Being one of the three major credit bureaus, TransUnion monitors your credit to help you better manage your credit score and minimize risk. You will get unlimited access to your TransUnion credit score and report, along with personalized advice to boost it.
Before you decide to sign up for one, you should compare and contrast several companies to see which one best suits your needs. Continue reading below for a complete review over TransUnion Credit Monitoring.
TransUnion Credit Monitoring Features
By signing up for TransUnion credit monitoring, you will get unlimited email updates on your credit score and report. There will be information changes about your credit such as new or closed accounts, late payments and significant changes to your personal information. Free credit monitoring websites will only update you every 30 days.
(Click the link to learn more at TransUnion)
Other features include:
- Access to CreditCompass, personalized recommendations to help boost your credit score
- Calculators to evaluate your whole financial picture
- Score Simulators to explore “what if” scenarios
- Score Trending interactive graphs to view your score history over time
- Credit Lock Plus to freeze your TransUnion credit report instantly and prevent thieves from opening additional accounts
- Up to $1 million in identity theft insurance & identity theft resolution guidance through TrueIdentity
TransUnion Credit Monitoring Pricing
There is a subscription free of $24.95 per month for TransUnion credit monitoring. However, you can cancel at anytime by contacting TransUnion customer service.
TransUnion Credit Monitoring Limitations
Before committing to TransUnion, understand that:
- TransUnion credit scores are based on the VantageScore 3.0 model while most lenders use FICO.
- To cancel your account, you have to call the customer service line.
- The subscription fee of $24.95 is higher than most other credit monitoring services.
Bottom Line
TransUnion Credit Monitoring monitors your credit score and provides you with unlimited access, unlimited updates, as well as personalized advice depending on your situation for just $24.95 per month.
There are so many ways to increase your credit score! For more ways to save more, check out our post on how save money online and bank guides here on HMB!
(Click the link to learn more at TransUnion)
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