Find an updated list of New Mexico Bank & Trust promotions, bonuses and offers here.
Currently, New Mexico Bank & Trust has a $200 and $600 bonus when you open a qualifying checking account.
About New Mexico Bank & Trust Promotions
New Mexico Bank & Trust is headquartered in Albuquerque and is the largest bank in the state of New Mexico. It was founded in 1998, has grown to 17 locations, and boasts an A health rating. If you do not meet the residency requirements, you can still earn bonuses through our own nationwide list of bank bonuses.
New Mexico Bank & Trust does not have the most competitive CD and Savings Rates. That being said you should check out our full list of Bank Rates and CD Rates.
I’ll review the New Mexico Bank & Trust Promotions below.
New Mexico Bank & Trust $600 Checking Bonus
New Mexico Bank & Trust is offering a $600 bonus when you open a new Signature Series Checking Account.
- What you’ll get: $600 bonus
- Account Type: Checking Account
- Availability: NM (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Direct Deposit Requirement: Yes, 2 direct deposits of $1,000+ (see what works)
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fee: $9; can be waived
- Household Limit: None
- Closing Account Fee: $25 + bonus forfeit, 90 days
(Expires 08/04/2023)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn $600 Checking Bonus
- Open a Signature Series Checking Account.
- To receive a $300.00 bonus, you must have a balance of at least $50,000.00 or more in your new checking account 60 calendar days after the account open date.
- To receive a $300.00 bonus, you must have two direct deposits made into this account. Each direct deposit must be at least $1,000.00 or more posted to this account within 60 calendar days of account opening.
- Eligibility Requirements: This offer is for new consumer checking customers only.
- Existing customers with loans, savings, or business checking accounts are eligible for the offer.
- You are not eligible for this offer if: (1) You are a current NewMexico Bank & Trust consumer checking account owner. (2) You have received a bonus for opening a NewMexico Bank & Trust consumer checking account within the past 12 months. (3) You are a NewMexico Bank & Trust employee.
- Bonus Requirements: To receive a $300.00 bonus, you must have a balance of at least $50,000.00 or more in your new checking account 60 calendar days after the account open date.
- To receive a $300.00 bonus, you must have two direct deposits made into this account.
- Each direct deposit must be at least $1,000.00 or more posted to this account within 60 calendar days of account opening.
- A qualifying direct deposit is an ACH (Automated Clearing House), automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account.
- Confirm with your employer, agency or company making these payments that they use the ACH network.
- Transfers from one account to another, mobile deposits, Person to Person payments (such as Zelle®) or deposits made at a branch or ATM do not qualify as a direct deposit.
- If 60th calendar day falls on a weekend or holiday, the following business day will be used to qualify for the promotions.
- If the account is closed by the customer or bank within 90 business days after opening, a $25.00 account closing fee may apply.
- Bonus Payment: All bonus dollars will be paid to the newly opened Signature Checking account.
- All bonus dollars will be paid in November 2023 and completed by November 30th, if the qualification requirements are met, and will be deposited into the new checking account.
- Closing the account before bonus payout will negate any unearned or unpaid bonuses.
- The bonuses will be paid to the account opened first if multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name.
- Limit one bonus per new consumer account relationship.
- An IRS 1099 form may be issued.
- You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable.
- Consult your tax advisor.
- Additional Terms and Conditions: Offer expires August 4, 2023.
- Geographic restrictions may apply.
- Account opening is subject to approval.
New Mexico Bank & Trust $200 Checking Bonus
New Mexico Bank & Trust is offering a $200 bonus when you open a new qualifying checking account
- What you’ll get: $200 bonus
- Account Type: Consumer Checking Account
- Availability: NM
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Direct Deposit Requirement: Yes, two direct deposits (see what works)
- Credit Card Funding: Unknown
- Monthly Fee: None
- Household Limit: One per customer
- Closing Account Fee: Closed within 90 days, $25 fee
(Expires 08/04/2023)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $200 Checking Bonus
- Open a new Free Checking with eStatement Account.
- To receive a $200.00 bonus, you must have 2 direct deposits made into this account.
- Eligibility Requirements: This offer is for new consumer checking customers only.
- Existing customers with loans, savings, or business checking accounts are eligible for the offer.
- You are not eligible for this offer if: (1) You are a current NewMexico &Trust consumer checking account owner. (2) You have received a bonus for opening a NewMexico &Trust consumer checking account within the past 12 months. (3) You are a NewMexico &Trust employee.
- Bonus Requirements: To receive a $200.00 bonus, you must have 2 direct deposits made into this account.
- Each direct deposit must be at least $300.00 or more posted to this account within 60 calendar days of account opening.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account.
- Confirm with your employer, agency or company making these payments that they use the ACH network.
- Transfers from one account to another, mobile deposits, Person to Person payments (such as Zelle®) or deposits made at a branch or ATM don’t qualify as a direct deposit.
- If 60th calendar day falls on a weekend or holiday, the following business day will be used to qualify for the promotion.
- If the account is closed by the customer or bank within 90 business days after opening, a $25.00 account closing fee may apply.
- Bonus Payment: All bonus dollars will be paid to the newly opened Free Checking with eStatement checking account.
- All bonus dollars will be paid in November 2023 and completed by November 30th, if the qualification requirements are met, and will be deposited into the new checking account.
- Closing the account before bonus payout will negate any unearned or unpaid bonus.
- The bonuses will be paid to the account opened first if multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name.
- Limit one bonus per new consumer account relationship.
- An IRS 1099 form may be issued.
- You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable.
- Consult your tax advisor.
- Additional Terms and Conditions: Offer expires August 4, 2023.
- Geographic restrictions may apply.
- Account opening is subject to approval.
New Mexico Bank & Trust $50 Referral Bonus (Expired)

Earn a $50 referral bonus with New Mexico Bank & Trust
New Mexico Bank & Trust offers a $50 bonus for every successful referral that you bring.
- Account Type: Consumer Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: $25
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: Yes
- Household Limit: One per customer
- Closing Account Fee: Closed within 90 days, $25 fee
(Expires April 30, 2020)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $50 Checking Bonus
Simply provide the referral form to a friend (or two) and have them bring to the nearest New Mexico Bank & Trust Banking Center to open a new account, and we will deposit $50 into your account.
- Coupon also services as a one-time waiver of my privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening.
- Must be a new customer and new money.
- $50 credit may be considered reportable on IRS 1099 form.
- Cannot be combined with any other offers. Member FDIC.
How To Avoid Monthly Fees
- Platinum Checking: $12, can be waived with balance of $7,500
- Free Checking: There are no monthly service fees
- Check Free Banking: $5 monthly fee
- Signature Series Checking: $9, can be waived with balance of $50,000
Bottom Line
Make sure you check out New Mexico Bank & Trust to learn more about the bonus promotion. Additionally, this promotion offers you a fair variety of choices to best improve your own banking experience with great features and services. On top of that this promotion triggers a soft pull so I really recommend it.
We value your feedback and will continue to report over the latest bank offers nationwide. Definitely check back as we will keep improving our site to help you guys save big.