In search of a premium credit card to accompany you with multiple rewards, travel benefits and credits? If so, consider looking into the UBS Visa Infinite Credit Card.
This credit card offers its customers a chance to earn up to 100,000 points: earn the first 50,000 points when you spend $10,000 within the first six months of account opening and earn the second 50k bonus points when you pay the annual fee for the second year.
Additionally this card has unlimited 3X points on commercial air travel, 2X points on gas and groceries and 1X point on all other eligible purchases! The annual fee of $495 can easily be justified by all of the bonuses this card has to offer. If you feel like this may be the one for you, continue reading on below for more information over the card!
Table of Contents
UBS Visa Infinite Credit Card Summary
|Bonus Available||Earn up to 100K bonus points:
|Ongoing Rewards/Benefits||Earn 3x points for commercial air travel, 2x points for gas and groceries, and 1 point for all other eligible purchases
Enjoy a premium set of benefits at a unique portfolio of hotels with the Visa Infinite Luxury Hotel Collection
Travel accident insurance, emergency medical evacuation coverage and lost luggage, as well as reimbursements for delayed or cancelled trips
|Foreign Transaction Fees||None|
|Airport Lounge Access||Access to 1,200+ airport lounges with a complimentary Priority PassTM Select membership and up to $500 credit for Any Airport Club|
|Annual Fee||Waived first year, then $495|
- Welcome bonus
- High point value
- Good & flexible rewards redemption
- No foreign transaction fees
- High Annual fee
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
The Chase Sapphire Preferred Card offers 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards.
• 5X points on travel purchased through Chase Ultimate Rewards
• 3X points on dining
• 3X points on select streaming services and online grocery purchases
• 2X points on all other travel purchases
• 1X point per $1 spent on all other purchases
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value!
You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
This card carries a $95 annual fee.
UBS Visa Infinite Credit Card
Up to 100K Bonus Offer
You can take advantage of UBS Visa Infinite credit card’s bonus offer where you can earn up to 100k bonus offer:
- Earn the initial 50,000 bonus rewards points when you make $10,000 in eligible purchases on your UBS Visa Infinite credit card within the first six months of account opening
- Get the additional 50,000 bonus rewards points when you pay the annual fee in the second year (for a possible total of 100k)
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
Earning & Redeeming Rewards
With this card for each dollar spent you can earn the following:
- 3x points on air travel
- 2x points on gas and groceries
- 1x points on all other purchases
Plus it’s good to know that there’s no limit on how many points you can earn and points do not expire as long as the card is open.They have flexible rewards redemptions like travel, gift cards, merchandise, and your annual fee!
The points you earn are easy to use and if you want to maximize the value, you might want to redeem for travel on any commercial airline (1.8¢ per reward point).These flights should be book through UBS and you must use your card to pay.
Other redemptions are statement credit for 1¢ per reward point or pay the annual fee at 1.4¢ per reward point!
UBS Visa Infinite Credit Card Top Features
Priority Pass Select
With this card, you get free unlimited Priority Pass Select with access to over eligible 1,000 airport lounges worldwide. A membership is required to access the lounges. To get your complimentary membership card, click here.
$250 Airline Fee Credit
This will only apply to one selected airline that you must choose first and qualifying airline purchases must be charged with your UBS Visa Infinite credit card, either primary or additional card and you get $250 total per account.
Visa Infinite Discount Air Benefit
Earn up to $100 statement credit per card every four years towards either a Global Entry or TSA PreCheck application fee.
$500 Airport Club Statement Credit
You also can earn statement credit of up to $500 when your total spending on your card hits $50,000 or greater during the calendar year-to-year date or prior calendar year. If you qualify, you can only claim the credit only once for each year. However if you do not claim the credit in a year, it will not carry over.
12 Complimentary Gogo in-flight WiFi Sessions
These passes will be available to you at no additional cost once you complete the enrollment. Your passes will be valid for a year from the date you first registered your card for this benefit. Any unused passes by the end of the 12 month period will expire.
The card comes with a 50k sign-up bonus, in order to qualify you must spend at least $10,000 within the first six months. You can also earn another 50k bonus points when you pay the second year annual fee, to earn up to 100,000 bonus points.
With the UBS Visa Infinite credit card, cardholders can earn 3x points on commercial air travel, 2x points on gas and groceries and 1 point on all other eligible purchases.
There’s no cap on how many points you can earn.
The UBS Visa Infinite Credit Card is a card that you definitely want to take advantage of. You might want to sign up for this card if you want premium travel perks and spend a lot on your credit card, this credit card may be perfect flight buddy for you so if you’re interested,
However, you might want to apply for another card if the annual fee is too much for you or if you don’t spend much on your card nor travel much! Be sure to check out the card. For more credit cards, see our latest list of the best credit card bonuses!
(Visit the link above to learn more about this card and its features)
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