Navigator Credit Union Archives - Hustler Money Blog

Find the latest Navigator Credit Union CD Rates, Offers, and Promotions here.

They currently offer many generous CD rates up to 1.10% APY CD.

About Navigator Credit Union

Navigator Credit Union is headquartered in Pascagoula, Mississippi and was established in 1939. Since then they have grown to 13 locations, offer savings rates that are 4X the national average, and they have an A health rating.

Navigator Credit Union offers a vast array of products including CD options for all of your specific financial needs.

This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.

Eligibility: Navigator Credit Union is open to those who live, work, worship, or attend school in Baldwin or Mobile Counties in Alabama or a select area of Gulfport, Mississippi. Membership is also open to employees of Huntington Ingalls Industries Inc. and its subsidiaries, federal employees working in Jackson County, Mississippi and other select employer groups.
See current membership details

*While Navigator Credit Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here

Navigator Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.

With an opening deposit of $25,000, you can invest in a SPC Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!

Minimum deposit: $25,000.01 Regular ; $100,000 Jumbo
Maximum deposit: $99,999.99
Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings

CD Rates at Navigator Credit Union

(NCUA Insured)

Share Certificates ($25,000.00 or less)

Term	APY Rate	Minimum Deposit
6 Month	0.30%	<$25,000.00
12 Month	0.45%	<$25,000.00
18 Month	0.50%	<$25,000.00
24 Month	0.50%	<$25,000.00
30 Month	0.50%	<$25,000.00
36 Month	0.60%	<$25,000.00
48 Month	0.75%	<$25,000.00
60 Month	1.00%	<$25,000.00

Share Certificates ($25,000.01 – $99,999.99)

Term	APY Rate	Minimum Deposit
6 Month	0.325%	$25,000.01 – $99,999.99
12 Month	0.50%	$25,000.01 – $99,999.99
18 Month	0.55%	$25,000.01 – $99,999.99
24 Month	0.55%	$25,000.01 – $99,999.99
30 Month	0.60%	$25,000.01 – $99,999.99
36 Month	0.65%	$25,000.01 – $99,999.99
48 Month	0.80%	$25,000.01 – $99,999.99
60 Month	1.05%	$25,000.01 – $99,999.99

Jumbo Share Certificates ($100,000.00 and Over)

Term	APY Rate	Minimum Deposit
6 Month	0.35%	$100,000+
12 Month	0.55%	$100,000+
18 Month	0.60%	$100,000+
24 Month	0.60%	$100,000+
30 Month	0.65%	$100,000+
36 Month	0.70%	$100,000+
48 Month	0.85%	$100,000+
60 Month	1.10%	$100,000+

Navigator Credit Union CD Features

Online Banking
Earns Interest at a Competitive Rate
NCUA Insured

Bottom Line

Navigator Credit Union offers you a CD rate up to 1.10% APY rate. All you need to do is to pick your CD term, and have a minimum opening deposit of $25,000 for a regular CD and $100,000 jumbo CD to qualify for this fantastic bonus.

This is a great opportunity to invest in a high-interest CD with a low balance from Navigator Credit Union. However, you may want to compare them with our best CD Rates:

Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Navigator Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.