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Take advantage of the Navy Federal More Rewards Credit Card’s sign-up offer where new cardholders can earn 25,000 bonus points after they make at least $3,000 in purchases in the first 90 days of account opening.
On top of that welcome bonus, this card comes with an excellent rewards program and a flexible redemption! Cardholders can earn 3X points per dollar spent on supermarkets, gas and transit, and at restaurant purchases, as well as earning 1X point per dollar spent on all other purchases.
This no annual fee card comes with so many perks and benefits that cardholders can take advantage of! However, the downside is that this card is only available to Navy Federal Credit Union members to apply and eligibility is restricted to past and present servicemen, servicewomen and their immediate family members.
Continue reading below to learn more about this card and its features!
* The Navy Federal More Rewards Credit Card is issued by American Express. They also offer great sign-up bonuses for their other credit cards. You can also compare this card with other credit card bonuses!
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Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy --- on up to $20,000 in the first year! |
Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Navy Federal More Rewards Credit Card Summary
Bonus Available | Get 25,000 points bonus after you make at least $3,000 in purchases in the first 90 days of account opening |
*Bonus Value | $250 value |
Ongoing Rewards/Benefits | 3X points at restaurants and on food delivery, supermarkets, points on gas and transit
1X points on everything else |
Foreign Transaction Fees | None |
Annual Fee | $0 |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
630 – 850 (Average – Excellent)
Navy Federal More Rewards American Express
Credit Card 25,000 Bonus Points
Take advantage of the Navy Federal More Rewards American Express
Credit Card’s 25,000 sign-up bonus points offer since these points value around $250. To qualify for the offer, you need to charge at least $3,000 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirements:
Earning Points & Rewards
Navy Federal More Rewards American Express® Cards earn 3X points for every dollar spent on gas, transit, restaurants, and supermarkets while also earning 1X point for every $1 spent on all other purchases.
Moreover, there are no monthly or annual caps on points earned. There is no limit on points earned and no expiration of points while the account is open.
Redeeming Rewards
Navy Federal gives you a number of flexible ways to redeem your points:
- Redeem points for cash, merchandise or gift cards
- View a detailed summary of your rewards program activity
- Directly book flights, hotels and car rentals on all programs except nRewards®
- Sign into your account online at NavyFederal.org
- On your “Accounts” page, select a rewards card.
- Under “Rewards Points”, click “Rewards” to enter the redemption site.
Navy Federal More Rewards Credit Card
Features & Benefits
- No rewards limit: Spend more, earn more. Continue to accrue more until you’re ready to redeem.
- No reward expiration: As long as your account is open, rewards won’t expire. Continue to spend and accrue rewards and redeem them at your convenience.
- Tap to Pay feature: Make purchases quickly and securely with your More Rewards card. Just look for the contactless symbol at checkout, then tap your card against the card reader.
- Flexible redemptions: The More Rewards Card gives you the flexibility to redeem your points as you like. Not only that, you can also shop through Member Deals and earn extra rewards on your purchases, including up to 15 points or 15% cash back per dollar spent.
- Flight discounts: Receive a discount of up to 10% on select Delta Air Lines flights when you book through the American Express® travel site
- Entertainment access: Get early access to purchase tickets for shows, sports and concerts nationwide, all year round. Take advantage of presale tickets and special events, experiences and offers when you purchase tickets with your card through the Entertainment website.
- Up to 25% Off Car Rental, Plus Car Rental Loss & Damage Insurance: Get competitive rates and valuable offers up to 25% off with major car rental companies worldwide. Plus, receive coverage against damage to or loss of a rental automobile rented in the USA or Canada with the More Rewards Card.
- Roadside assistance: Get roadside assistance, towing and transport if the Covered Person’s car becomes unusable while traveling, vehicle replacement while the their car is being repaired, a replacement driver if they become medically unfit to drive during a trip, and continuation of journey or return home if their car is lost or unusable.
Additional Navy Federal Credit Cardholders’ Perks
- 24/7 access to stateside member reps
- No balance transfer or foreign transaction fees
- Ability to freeze and unfreeze your cards
- Zero Liability policy for unauthorized transactions
- Fraud notifications*
- Access to your FICO® Score
Bottom Line
If you’re looking for an everyday rewards card, the Navy Federal Credit Union More Rewards America Express Credit Card is a good choice since it lets cardholders can earn rewards rate on supermarket spending, gas and transit spending and restaurants. For more credit cards, see our latest list of other American Express credit cards or the best credit card bonuses!
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.