Learn about new Citi® promotions, bonuses, and offers here. Member FDIC.
The Citi Checking Account include up to $5,000 cash bonus. You can also earn up to $2000 with a business checking bonus, up to $3,500 Savings Bonus, up to $500 with Citi Self-Invest, and up to $5,000 with Citi Personal Wealth Management.
Update 10/9/24:
- The $1,500 checking bonus has been extended through 1/7/25.
- The prior $325 checking bonus has been improved – you can now earn a $325 up to $450 through 1/7/25.
- The $2000 business checking bonus is still available through 1/7/25.
- The $500 Citi Invest offer no longer has a expiration date.
- The $5,000 Citi Wealth Management bonuses have been extended through 12/31/24.
About Citi Promotions
Headquartered in New York, Citi has around 2,600 locations worldwide(about 1,000 of those are here in the U.S.) with many products such as credit cards, banking, lending, investing, and wealth management.
Access to your cash is very convenient since they have over 72,000 fee-free ATMs.
Citi has some of the best bank promotions, usually available nationwide for personal checking, savings, and business checking. Citi promotions are often tiered which is good for most people with low requirements.
Citi Checking $1500 Cash Bonus
New checking customers may earn a cash bonus of $500 or $1,500 after opening an eligible checking account from 10/9/24 to 1/7/25 and completing required activities.
- Learn more about this offer.
- What you’ll get: $1500 bonus
- Account Type: Citi Checking
In order to qualify:
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 10/9/24 to 1/7/25.
- Fund your account. Deposit New-to-Citibank funds into your checking account within 45 calendar days from account opening. The balance on your 45th day will determine your maximum eligible cash bonus.
- Earn $500 bonus: Minimum balance $30,000
- Earn $1500 bonus: Minimum balance $200,000
- Maintain your balance. Maintain the required minimum balance in your eligible account for an additional 45 days from the 46th day.* Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
Citi Checking $325 or $450 Cash Bonus
New checking customers can earn a $325 or $450 cash bonus when opening a new eligible checking account from 10/9/24 to 1/7/25 with qualifying Enhanced Direct Deposits and required activities.
- Learn more about this offer.
- What you’ll get: $325 or $450 bonus
- Account Type: Citi Checking
In order to qualify:
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 10/9/24 to 1/7/25.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn $325 when you make $3,000 in qualifying Enhanced Direct Deposits
- Earn $450 when you make $6,000 in qualifying Enhanced Direct Deposits
- Earn and enjoy a $325 or $450 cash bonus. Your bonus amount will be determined by the sum of all Enhanced Direct Deposits made to your new Checking Account as of the 90th calendar day after account opening. Your bonus will be deposited as a credit to your open, eligible checking account within 30 days after the end of the 90-calendar day qualification period. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
Citi Checking $325 Cash Bonus
New checking customers can earn a $325 cash bonus when opening a new eligible checking account from 10/9/24 to 1/7/25 with qualifying Enhanced Direct Deposits and required activities.
- Learn more about this offer.
- What you’ll get: $325 bonus
- Account Type: Citi Checking
In order to qualify:
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 10/9/24 to 1/7/25.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn and enjoy a $325 cash bonus. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
Citi Up to $2,000 Business Checking Bonus
- What you’ll get: Up to $2,000 bonus
- Account Type: Business Checking Account
In order to qualify:
- Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between July 9, 2024 and January 7, 2025. Ask a Citibank Business Specialist to enroll you in the Citi Checking Offer.
- Fund your account. Within 45 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank2 funds to eligible accounts.
- Maintain your balance. Maintain the required minimum balance for an additional 45 days from the 46th day. Your bonus will be deposited to your Citibank business checking account as a credit within 30 days from the end of the month in which you complete all requirements.
| Qualifying Balance Level | Cash Bonus |
| $5,000 – $19,999 | $300 |
| $20,000 – $99,999 | $750 |
| $100,000 – $199,999 | $1,500 |
| $200,000 and above | $2,000 |
The information for the Citi Business Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Citi Invest Up To $500 Bonus
- Learn more about this offer.
- What you’ll get: Up to $500 bonus
- Where it’s available: Nationwide
- How to earn it:
- Fund a new or existing Citigroup Global Markets Inc. (“CGMI”) Citi Self Invest (“CSI”) account with a minimum of $10,000 of New-To-Citi funds during an Account Funding Period as described below. See below for the definition of “New-to-Citi funds”. The date your CSI account receives the first New to Citi funds in your CSI account is defined as your “Date of Initial Funding.” The Date of Initial Funding will determine the Initial Funding Month that begins the Account Funding Period. During the Account Funding Period, you may continue to add New-To-Citi funds to establish your bonus amount.
- You must be enrolled in eDelivery of statements through the end of the Account Funding Period.
- Maintain the New-To-Citi funds in your Citi Self Invest account through the Maintain Funds Period shown in the Example of Funding and Maintenance Requirements
| Cash Bonus | New-To-Citi Funding |
| $100 | $10,000 – $49,999 |
| $200 | $50,000 – $199,999 |
| $500 | $200,000 or more |
The information for the Citi® Self Invest has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
| M1 High-Yield Cash Account (4.25% APY) | WeBull (Free Stocks) |
Citi Personal Wealth Management Up To $5000 Bonus
- Learn more about this offer.
- What you’ll get: Up to $5,000 bonus
- Where it’s available: Nationwide
- How to earn it:
- Step 1: Contact a Financial Advisor to enroll a new or existing eligible Citi Personal Wealth Management account by 12/31/2024.
- Step 2: Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 in New-to-Citi funds between 10/1/2024 – 12/31/2024.
- Step 3: Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions.
- Step 4: Maintain the New-to-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
| Cash Bonus | New-To-Citi Funding |
| $500 | $50,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,000 | $500,000 – $999,999 |
| $3,000 | $1,000,000 – $1,999,999 |
| $5,000 | $2,000,000+ |
The information for the Citi Personal Wealth Management has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
| M1 High-Yield Cash Account (4.25% APY) | WeBull (Free Stocks) |
Citi® Accelerate Savings
Citi Checking $400 Cash Bonus (Expired)
New checking customers can earn a $400 cash bonus by opening an eligible checking account from 8/21/24 to 10/8/24 and completing required activities.
- Learn more about this offer.
- What you’ll get: $400 bonus
- Account Type: Citi Checking
In order to qualify:
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 8/21/24 to 10/8/24.
- Fund your account. Deposit a required minimum balance of $10,000 in New-to-Citibank funds into your checking account within 45 calendar days from account opening.
- Maintain your balance. Maintain the required minimum balance of $10,000 in your eligible Citi Checking Account for an additional 45 days from the 46th day. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
Citi Priority Account Up To $2,000 Cash Bonus (Expired)
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- Account Type: Citi Priority Account
- Expiration: 1/9/2024
How To Earn The Bonus
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding, you can participate in the New to Citi Checking Cash Bonus Offer in select markets. Customers who open via phone or apply online with a residential/home (not mailing) address in an Eligible Location can qualify.
Citigold® Checking Account Up To $2,000 Cash Bonus (Expired)
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- Account Type: Citigold® Checking Account
- Expiration: 1/9/2024
How To Earn The Bonus
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold® Account will be converted to the Citi Priority Account and your accounts will be subject to the terms and conditions then in effect for that type of account.
Citi Up to $5,000 Savings Bonus (Expired)
- Account Type: Citi Savings Account
- Expiration Date: 04/03/2023
To earn the bonus:
- Step 1: Enroll and open a new Citi Savings Account by 04/03/2023.
- Step 2: Fund Your Account. Deposit New-to-Citi Funds into your new savings account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus.
- Step 3: Maintain the Balance. Maintain the required Minimum Balance for an additional 60 days from the 21st day.
- Step 4: Get Rewarded. The cash bonus will be deposited to your open, eligible savings account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $100 | $10,000 – $29,999 |
| $150 | $30,000 – $49,999 |
| $250 | $50,000 – $99,999 |
| $500 | $100,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,500 | $500,000 – $999,999 |
| $5,000 | $1,000,000+ |
The information for the Citi Savings Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- Must be at least 18 years old and a new or existing Citi customer.
- Only customers who open in a branch or use a residential address in California, Connecticut, Nevada, New Jersey, New York, District Of Columbia, Virginia, Maryland or select markets in Illinois and Florida can qualify.
- Citi® Accelerate Savings Accounts do not qualify for this offer.
- Savings Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit sharing plans), and other trust accounts will not qualify for this offer.
- You can enroll online by clicking “enroll now” and following the instructions for online account opening or by contacting a Citi representative by phone or in a branch and asking the representative to enroll you in the Get Rewarded for Saving More Offer. However, if you open your account on citi.com by any other means you will be not be eligible to earn the Get Rewarded for Saving More Offer.
- Must maintain your balance for an additional 60 days from the 21st day. Should you fall to a lower tier (even for 1 day) within that window, your maximum bonus will drop to that tier.
- Funds must be new to Citi®: funds deposited from external accounts or payees other than Citi®, N.A. and must be deposited using domestic ACH transfer, direct deposit, checks drawn on banks other than Citi®, N.A. or wire transfer.
- Cash deposits, Citi Global Transfers, international ACH transfers, Zelle® transactions and person-to-person transfer services such as Apple Pay, PayPal®, and Venmo, and Zelle®, do not qualify as New-to-Citi Funds.
- To remain eligible, your savings account must remain open and in good standing from the time it’s opened until you receive your bonus.
Bottom Line
Compare Citi Promotions with other bank bonuses from banks like U.S. Bank, Huntington, HSBC, Chase, Axos Bank, Discover Bank, TD Bank, and more!
The main advantage about Citi promotions, however, is that they’re often structured to reward you with more cash if you can meet higher balance requirements.
Citi will reward you big if you can meet the highest terms. However, the “New to Citi Checking” welcome bonuses start with a $300 tier.
Make sure to read the fine print and understand the account’s fee structure. I recommend to sign up to Citi if you’re a non-Citi customer.
Finally, check back often for the latest Citi promotions, bonuses, and offers!
