Find all the latest First Commonwealth Federal Credit Union promotions, bonuses, and offers here.
Currently, you will be able to take advantage of a $300 checking bonus.
About First Commonwealth FCU Promotions
First Commonwealth offers the traditional banking experience but with better rates and lowers fees. They are proud of their 96.8% overall satisfaction rating and hope you join and experience the magic too. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
| Eligibility: Are employed by one of our participating Select Employer Groups(SEGs) or are an immediate family* member of an SEG employee. Live, work, worship, or attend school in one of our designated service areas. Are an immediate family member* of a current member. Belong to or join the American Consumer Council. If you are a consumer who lives in Pennsylvania or New Jersey, you may be eligible for credit union membership through the ACC. Membership Eligibility. |
I’ll review the First Commonwealth Federal Credit Union Promotions below.
First Commonwealth FCU $300 Checking Bonus
First Commonwealth is offering a $300 bonus when you open a checking account and meet the requirements.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: PA, NJ (Bank Locator)
- Direct Deposit Requirement: Optional (see what works)
- Hard/Soft Pull: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $500
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household Limit: None listed
(Expires 12/31/2023)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $300 Checking Bonus
- First Commonwealth Federal Credit Union is offering a $300 checking bonus when you open a new checking account and complete the following requirements
- Use promo code GET300
- Deposit $1,000 in 60 days of account opening or enroll in direct deposit.
- Promotion open to U.S. Residents who are 18 years of age or older at the time the account is opened using promotion code GET300. Limit one (1) bonus per tax identification number used to open a new FCFCU account. New members only (may not be primary owner on any existing account in the past 6 months). Indirect members and Business members are not eligible for the new member bonus.
- $5 in Regular Share Account is required to establish membership. Benefit Checking account and membership must be opened on the same day. Deposit requirement can be satisfied with check, cash, electronic transfer and/or direct deposit within 60 days of account opening.
- Bonus can be earned for new memberships with a checking account opened between 8/1/2023 – 12/31/2023. Bonus payment will be made within the first two weeks of the month following the satisfaction of bonus requirements. Member must be in good standing as defined by FCFCU’s Bylaws to receive any bonus payment. Bonuses are considered dividends/interest and will be reported to the IRS, if applicable. The recipient of the bonus payment is solely responsible for payment of applicable taxes. For questions, please seek advice of a qualified tax professional. All decisions of FCFCU regarding this promotion are final. FCFCU may extend, terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations. Subject to approval. Additional restrictions may apply.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
First Commonwealth FCU $100 Checking Bonus *Expired*
Earn a $100 bonus with a new Checking Account.
Open a checking account at the Downtown Allentown Financial Center and you can earn a $100 bonus.
- Account Type: Checking Account
- Availability: PA (Downtown Allentown Financial Center)
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Hard or Soft Pull? Learn more
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household Limit: 1
(Offer Expires November 30, 2020)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
Editor’s Note: You can also earn a separate $100 bonus when you close on auto, personal, or home equity loan of $5,000 or more. However, do note that this process does trigger a hard pull on your credit.
How To Earn $100 Checking Bonus
- New checking account must be opened between 10/1/20 and 11/30/20.
- Ongoing new direct deposit of at least $500/month required.
- Qualifying new direct deposit(s) must be received by 01/31/21 to qualify for a $100 incentive.
- First Commonwealth account(s) must be in good standing in order to be eligible.
- Must use promo code DTAC100.
- Members may not be a primary or joint owner on an existing First Commonwealth checking account.
- Please allow 6-8 weeks for processing.
- Only one incentive payment per qualifying member.
- Any and all tax liability is the responsibility of the member.
- Offer only available at Downtown Allentown Financial Center
How To Avoid Monthly Fees
- Benefit Checking: No monthly maintenance fees
- Teen Checking: No monthly maintenance fees
- Fresh Start Checking: $5 monthly fee
- Business Advantage I: Not listed
- Business Advantage II: Not listed
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Bottom Line
Lastly, make sure you check out First Commonwealth Federal Credit Union to learn more about the $100 bonus promotion. Furthermore, don’t forget the $100 bonus will be reported on IRS Form 1099-INT. Take advantage of this offer before it expires!
Additionally, feel free to comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, check out our full list of Bank Promotions for all your banking needs.
While they have generous bonuses, First Commonwealth Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back in to find an updated list of First Commonwealth Federal Credit Union bonuses.