Find the latest TIAA Bank promotions, bonuses, and offers here for Checking, Money Market accounts.
Currently, they are offering promotions ranging from $150, $300 Checking, Money Market Bonuses.
About TIAA Bank Promotions
Previously known as TIAA Direct, TIAA Bank is an online-only bank. They have no physical branches to visit, therefore they can offer fewer fees than your traditional brick-and-mortar banks. In June 2017, TIAA bought EverBank and announced the launch of TIAA Bank the following year.
TIAA Bank is based in Jacksonville, Florida, and it services customers in all 50 states. They offer checking, savings, and money market accounts as well as certificates of deposit. It’s good for people who want a full-service online bank with competitive deposit yields.
TIAA Bank $150 Checking Bonus
TIAA Bank is offering new members a $150 bonus when they open a new checking account and meet the requirements.
- Account Type:
- Availability: Nationwide (Locator)
- Direct Deposit Requirement: Yes, $1,000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Termination Fee: 120 days, bonus forfeit
- Household Limit: One
(Limited time offer)
BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $150 Bonus
- Open your first Yield Pledge Checking Account
- Make one or more qualifying direct deposits totaling at least $1,000 that credit to your new Yield Pledge Checking Account within the first 90 days of the account being opened
- This offer is only available to current employees of an institution participating in TIAA Bank’s Workplace Banking program that are opening their first Yield Pledge Checking Account as described below. This offer may not be combined with any other checking account offers from TIAA Bank and is not available to previous or existing Yield Pledge Checking Account customers. Certain account types are also ineligible for purposes of this offer, including, but not limited to, trust accounts, estate accounts, custodial accounts and guardianship accounts. Only one (1) checking account offer is available per customer. Keep this offer for your records.
- In order to receive the $150 cash bonus from TIAA Bank, you must (1) open your first Yield Pledge Checking Account by applying online from your employer’s dedicated Workplace Banking webpage or by calling 833-880-8422 and (2) make one or more qualifying direct deposits totaling at least $1,000 that credit to your new Yield Pledge Checking Account within the first 90 days of the account being opened. Account opening minimum of $100 must be new money (funds transferred from another financial institution) and may be satisfied with a qualifying direct deposit. Qualifying direct deposits include electronic deposits into your account of your (1) pension, paycheck, and government benefits (including Social Security) by your employer or the government; and (2) other regular income, such as annuity payments. Transactions that do not constitute qualifying direct deposits for this offer include, but are not limited to, person-to-person transfers, transfers between your TIAA Bank accounts or accounts you have at other banks or financial institutions (including investment and brokerage firms), wires, and checks deposited by any means. TIAA Bank expressly reserves the right to determine, in its sole and absolute discretion, whether any deposit constitutes a “qualifying direct deposit” for purposes of this offer.
- If these qualifications are met, the $150 cash bonus will be directly deposited into your Yield Pledge Checking Account within 120 days of the account opening date so long as your account has remained open and is in good standing on that date.
- Cash bonuses are considered interest and may be reported on IRS Form 1099-INT.
TIAA Bank $300 Money Market Bonus
TIAA Bank is offering new members a $300 bonus when they open a new money market account and meet the requirements.
- Account Type:
- Availability: Nationwide (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Termination Fee: 120 days, bonus forfeit
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $300 Bonus
- Open your first Yield Pledge Money Market Account
- Build your account balance to at least $15,000 using new money during the first 20 days following your account opening date
- Maintain at least that $15,000 minimum balance in the account as of the 20th day following your account opening date every day for the next 70 days, including through that 70th day.
- This offer is only available to current employees of an institution participating in TIAA Bank’s Workplace Banking program that are opening their first Yield Pledge Money Market Account as described below. This offer may not be combined with any other money market offers from TIAA Bank and is not available to previous or existing Yield Pledge Money Market Account customers. Certain account types are also ineligible for purposes of this offer, including, but not limited to, Individual Retirement Accounts (IRAs), trust accounts, estate accounts, custodial accounts and guardianship accounts. Only one (1) money market account offer is available per customer. Keep this offer for your records.
- In order to receive the $300 cash bonus from TIAA Bank, you must (1) open your first Yield Pledge Money Market Account by applying online from your employer’s dedicated Workplace Banking webpage or by calling 833-880-8422; (2) build your account balance to at least $15,000 using new money (funds transferred from another financial institution) during the first 20 days following your account opening date; and (3) maintain at least that $15,000 minimum balance in the account as of the 20th day following your account opening date every day for the next 70 days, including through that 70th day. Funds transferred from an existing TIAA Bank account do not count toward the qualifying balance required for this offer.
- If these qualifications are met, the $300 cash bonus will be directly deposited into your Yield Pledge Money Market Account within 120 days of the account opening date so long as your account has remained open and is in good standing on that date.
- Cash bonuses are considered interest and may be reported on IRS Form 1099-INT.
How To Waive Monthly Fees
- Yield Pledge Checking: None
- Small Business Checking: None
- Business Checking: $14.95 monthly fee. Maintain a $5,000 minimum daily balance to avoid the monthly account fee
- Non-Profit Checking: $14.95 monthly fee. Maintain a $5,000 minimum daily balance to avoid the monthly account fee
- Business Advantage Checking: $20 monthly fee. Maintain a $5,000 minimum average daily balance to avoid the monthly account fee.
- Business Interest Checking: $14.95 monthly fee. Maintain a $5,000 minimum daily balance to avoid the monthly account fee
- Business Analysis Checking: Offset fees with earnings credit rate
Bottom Line
Online banking is gaining popularity every day, and TIAA Bank is a great bank option for new sign-up promotions when it becomes available. Awesome that they only do a soft pull on your credit inquiry.
Feel free to comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers from TIAA Bank.
Compare TIAA Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo and more!
*Check back at this page for updated TIAA Bank promotions, bonuses, and offers.
RHONDA SCHEPARTZ says
tiaa money market is .50 %, not 1.40%
Travis D says
I am closing on a home at the end of this month. I am very interested in the $750 closing cost credit. Can you email me please? Thank you!
rhonda says
On their website it specifies that the offer is only good for addressees of mai or emai offering.
Thomas says
When I signed up for this last year, it was a soft pull, no credit card funding
caro says
Any idea how long the bonus takes to post? TIAA’s online bill pay routinely takes 2-3 weeks to post to the payee, so the account is not a keeper.