Check out the most recent Picatinny Federal Credit Union promotions, bonuses, and offers here.
Currently, they are offering a $75 bonus when you open a new checking account. They previously offered $100 and $150 bonuses.
About Picatinny Federal Credit Union Promotions
Picatinny is a member-owned, not-for-profit, financial institution and is run by a volunteer Board of Directors. They have been faithfully serving members since 1939. Today they are a full-service financial institution with five branch offices located in Rockaway, Denville, Mt. Olive, Parsippany, and Picatinny Arsenal where you can find great bank bonuses, bank rates, and CD rates.
- Availability: NJ (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Unknown
*Compare Picatinny Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
Picatinny Federal Credit Union $150 Checking & Savings Bonus

Earn a $150 bonus when you open a checking account.
When you open a checking account with a direct deposit, you can earn a $150 bonus. New members must open a Savings Account with a minimum deposit of $5.
- What you’ll get: $150 Bonus
- Account Type: Checking
- Availability: NJ
(No expiration date)
For more advanced features in a checking account, compare this offer to BMO Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($800 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($200 bonus), KeyBank Checking ($200 bonus). |
How To Earn Bonus
- Open a new Checking Account and initiate a repeating Direct Deposit of full pay, social security or pension funds into the account.
- First Direct Deposit must be initiated in the first 60 days of account opening.
- The $150 Cash Reward will be deposited into the Savings Account within the first 90 days of account opening.
- The $150 Cash Reward will be deposited into the Savings Account upon receipt of initial Direct Deposit payment.
- The checking account must remain open for 6 months.
- Cash Reward is considered interest and will be reported on IRS form 1099-INT.
- Members who use online banking and choose to receive a paper statement will incur a $5.00 statement fee.
- Contact the Credit Union for more details.
Picatinny Federal Credit Union $75 Referral Bonus

Earn a $75 bonus when you open a new checking account!
Both you and your referral will earn a $75 bonus when they join Picatinny Federal Credit Union and open a direct deposit.
- What you’ll get: $75 Bonus
- Account Type: Checking
- Availability: NJ
(No expiration date)
Editor’s Note: Take advantage of their other referral offer where you and your referrals can earn a $25 bonus when they open a savings account. Use referral code referral$25. Refer your friends here. Potentially earn $100 referral bonus with these offers!
You can compare this to several great entry level Checking accounts with offers include the BMO Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($800 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), Fifth Third Bank Momentum® Checking ($200 bonus), KeyBank Checking ($200 bonus). |
How To Earn Bonus
- To qualify for the $75 Cash Reward new member must open a new checking account
- Initiate a direct deposit of at least $500 a month from an employer, social security or pension into the account.
- Must also open a savings account with a minimum deposit of $5 to qualify for this offer.
- The first Direct Deposit must be initiated within the first 60 days of account opening.
- The $75 Cash Reward will be deposited into [each members’] savings account upon receipt of initial direct deposit payment.
- Accounts must remain open for 6 months Offer subject to approval.
- All offers and terms are subject to change at any time.
- Exclusive offer for new PFCU members only.
- Cash reward is considered interest and will be reported on IRS form 1099-INT.
How to Waive Monthly Fees
- PFCU Checking: No monthly fees
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Bottom Line
Picatinny Federal Credit Union is offering a $150 and $100 bonus when you open a new free checking account with direct deposit. The requirements are very simple so if you qualify I would sign up today! Plus there are no monthly fees which are great.
*Check back at this page for updated Picatinny Federal Credit Union promotions, bonuses and offers.