Available to residents of Illinois, Royal Bank is offering you a chance to earn on high interest CDs that go up to a 2.31% APY Rate. To find the closest location to you, see the following locator. Royal Bank offers CD rates from 3-months to 60-months, and by joining Royal Bank, you’ll get to enjoy simple and easy to manage CDs.
They are currently offering standard CD rates from 3-months to 60-months with .65% to 2.31% APY Rates. Additionally, they are promoting a 2.31% APY 7-Month CD Special with a minimum balance of $1,000. By joining Royal Bank, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
| Service Credit Union | 4.25% APY 9-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Royal Bank CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Royal Bank’s Best CD Offer pays the highest APY rate with a 2.31% APY rate. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Royal Bank’s CDs. And remember, your CDs are FDIC insured so invest in a CD today!
CD Specials
| Term | APY Rate | Minimum Deposit | Specific Term |
| 7-month CD | 2.31% | $1,000 | Best 6-Month CD Rates |
Certificates of Deposits
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.65% | $1,000 |
| 6-Month | 1.09% | $1,000 |
| 7-Month | 2.31% | $1,000 |
| 12-Month | 1.14% | $1,000 |
| 18-Month | 1.14% | $1,000 |
| 24-Month | 1.14% | $1,000 |
| 30-Month | 1.20% | $1,000 |
| 36-Month | 1.34% | $1,000 |
| 48-Month | 1.34% | $1,000 |
| 60-Month | 1.78% | $1,000 |
*The above rates are accurate as of 3/4/2019
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as Royal Bank offers you a standard and simple range of CD rates that go up to 2.31% APY. All you need to do is to pick your CD term, and have a minimum opening deposit of $1,000. Earn up to a 2.31% APY rate with the Royal Bank. You can have peace of mind that Royal Bank is insured up to $250,000 by the FDIC. Sign up for a CD with Royal Bank and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.