balance of $50
- Money Market Savings: No service charge if you maintain a minimum balance of $500
- Premier Money Market Savings: No service charge if you maintain a minimum balance of $5,000
- Business Checking: No minimum balance, no service charge on 1,000 or fewer items (25-cent fee per item over 1,000)
- Premier Business Checking: None listed
Bottom Line
I recommend you check out this offer with Bell Bank for a very generous bonus— all you have to do is open a checking account!
Feel free comment below and let us know about how your experience went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Compare Bell Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Bell Bank promotions, bonuses, and offers.