PNC Bank has branches from coast to coast. There is of a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet!
However, PNC Bank does have lower APY on their accounts with limited branches. If the fees are a bit much, no worries as there is a free checking account option.
In comparison, Citizens Bank has over 1,1000 branches on the East Coast. They offer a wide range of banking products and services, as well as financial tools to keep you on track.
Their GoalTrack Savings program offers gift card incentives for reaching your savings goals!
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
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| PNC Bank | Citizens Bank | |
| Locations | Nationwide (Locator) | Nearly over 1,1000 branches
(Locator) |
| ATMs | Nearly 18,000 PNC and Partner ATMs Coast to Coast | More than 3,100 ATMS across 11 states |
| Savings | 3/5 | 4/5 |
| CD | 2/5 | 3/5 |
| Checking | 4/5 | 4/5 |
| Money Market | 3.5/5 | 3/5 |
| Customer Service | 4/5 | 5/5 |
| Mobile App | 4.5/5 | 3.5/5 |
| Pros | -Virtual Wallet tools -Relatively easy to waive fees -Free student account |
-One Deposit Checking -GoalTrack Savings -24/7 customer service |
| Cons | -Limited Branches -Low APY |
-Low APY -Heavy overdraft fees -Limited branches |
| Bottom Line | PNC Bank offers many options for checking and savings accounts with a variety of budgeting tools. | Citizens Bank offers a large number of personal deposit products to meet the financial goals of many consumers. |
PNC Bank Promotions
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Bottom Line
Which Bank is Better: PNC Bank or Citizens Bank?
In summary:
- PNC Bank offers a variety of deposit account options and budgeting tools. In addition, PNC Bank’s mobile app is worth mentioning.
- If you’re looking for a bank that will not only keep you money, but also help push you to meet your financial goals consider looking into Citizens Bank.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
