Find an updated list of Union Savings Bank promotions, bonuses, and offers here.
Update 3/6/26:
- There’s currently an up to $304 checking & savings bonus valid through 4/30/26.
- There’s currently an up to $506 business checking bonus valid through 3/31/26.
About Union Savings Bank Promotions
Union Savings Bank is a full-service Community bank and wealth management institution serving customers in Western Connecticut. The bank is headquartered in Danbury, Connecticut and was founded in 1866.
I’ll review the Union Savings Bank Promotions below.
Union Savings Bank Up to $304 Checking & Savings Bonus
- What you’ll get: Up to $304 bonus
- Account Type: Checking & Savings
- Availability: CT (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown (Sensitive when applying online, not sensitive in-branch)
- Credit Card Funding: None
- Monthly Fees: $3-$20; waivable
- Early Account Termination Fee: None
- Household Limit: One
(Expires 04/30/2026)
Editor’s Note: Here’s an alternative link to the offer.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive up to $154.00 bonus:
- Open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening.
- Get $54.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or
- Get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account.
- Additionally, get $50 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 average balance or more for 60 days from the date of account opening.
- To receive up to $304.00 bonus:
- Open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening.
- Get $154.00 if you make one qualifying direct deposit within 60 days of opening the account.
- Additionally, get $150.00 when you open a companion Access Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the date of account opening.
- Bonus amounts will be credited to checking and/or savings account between May 1, 2026, and July 31, 2026, depending on the date you open the account.
- To receive up to $154.00 bonus, open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening. Get $54.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $50 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 average balance or more for 60 days from the date of account opening. New USB savings customers only.
- To receive up to $304.00 bonus, open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening. Get $154.00 if you make one qualifying direct deposit within 60 days of opening the account. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $150.00 when you open a companion Access Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the date of account opening. New USB savings customers only.
- Offer is valid from February 9, 2026, through April 30, 2026. Offer not available to existing USB personal checking customers (either primary or secondary on the account), or those customers whose personal checking or savings accounts have been closed within the previous 12 months. Limit one offer per customer. Promotion may be canceled without notice. Bonus amounts will be credited to checking and/or savings account between May 1, 2026, and July 31, 2026, depending on the date you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to 1099 IRS reporting requirements. Employees of Union Savings Bank and their household members are not eligible.
Union Savings Bank $506 Business Checking Bonus
Union Savings Bank is offering a $506 bonus when you open a new qualifying business checking account.
- What you’ll get: $506 bonus
- Account Type: Business Checking
- Availability: CT (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown (Sensitive when applying online, not sensitive in-branch)
- Credit Card Funding: None
- Monthly Fees: Waivable
- Early Account Termination Fee: None
- Household Limit: One
(Expires 03/31/2026)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Chase Business Checking ($300 or $500 Bonus) |
| Axos Business Premium Savings ($600 Bonus) | Axos Bank Basic Business Checking ($200 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Bank of America Business Checking ($400 or $750 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive a $506 bonus:
- Open a new Business Relationship Checking account at a Union Savings Bank branch.
- Maintain an average monthly balance of $15,000 or more from the first complete monthly statement (month after the account was opened) to the third complete monthly statement.
- To receive a $305 bonus:
- Open a new Basic Business Checking account at a Union Savings Bank branch.
- Maintain an average monthly balance of $4,000 or more and
- Complete 15 qualifying transactions from the first complete monthly statement (month after the account was opened) to the third complete monthly statement.
- Qualifying transactions include deposits or withdrawals for ACH, ATM, debit card, checks, online bill payment, or wire transfers
- Bonus will be credited to the checking account from April 15, 2026, to June 15, 2026.
- Offer valid from January 20, 2026 – March 31, 2026
- To receive a $506 bonus, open a new Business Relationship Checking account at a Union Savings Bank branch. Maintain an average monthly balance of $15,000 or more from the first complete monthly statement (month after the account was opened) to the third complete monthly statement.
To receive a $305 bonus, open a new Basic Business Checking account at a Union Savings Bank branch. Maintain an average monthly balance of $4,000 or more and complete 15 qualifying transactions from the first complete monthly statement (month after the account was opened) to the third complete monthly statement. Qualifying transactions include deposits or withdrawals for ACH, ATM, debit card, checks, online bill payment, or wire transfers - Offer is valid from January 20, 2026 – March 31, 2026 and may be cancelled without notice. New USB business checking customers only, identified by a unique tax identification number with no other Union Savings Bank business checking accounts closed in the last 12 months. Limit one bonus per business. Bonus will be credited to the checking account from April 15, 2026, to June 15, 2026. The account must be open and in good standing to receive the bonus. The bonus is subject to 1099 IRS reporting requirements. Business entity requirements apply. Sole proprietors are not eligible for the Business Relationship and Basic Business checking accounts. Monthly maintenance fees may apply.
How to Waive Monthly Fees
- Access Checking: $20.00 monthly, can be waived when you meet the following:
- Maintain a minimum balance of $5,000 OR
- Maintain combined deposit balances of $25,000, OR
- Maintain combined deposit and loan balances of $50,000
- Essential Checking: $0 monthly service fee when primary owner of Essential Savings account is an owner of Essential Checking account.
- Access Savings: No $5.00 monthly service fee when you maintain a minimum daily balance or have an Access Checking account
- Essential Savings: No $3.00 monthly service fee when you maintain a minimum daily balance or have an Essential Checking account
- Young Savers Account: No monthly service charge
- Basic Business Checking: $7.50 monthly, can be waived when you meet the following:
- $500 minimum daily balance maintained
- Business Relationship Checking: $12.00 monthly, can be waived when you meet the following:
- $25,000 minimum daily balance
- First two months are free for new customers only
- USB Advantage Business Checking: $15.00 monthly, can be waived when you meet the following:
- Average Monthly Ledger Balance of $35,000.00 or combined Deposit and Loan balances of $50,000.00 are maintained
- Enrolled in USB Merchant Services and USB Business Credit Card.
- Monthly service fee is waived for the first month for new USB Advantage Business Checking customers only.
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Bottom Line
Lastly, Union Savings Bank offers great promotions for you to earn money over time. Additionally, they also offer online and digital banking, so you’ll be able to access your money anywhere at any time! Furthermore, you can have peace of mind knowing your money is insured by the FDIC.
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
However, while they have generous bonuses, Union Savings Bank doesn’t have great rates for CDs and Savings. Additionally, you may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated Union Savings Bank promotions, bonuses and offers.
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