The Union Bank Cashback Rewards Visa Credit Card has an offer of $100 bonus cash when you spend $1,000 within the first three months of account opening. The Union Bank Cashback Rewards card is a simple, no-frills credit which offers an unlimited flat rate of 1.5% cash back on all purchases.

Furthermore, those who are Union Bank customers get a 25% reward bonus when you redeem to a Union Bank deposit account, or a 50% reward bonus if you use your cash back towards a Union Bank mortgage payment.

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Table of Contents

Union Bank Cashback Rewards Card Summary

Bonus Available	Get $100 bonus cash when you spend $1,000 within the first three months from account opening.
Bonus Value*	$100
Ongoing Rewards/Benefits	Earn unlimited 1.5% cash back for every $1 spent on purchases. 25% reward bonus when you redeem rewards into your Union Bank checking, savings, or money market account. 505 reward bonus when you redeem rewards as a principal reduction payment to your Union Bank mortgage.
	3%
Annual Fee	$0

Sign Up at Union Bank

(Click here to sign up at Union Bank)

* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.

Recommended Free Credit Score (Get Free Score)

690 – 850 (Good – Excellent)

Union Bank Cashback Rewards Card Bonus Cash Offer

Union Bank Cashback Rewards card offers a $100 bonus cash offer. To qualify, simply charge at least $1,000 to your card within the first three months of opening your account.

Here are some ideas on meeting the spending requirement:

Redeeming Union Bank Cashback Rewards

The value of your rewards depends on your redemption options. When it comes time to redeem your Union Bank cashback rewards, you have a couple options in doing so, including:

Statement credits to your credit card
Deposits into a non-Union Bank checking or savings account

If you are a current Union Bank customer, you also will have additional redemption options with reward bonuses, including:

Deposits into a Union Bank checking, savings or money market account (25% bonus)
Principal reduction payments to your Union Bank mortgage account (50% bonus)

Consequently, your $100 bonus may actually be worth it. Furthermore, Union Bank cashback rewards will not expire.

Redemption	Bonus Value
Statement credit	$100
Non-Union Bank account deposit	$100
Union Bank account deposit	$125
Union Bank mortgage payment	$150

Bottom Line

The Union Bank Cashback Rewards card is a good choice for those who already have a relationship with Union Bank, especially if you took out a mortgage with the user. It also offers an unlimited 1.5% cash back on all purchases, so you don’t have to keep track of which categories give you a bigger or smaller bonus.

Consequently, you could also earn more rewards points with the Union Bank Rewards Visa card, for those who are moderate spenders. It offers a higher bonus for mobile wallet purchases, restaurant spending, as well as gas station and grocery store spending.