The Barclays Uber Visa Card is a credit card designed for ease-of-use and instant gratification for those who tend to dine out and travel frequently. It currently has a welcome offer of $100 after spending $500 on purchases in the first 90 days.
Best of all, it carries no annual fee and allows users to earn up to 4% cash back on dining, 3% cash back on hotel and airfare, 2% cash back on online purchases, and 1% cash back on everything else. This card is a dream for the average consumer with the high rewards and high-value perks it offers without charging an annual fee. If you’re interested, read on to find more about the Barclays Uber Visa Card.
* You can also compare the Uber Visa Card from Barclay’s with other credit card bonuses!
Note: Check out the following cards to earn one of the best flat cash back opportunities across all purchases: Wells Fargo Cash Wise card, the Chase Freedom Unlimited card, or the American Express Cash Magnet card! For a wider variety, see more credit card bonus offers here.
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Barclays Uber Visa Card Summary
|Bonus Available||Get $100 bonus cash after you make at least $500 in purchases within the first 90 days of account opening.|
|Annual Credit||Up to a $50 statement credit for online subscription services after you spend $5,000 each year.|
|Foreign Transaction Fees||No|
- No annual fee
- Bonus cash
- High earning potential
- Annual statement credit
- Mobile phone protection
- Exclusive access to events
- In-app redemption
- Simple rewards
- No foreign transaction fee
- Good-Excellent credit needed to qualify
- Minimum redemption requirements
Editor’s Alternate Pick
The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
• Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year.
• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1% on all other purchases.
You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter!
This card has no annual fee.
Uber Visa Card $100 Bonus Cash Offer
Uber Visa card has an introductory offer of $100 bonus cash. In order to qualify, you’ll need to charge at least $500 to your card within the first 90 days of opening your account.
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
Earning Rewards with Your Uber Visa Card
With the Uber Visa Card, your cashback is awarded as points. You’ll get:
- 4% back for every dollar spent on restaurants, takeout and bars, including UberEATS.
- 3% back for every dollar spent on airfare, hotels and vacation home rentals, including travel agencies and home share exchanges.
- 2% back for every dollar spent on online purchases, including Uber, online shopping, and video and music streaming services.
- 1% back for every dollar spent on all other purchases.
Redeeming Your Uber Visa Rewards
The points you earn can be redeemed for Uber credits, it will directly under the Uber app. You can use your points for cashback or gift cards, all options have a one percent value. As an example: 2,500 points can be redeemed for a $25 Uber Credit, $25 statement credit or bank deposit, or a $25 gift card.
Redemptions start for:
- Uber credit redemptions start at 500 points, $5. Note that there is a 50,000 points, $500, daily limit for Uber Credit redemptions.
- Cashback redemptions start at 2,500 points, $25. The statement credits will post to your account between one to two business days. Bank deposit redemptions take three to four business days and have a maximum daily limit of 50,000 points, $500.
- Gift Card redemptions start at 2,500 points, $25.
Uber Visa Card Top Features
When you charge $5,000 to your card in one membership year, you get $50 towards digital streaming services. It’ll automatically appear as a statement credit towards eligible digital subscription services on you meet the spend threshold.
If you haven’t made $50 worth of eligible streaming purchases, the credit will automatically apply to a new digital subscriptions charged to your Uber Visa card.
If you pay your cell phone bill with this credit card, you’re eligible to receive up to $600 if your cellphone is broken or stolen. You can file up to two claims a year. Take note that if your phone is stolen, you’ll need to file a police report within 48 hours.
If it’s broken, you’ll need to hang onto the phone until after the claims-review process. You’ll also need to pay a $25 deductible, and coverage will only kick in after any other cellphone insurance plans that you have in place.
Register your card in the Uber app to keep track of points and redeem credits for Uber rides and UberEats. You also need the app to participate in Visa Local Offers, which can help you earn the maximum rewards with the Uber Visa card or any eligible Visa card.
Visa Local Offers add a percentage more to your Uber credits with certain purchases. There’s no limit on the number of credits you can earn in the program, but there is a $100 limit on Uber credits per purchase.
Use this card while traveling outside the US to keep earning your rewards without paying a foreign transaction fee. This is especially beneficial when you’re dining out or booking a hotel or airfare because you’ll still be able to earn that 3 – 4% cash back.
If you find yourself dining out often and using Uber during your travels, Barclays Uber Visa Card may be a great card for you to carry. It lacks the usual purchase and travel protections that come with most cards, such as extended warranty and free car rental insurance, but it has a couple of noteworthy benefits.
Most people can benefit from using the Barclays Uber Visa Card, but if you’re a frequent Uber user and a frequent traveler, there may be other more premium travel rewards cards that are better for you, such as the Platinum Card® from American Express and Chase Sapphire Reserve® Card. You can check out our full list of the best credit card bonuses to find out which one suits your needs.
(Visit Uber.com to learn more details about this card)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Who’s the Competition?
There are other cards that are considered to be top competitors to the Uber Visa credit card! You should consider the following cards: Capital One® Savor® Cash Rewards Card, Capital One® Quicksilver® Cash Rewards Credit Card,
The Capital One Savor Cash Rewards Credit Card offers a one-time $300 cash bonus after spending $3000 on purchases within the first 3 months from account opening.
You'll earn an unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Capital One cardholders get access to premium experiences in dining, entertainment and more.
This card does carry a $95 annual fee, however, there is a $0 intro annual fee for the first year.
The Capital One Quicksilver Cash Rewards Card offers a one-time $200 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.