Find the latest Shell Federal Credit Union promotions, bonuses, and offers here.

Update 2/5/25: The $50 offer has been extended through 12/31/25. If you are planning to get an account with this bank, might as well get a $50 bonus. However, too many requirements for a small bonus.

About Shell Federal Credit Union Promotions

To get started, you must have an opening deposit of $1. Once open, you must then activate a debit card, enroll in eStatements, and set up and receive a Direct Deposit within 60 days. With the requirements met, the $50 bonus will be deposited into your account after the 60 qualification period.

Eligibility: If you live, work, worship, attend school, or regularly conduct business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership. Be sure to check out their membership page for additional info.

Shell Federal Credit Union $50 Checking Bonus

• What you’ll get: $50 bonus
• Account Type: eChecking Account
  
• Availability: TX (Bank Locator)
• Direct Deposit Requirement: Yes (see what works)
• Credit Inquiry: Unknown
• ChexSystems: Unknown
• Credit Card Funding: Unknown,
• Direct Deposit Requirement: Yes
• Monthly Fee: None
• Early Account Termination Fee: Loss of bonus if closed within 6 months
• Household Limit: None listed

(Expires 12/31/2025)

How To Earn $50 Bonus

• Earn $50 when a new Checking account is opened and the following qualifications are met within 60 days of account opening:
  • Debit card issued
  • Enroll in eStatements
  • Complete at least 20 debit card POS transactions, and
  • Establish at least one direct deposit.
    • One automatic clearing house (ACH) debit/credit posted and settled will also meet the direct deposit requirement.

Fine Print

• Shell FCU is Federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender.
• Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership.
• Promotion: Shell FCU reserves the right to discontinue any promotion at any time for any reason.
• Restrictions and qualifying criteria may apply.
• Offers valid at Shell FCU branches through December 31, 2025.
• Promotion must be mentioned to the Shell FCU representative processing the new account to receive incentives.
• Reward will be issued only when qualifications are met within 60 days of account opening.
• If warranted, 1099 forms will be issued the following January.
• Incentives will be withheld at closing for new accounts closed within six months.
• If funds are unavailable at the time of closing, the account will be overdrawn and the account holder will be held responsible for repayment.
• New Member: Earn $50 when a new Checking account is opened and the following qualifications are met within 60 days of account opening: debit card issued, enroll in eStatements, complete at least 20 debit card POS transactions, and establish at least one direct deposit.
• One automatic clearing house (ACH) debit/credit posted and settled will also meet the direct deposit requirement.
• Must not be a current or previous member.

Shell Federal Credit Union $25 Referral Bonus (Expired)

• What you’ll get: $25 bonus, your friend gets $50 bonus
• Account Type: eChecking Account
  
• Availability: TX
• Direct Deposit Requirement: Yes
• Credit Inquiry: Unknown
• ChexSystems: Unknown
• Credit Card Funding: Unknown,
• Direct Deposit Requirement: Yes
• Monthly Fee: None
• Early Account Termination Fee: Loss of bonus if closed within 6 months
• Household Limit: None listed

(Expires September 30, 2022)

Fine Print

• Shell FCU is federally insured by the National Credit Union Administration.
• Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership.
• Promotion: Shell FCU reserves the right to discontinue any promotion at any time for any reason.
• Restrictions and qualifying criteria may apply.
• Offers valid at Shell FCU branches through September 30, 2022.
• Promotion must be mentioned to the Shell FCU representative processing the new account to receive incentives. Rewards will be issued only when qualifications are met within 60 days of account.
• If warranted, 1099 forms will be issued the following January. Incentives will be withheld at closing for new accounts closed within six months.
• If funds are unavailable at the time of closing, the account will be overdrawn and the account holder will be held responsible for repayment.
• New Member: Earn $50 when a new Checking account is opened and the following qualifications are met within 60 days of account opening: debit card issued, enroll in eStatements, complete at least 20 debit card POS transactions, and establish at least one direct deposit.
• One automatic clearing house (ACH) debit/credit posted and settled will also meet the direct deposit requirement. Must not be a current or previous member.
• Existing Member: For each new member who opens new Checking account and the following qualifications are met within 60 days of account opening a $25 reward will be issued: debit card issued, enroll in eStatements, and establish at least one direct deposit.
• Existing member must be in good standing to receive referral reward.

How To Avoid Monthly Fees

• eChecking: No Monthly Service Charge
• Checking: No Monthly Service Charge
• JumpStart Checking: No Monthly Service Charge
• Boost Checking: $10 Monthly Service Charge

Bottom Line

Make sure you check out Shell Federal Credit Union to learn more about the bonus promotion. Don’t forget, the bonus will be reported on IRS Form 1099-INT.

If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

Feel free comment below and let us know about how it went and  if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, check out our full list of Bank Promotions for all your banking needs.