Find an updated list of Town Bank promotions, bonuses, and offers here.
Update 2/7/24: The $200, $300, $500 Checking and Savings bonuses all have new expiration date of 7/31/25.
About Town Bank Promotions
As part of the Wintrust Community Bank family, Town Bank was specifically built in this area to serve the people around it. They work hard to be an asset to the community with their great offers and services.
I’ll review the current Town Bank Promotions below.
Town Bank $500 Checking & Savings Bonus
Town Bank is offering a $500 bonus when you open a new Total Access Checking account and Savings Account.
- What you’ll get: $500 bonus
- Account Type: Total Access Checking
- Availability: IL, WI
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: One
(Expires 07/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn $500 Checking & Savings Bonus
HOW TO EARN BONUSFINE PRINT
- Get $300 with Total Access Checking
- $100 required to open
- Enroll in online banking
- Activate e-statements through the bank website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- Get $200 with Statement Savings
- deposit $15,000 of new money
- Maintain a minimum of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- General Bonus Information. Offers valid for accounts opened 2/1/24 — 7/31/25. Offers not available to existing or closed checking/savings account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Total Access Checking offer combinable with any WTFC savings offer; Statement Savings offer combinable with any WTFC checking offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
- Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
- Statement Savings Bonus Qualifications. (i) Open new Statement Savings account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Esavings200 when applying online; (iii) deposit $15,000 or more of new money (defined as money not currently held at any WTFC location); & (iv) maintain minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month the new account is opened (‘Qualification Period’). New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
Town Bank $300 Checking Bonus
Earn a $300 bonus when you open a new checking account!
Town Bank is offering a $300 bonus when you open a new Total Access Checking account.
- Account Type: Total Access Checking
- Availability: IL, WI (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $15, avoidable
- Early Account Termination Fee: Unknown
- Household Limit: One
(Expires 07/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn $300 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Total Access Checking account
- Tell them you are aware of this Total Access Checking account bonus offer at account opening
- Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened.
- Enroll in online banking and activate e-statements within the Qualification Period.
- Total Access Checking Bonus Information. Offer valid for accounts opened 2/1/24 – 7/31/25. Offer not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
- Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Your account opening date is the business day that we open your account. If your account is opened on a non-business day (weekends and federal holidays), your account opening date is the next business day. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
Town Bank $200 Student Checking Bonus (Marquette University) (Expired)
Earn a $200 bonus at Town Bank!
Town Bank is offering a $200 bonus when you open a new Marquette Premier Checking account.
- Account Type: Marquette Premier Checking
- Availability: IL, WI
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $25, avoidable
- Early Account Termination Fee: Unknown
- Household Limit: One
(Expires 01/29/2025)
How To Earn $200 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Marquette Premier Checking account now and get a $200 bonus when you:
- Enroll in online banking and activate e-statements through bank’s website
- Complete a direct deposit each month for the qualification period
- Marquette Premier Checking Bonus Qualifications.
- (i) Open a new Marquette Premier Checking account;
- (ii) tell us you are aware of this Marquette Premier Checking account bonus offer at account opening;
- (iii) have at least monthly occurring direct deposits made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’); and
- (iv) enroll in online banking and activate e-statements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits.
- After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.
- This Marquette Premier Checking bonus offer is not available to existing or closed checking account customers of WTFC and its subsidiaries or its active employees.
- Limit 1 bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this Marquette Premier Checking bonus offer, you are ineligible to receive this Marquette Premier Checking bonus offer from any other WTFC location.
- If you qualify for any other WTFC savings offer it may be combined with this Marquette Premier Checking bonus offer.
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day.
- The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
Town Bank $300 Business Checking Bonus *Expired*
Earn a $300 bonus at Town Bank!
Town Bank is offering a $300 bonus when you open a new Entrepreneur Checking account.
- Account Type: Entrepreneur Checking
- Availability: IL, WI
- Closing Account Fee: None listed, check with CSR for more information
- Household Limit: None listed
(Offer expires December 31, 2021)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn $300 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- To get $300, open a new Entrepreneur Checking account by 12/31/21, deposit and maintain $1,500 or more in new money, complete five qualifying transactions, enroll in online banking, and activate e-statements within the qualification period.
- Entrepreneur Checking Bonus Qualifications.
- (i) Open a new Entrepreneur Checking account from January 1, 2021 through December 31, 2021;
- (ii) tell us you are aware of this Entrepreneur Checking account bonus offer at account opening;
- (iii) Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened (“Qualification Period”);
- (iv) Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and
- (v) enroll in online banking and activate e-statements within the Qualification Period.
- After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.
How to Waive Monthly Fees
- Total Access Checking: No monthly fees for this account
- Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Cubs Checking: No monthly fees for this account
- White Sox Checking: No monthly fees for this account
- Student Checking: No monthly fees for this account
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Bottom Line
Lastly, the current Town Bank promotions are fantastic for those who live in the area and qualifies. Additionally, the bank offers mobile and online banking so your money is available to you whenever and wherever you are!
Your feedback is highly appreciated and makes our site even better!
While they have multiple generous bonuses, Town Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Town Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
*Check back at this page for updated Town Bank promotions, bonuses and offers.
The promo code cannot be used when opening an account online. The $300 bonus is not for their entire service area, just for Racine. Also, Town Bank can be sensitive to Chex inquiries and they will review your new account shortly after opening it, and if they don’t like what they see they’ll just shut it down and send you a letter about not being able to verify something.