Find all the latest First Commonwealth Federal Credit Union promotions, bonuses, and offers here.
Currently, you will be able to take advantage of a $350 checking bonus.
About First Commonwealth FCU Promotions
First Commonwealth offers the traditional banking experience but with better rates and lowers fees. They are proud of their 96.8% overall satisfaction rating and hope you join and experience the magic too. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
| Eligibility: Are employed by one of our participating Select Employer Groups(SEGs) or are an immediate family* member of an SEG employee. Live, work, worship, or attend school in one of our designated service areas. Are an immediate family member* of a current member. Belong to or join the American Consumer Council. If you are a consumer who lives in Pennsylvania or New Jersey, you may be eligible for credit union membership through the ACC. Membership Eligibility. |
I’ll review the First Commonwealth Federal Credit Union Promotions below.
First Commonwealth FCU $350 Checking Bonus
First Commonwealth is offering a $350 bonus when you open a checking account and meet the requirements.
- What you’ll get: $350 bonus (up to $500)
- Account Type: Checking Account
- Availability: PA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Hard/Soft Pull: Hard or Soft Pull? Learn more
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household Limit: None listed
(Limited time offer)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $350 Checking Bonus
- Join today with code BELONG2023 and earn up to $500.
- Get $50
- Simply by joining First Commonwealth
- Get $150 More
- Open a Benefit Checking Account with cashback
- Make a purchase with your new Visa® debit card
- Enroll in eStatements
- Earn Another $150
- When you set up direct deposit
- And Another $150
- Refinance a high interest loan and save! When you bring a loan from another financial institution of $5,000 or more, we’ll hook you up with an additional $150.
- Bonuses can be earned for activity between 4/15/2023 to 7/15/2023 using promo code: BELONG2023. Bonus payments will be made within the first two weeks of the month (beginning in May) following the satisfaction of bonus requirements. Promotion open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) bonus per category per tax identification number used to open a new FCFCU account, unless otherwise specified. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing FCFCU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. FCFCU may adjust the deposited bonus or remove the deposited bonus at any time if FCFCU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing FCFCU with fraudulent or fabricated information. $5 in Regular Share Account is required to establish membership and to be eligible to receive any bonus payment; the member must be in good standing as defined by FCFCU’s Bylaws. Bonuses are considered dividends/interest and will be reported to the IRS, if applicable. The recipient of the bonus payments is solely responsible for payment of applicable taxes. For questions, please seek advice of a qualified tax professional. All decisions of FCFCU regarding this promotion are final. FCFCU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.
- Member may not be primary or joint owner on an existing account. Rep Payee relationships are not eligible for this promotion. Indirect members are not eligible for the new member bonus.
- Member may not be primary or joint owner on an existing checking account. Applicable only to new Benefit Checking accounts; other account types are not eligible. Member must make at least one qualified purchase with debit card tied to new checking account within 30 days of account opening. Enrollment in eStatements through First Commonwealth Digital Banking required.
- A qualifying direct deposit is defined as payroll, social security, or pension payment and must be made to member’s Checking Account, be received within 60 days of account opening, be on-going for 3 months, and total $500 or more each month.
(Expired) First Commonwealth FCU $100 Checking Bonus
Earn a $100 bonus with a new Checking Account.
Open a checking account at the Downtown Allentown Financial Center and you can earn a $100 bonus.
- Account Type: Checking Account
- Availability: PA (Downtown Allentown Financial Center)
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Hard or Soft Pull? Learn more
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household Limit: 1
(Offer Expires November 30, 2020)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
Editor’s Note: You can also earn a separate $100 bonus when you close on auto, personal, or home equity loan of $5,000 or more. However, do note that this process does trigger a hard pull on your credit.
How To Earn $100 Checking Bonus
- New checking account must be opened between 10/1/20 and 11/30/20.
- Ongoing new direct deposit of at least $500/month required.
- Qualifying new direct deposit(s) must be received by 01/31/21 to qualify for a $100 incentive.
- First Commonwealth account(s) must be in good standing in order to be eligible.
- Must use promo code DTAC100.
- Members may not be a primary or joint owner on an existing First Commonwealth checking account.
- Please allow 6-8 weeks for processing.
- Only one incentive payment per qualifying member.
- Any and all tax liability is the responsibility of the member.
- Offer only available at Downtown Allentown Financial Center
How To Avoid Monthly Fees
- Benefit Checking: No monthly maintenance fees
- Teen Checking: No monthly maintenance fees
- Fresh Start Checking: $5 monthly fee
- Business Advantage I: Not listed
- Business Advantage II: Not listed
Bottom Line
Lastly, make sure you check out First Commonwealth Federal Credit Union to learn more about the $100 bonus promotion. Furthermore, don’t forget the $100 bonus will be reported on IRS Form 1099-INT. Take advantage of this offer before it expires!
Additionally, feel free to comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, check out our full list of Bank Promotions for all your banking needs.
While they have generous bonuses, First Commonwealth Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back in to find an updated list of First Commonwealth Federal Credit Union bonuses.