Are you interested in making some extra money? Find the latest UMB Bank promotions, bonuses, and offers here for Checking accounts.
Currently, they are offering a $200 and a $500 bonus with a new Checking Account.
Table of Contents
About UMB Bank Promotions
UMB Bank offers a wide array of products such as business accounts, money markets, CDs, IRAs, and consumer checking accounts. This bank has 98 branches across multiple states. They have locations in Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma, and Texas. However, if you are not in any of these states, check out this list of nationwide bank bonuses for more fitting offers.
- Availability: AZ, CO, IL, KS, MO, NE, OK, TX (Bank Locator)
- Routing Number: 101000695
- Customer Service: 800-860-4862
UMB Bank provides great options for Checking, Savings, Money Market, and CD Account, however, you may want to compare with the nation’s best savings rates and CD rates.
I’ll review the current offers below.
UMB Bank $500 Checking Savings Bonus
Earn up to a $500 bonus with a new Checking and Savings Account.
Open a new Checking Account to earn a $300 bonus. Additionally, you can earn a $200 bonus with a Savings Account.
- Account Type: Checking & Savings Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes, $1,000+
- Monthly Fee: $4, avoidable
- Household Limit: None listed
- Closing Account Fee: $30, 90 days
(Expires September 12, 2020)
Additionally, you may want to compare this offer to a Chase Total Checking ($200 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), TD Bank Beyond Checking ($300 Bonus) as well as the BBVA Online Checking & Savings (Up To $250).
How To Earn The $500 Checking Savings Bonus
- Set up a UMB Visa® debit card with your eligible UMB checking account and complete 15 debit card transactions
- Enroll in online banking, set up online bill pay and complete two online bill payments; and
- Have direct deposits totaling $1,000 or more into the account.
- Plus, earn an extra $200 for opening a UMB Savings account within 60 days of opening and funding your eligible UMB personal checking account.
- 24/7 Automated Phone Access
- Automatic Transfers
- Direct Deposit
- Visa® Debit Card
- Convenience Checking: $4 monthly fee. This is waived if you do any of the following:
- $500 average collected balance in this account
- An automatic transfer of $50 or more from this account to a UMB checking, savings, or money market account or UMB loan obligation is made during each monthly service charge cycle
- Online Banking transfer of $50 or more to a UMB checking, savings or money market account during each monthly service charge cycle
- Online Banking transfer of $50 or more to pay a UMB loan obligation during each monthly service charge cycle
- All account applications are subject to approval.
- You must apply for the new qualifying personal checking account at UMB.com/500 and fund the account with the minimum opening deposit.
- Special offer available one time per individual; for accounts with multiple owners, earned special offer will only be paid once.
- UMB associates are not eligible for this special offer.
- Bonus will be paid to the eligible UMB checking account within 90 days of account funding.
- The earned special offer will be reported to the IRS as miscellaneous income.
- See a UMB associate for more information.
UMB Bank $200 Referral Bonus
Earn $200 bonus credit from UMB Bank when you refer friends or family to open a new Checking account and complete the requirements. Additionally, be sure to review the monthly waiver requirements. However, if the referral link does not work, you might need to have a friend or family member refer you.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- ChexSystems: Unknown
- Opening Deposit: Varies by account
- UMB Select Checking – $1,000
- UMB Value Checking and UMB Convenience Checking – $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes, $250+
- Monthly Fee: Varies by account
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(No Expiration Date Listed)
Earn The $200 Bonus
- Customers will earn a $200 reward for each new customer they refer to UMB that registers for this referral program online or through the Royal Digital Referral mobile app
- Additionally, the Referred Person must keep the account open and in good standing for at least sixty (60) days and fulfill each of the following transaction requirements within sixty (60) days after account opening and fulfill each of the following transaction requirements within sixty (60) days after account opening::
- Enroll in UMB Online Banking, set up bill-pay, and make three (3) or more online bill payments; AND
- Receive one (1) direct deposit of at least $250 into the account; AND
- Complete six (6) or more UMB Visa® debit card transactions (excludes ATM withdrawals).
- 24/7 Automated Phone Access
- Automatic Transfers
- Direct Deposit
- Visa® Debit Card
- Select Checking: $20, can be waived if you complete any of the following:
- $5,000 average collected balance in this account
- $15,000 in combined deposit balances
- $25,000 in combined deposit and loan balances
- $30,000 in combined trust balances
- $30,000 in combined brokerage balances4
- Value Checking: $8, can be waived if you complete any of the following:
- $1,500 average collected balance in this account
- $3,000 in combined deposit balances
- A single direct deposit of $250 or more per month service charge cycle
- Student, under the age of 25
- This offer may not be combined with other offers and may be changed or discontinued without notice.
- Limited time offer.
- Restrictions apply.
- Personal banking accounts only.
- It does not apply to UMB Benefits Banking or UMB Associate Banking Accounts.
- A penalty will be imposed on early withdrawals.
Bottom Line
UMB Bank is a great bank option for new sign-up promotions when it becomes available. There are multiple ways to waive your monthly maintenance fee, so you can keep your money. Additionally, if you already have a UMB Bank account, start referring today. However, be sure to review all the requirements to earn the bonus and the minimum opening deposit.
Furthermore, feel free to comment below and let us know how it went. We value your feedback and will continue to keep you posted on the latest bank offers from UMB Bank. Additionally, be sure to check out UMB Bank savings and money market rates. However, if you are not eligible for this account, be sure to check out our full list of bank promotions.
*Check back for updated UMB Bank promotions, bonuses, and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
Hi appreciate if you use my link 🙂
https://umb.royalreferralcenter.com/register?token=5ed9645e7026c&via=tw
One banker called the back office to find out about the promotion. Their literature states a $100 bonus instead of $150 bonus for the referred person.
I have called several UMB banks and that have no information regarding this promotion.