|USALLIANCE Financial||5.75%||$500||---||6-Month CD||Review|
|My eBanc||5.59%||$100K||---||6-Month Jumbo Online Time Deposit||Review|
|Bank5 Connect||5.50%||$500||---||6-Month CD||Review|
|Western Alliance Bank||5.41%||$1||---||6-Month CD||Review|
|Popular Direct||5.35%||$10K||---||6-Month Popular Direct CD||Review|
|Greenwood Credit Union||5.25%||$1K||---||6-Month CD||Review|
|Fidelity Brokered CD||5.25%||$1K||---||6-month non-callable CD||Issued by FHZB, M&T, ZION|
|The Vanguard Group Brokered CD||5.25%||$1K||---||4 to 6-month non-callable CD||Issued by BUN, M&T, SANT|
|mph.bank||5.20%||$1||---||6-Month No-Penalty CD||Review|
|My Banking Direct||5.15%||$2.5K||---||5-Month CD||Review|
|Rising Bank||5.15%||$1K||---||6-Month Term CD||Review|
|Bask Bank||5.10%||$1K||---||6-Month CD||Review|
|Merrick Bank||5.05%||$25K||$250K||6-Month CD||Review|
|Vio Bank||5.05%||$500||---||6-Month CD||Review|
|CIT Bank||5.00%||$1K||---||6-Month CD||Review|
|Prime Alliance Bank||5.00%||$500||---||6-Month CD||Review|
|Synchrony Bank||4.90%||$5K||---||6-Month CD||Review|
Citi ThankYou® Preferred Card – 25,000 points – $250 in gift cards is offering 25,000 bonus points after making $2000 in purchases within the first 4 months. The 25,000 bonus points is worth $250 in gift cards to retailers like Gap, Banana Republic, Bed Bath & Beyond, CVS Pharmacy, Land’s End, etc. The card has no annual fee.
With no annual fee, there is no cost for keeping this Citi card. You get some of the best cardholder privileges for free. The 25,000 bonus points, redeemable for $250 gift cards, is worth applying for the card alone. Your regular variable APR will be 12.99%, 16.99% or 22.99%, depending on your credit score.
- $250 gift card – When you redeem the 25,000 bonus ThankYou® Points received after $2000 in purchases within 4 months of account opening.
- Earn 1 point for every $1 you spend on all purchases
- Receive an anniversary bonus every year you’re a cardmember
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
You will earn 1 point for every $1 spent for all your purchases on this card. Your points won’t expire as long as you make at least one purchase every 12 months. Earn 200 additional points by enrolling in Account Online and signing up for Paperless Statements. They also have over 400 retailers to shop from to earn more points through their ThankYou Bonus Center. For being a loyal cardholder, there is an Anniversary Bonus each year up to 3% which is calculated as a percentage of ThankYou Points earned from purchases during that year.
The ThankYou points can be redeemed for gift cards, music, cash, electronics, etc, through the Citi ThankYou network. There are many options to choose from such as flights, hotels, travel certificates, baby products, health products, sporting goods, and books. For those that want cash redemption, you need 8,000 points to get a $50 check.
Another perk with Citi is their Private Pass, which gives you exclusives access to concerts, restaurants, sporting events and more. You will get full retail purchase protection which guarantee you against against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase. The Citi ThankYou Preferred card gives you extended warranty up to one more year and price protection up to 60 days. You will also get Auto rental insurance for renting a car with this Citi card.
You will feel secure and protected with their credit card security services. They offer excellent security benefits such as $0 Fraud Liability Protection on unauthorized purchases, identity theft solutions, personal photo on card option, fraud and security protection services, lost or stolen card reporting, emergency cash or card replacement, various internet account services, and many more.
Overall, you will find the Citi ThankYou® Preferred Card – 25,000 points – $250 in gift cards to be one of the best cards with 25,000 bonus points. Cardholders enjoy all the benefits such as retail purchase protection, price protection and extended warranty on the things you purchase. The no annual fee is just icing on the cake, not to even mention all the benefits and privileges for free.
Check out our complete credit card bonuses list!