Read on to learn more about TIAA Bank CD Rates, Offers, and Promotions here.
Some of the best TIAA Bank CD Rates are up to 2.85% APY.
About TIAA Bank
Previously known as TIAA Direct, TIAA Bank is an online only bank. They have no physical branches to visit, therefore they can offer fewer fees than your traditional brick-and-mortar banks. In June 2017, TIAA bought EverBank and announced the launch of TIAA Bank the following year.
TIAA Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While TIAA does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
TIAA Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $5,000, you can invest in a TIAA CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $5,000
- Maximum deposit: None
- Early withdrawal penalty: Amount not specified
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 3 Month | 1.00% | $5,000 |
| 6 Month | 1.10% | $5,000 |
| 9 Month | 1.30% | $5,000 |
| 12 Month | 1.65% | $5,000 |
| 18 Month | 1.90% | $5,000 |
| 24 Month | 2.20% | $5,000 |
| 30 Month | 2.20% | $5,000 |
| 36 Month | 2.30% | $5,000 |
| 48 Month | 2.55% | $5,000 |
| 60 Month | 2.85% | $5,000 |
TIAA Bank CD Features
- Guaranteed high yields at CD opening with our Yield Pledge promise
- Terms from 3 months to 5 years
- 20-day maturity alert and automatic rollover
- No monthly account fee
- IRA eligible
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $5,000.
This is a great opportunity to invest in a high-interest CD from TIAA Bank. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest TIAA Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
would like to renew my maturing certificate (2/06/19 for 1 yr. @2.81 app