If you shop at Dillard’s often, it might be a good idea to get a Dillard’s Credit Card. There are various benefits you can receive, such as reward points for each dollar you spend. Once you earn 1,500 points, you can redeem it for a $10 rewards certificate or a 10% off shopping pass. There are two kinds – the Dillard’s store credit card and the Dillard’s American Express credit card.
If you would like to apply, you can fill out a Dillard’s Credit Card application in-store or call 800-643-8276 to request one by mail.
However, if you want to use one, you have to know how to pay your Dillard’s credit card bill on time. Continue reading to find out the different ways you can make a credit card payment with Dillard’s.
How Do I Pay My Dillard’s Credit Card?
Dillard’s offers multiple ways for you to pay off your credit card bill. You can pay online, by mail, by phone, or in-store. Here is how you can do it:
How to Make a Dillard’s Credit Card Payment Online
Making a payment will save you a lot of time and effort, and you won’t have to go through the hassle of mailing your payment. Here is what you need to do:
- Navigate to the online payment center on the Dillard’s website.
- Sign up for an online account to create a Dillard’s login if you haven’t already done so.
- Enter your username and password.
- Click the blue “Sign on” button.
- Follow the prompts to make your payment.
How to Pay Your Dillard’s Credit Card by Mail
Another method of payment is paying by mail. This form does typically take longer to be received, so you must be sure to send it early. Follow these steps to pay by mail:
- Write a check payable to “Dillard’s” for at least the minimum payment to avoid late fees. Pay the full amount of your last statement balance to avoid interest charges.
- Mail your Dillard’s payment to one of the three following addresses, depending on your location.
West Coast
Dillard’s cardholders residing in Washington, Oregon, California, Arizona, Nevada, Idaho, Utah, Montana, Wyoming, Colorado, New Mexico, Texas, North Dakota, Alaska or Hawaii, along with military or foreign addresses should mail their payment to:
Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 51193
Los Angeles, CA 90051-5493
Midwest
Dillard’s cardholders residing in Minnesota, Wisconsin, Michigan, Nebraska, Iowa, Illinois, Indiana, Kansas, Missouri, Oklahoma, Arkansas, Louisiana or Mississippi should mail their payment to:
Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 77053
Minneapolis, MN 55480-7753
East Coast
Dillard’s cardholders residing in Maine, Vermont, New Hampshire, Massachusetts, New York, Rhode Island, Connecticut, Philadelphia, New Jersey, District of Columbia, Delaware, Maryland, Ohio, West Virginia, Virginia, Kentucky, Tennessee, North Carolina, South Carolina, Alabama, Georgia or Florida should mail their payment to:
Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 71118
Charlotte, NC 28272-1118
How to Make a Dillard’s Credit Card Payment by Phone
Dillard’s is also available to take payments over the phone Monday through Saturday, 7 AM to midnight CST, and Sunday, 9 AM to 7 PM CST. Here is how you can do it:
- Call the Dillard’s phone number for Card Services at 800-643-8278.
- Enter your Dillard’s credit card number.
- Follow the automated prompts to complete your payment.
How to Make a Dillard’s Credit Card Payment in Store
You can also make an in-store payment by visiting the Dillard’s customer service department or requesting to make a payment at any register. Be sure to have your billing statement handy to quicken the process.
Dillard’s Credit Card Late Fees and Penalties
Each month, you will have at least 23 days from the billing date on your statement to pay your entire balance to avoid interest. If you pay the minimum balance, that will help you avoid late payments, but interest will still accrue. Missed or late payments will incur the minimum amount due or $27, whichever is less. If you have more than one late payment within a six-month period, a late fee of up to $37 will apply.
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Bottom Line
The Dillard’s Credit Card is perfect for anyone who shops there frequently. You can earn so many great perks, but you must know how to pay it. There are so many ways you can do that, such as paying online, by mail, by phone, and in-store!
For more information on Banking, check out the rest of our bank guides right here on HMB! You can also read on the latest Credit Card Bonuses.