Find an updated list of Union Savings Bank promotions, bonuses, and offers here.
Update 8/18/25: There’s currently a $300 checking & savings bonus available through 9/13/25.
About Union Savings Bank Promotions
Union Savings Bank is a full-service Community bank and wealth management institution serving customers in Western Connecticut. The bank is headquartered in Danbury, Connecticut and was founded in 1866.
I’ll review the Union Savings Bank Promotions below.
Union Savings Bank Up to $300 Checking & Savings Bonus
- What you’ll get: Up to $300 bonus
- Account Type: Checking
- Availability: CT (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown (Sensitive when applying online, not sensitive in-branch)
- Credit Card Funding: None
- Monthly Fees: $3-$20; waivable
- Early Account Termination Fee: None
- Household Limit: One
(Expires 09/13/2025)
ditor’s Note: Here’s an alternative link to the offer.E
BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- To receive up to $150.00 bonus, open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening.
- Get $50.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify.
- Additionally, get $50 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 average balance or more for 60 days from the date of account opening. New USB savings customers only.
- To receive up to $300.00 bonus, open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening.
- Get $150.00 if you make one qualifying direct deposit within 60 days of opening the account.
- Additionally, get $150.00 when you open a companion Access Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the date of account opening. New USB savings customers only.
- To receive up to $150.00 bonus, open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening. Get $50.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $50 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 average balance or more for 60 days from the date of account opening. New USB savings customers only.
- To receive up to $300.00 bonus, open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening. Get $150.00 if you make one qualifying direct deposit within 60 days of opening the account. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $150.00 when you open a companion Access Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the date of account opening. New USB savings customers only.
- Offer is valid from June 15, 2025, through September 13, 2025. Offer not available to existing USB personal checking customers (either primary or secondary on the account), or those customers whose personal checking or savings accounts have been closed within the previous 12 months. Limit one offer per customer. Promotion may be canceled without notice. Bonus amounts will be credited to checking and/or savings account between September 1, 2025, and December 31, 2025, depending on the date you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to 1099 IRS reporting requirements. Employees of Union Savings Bank are not eligible.
Union Savings Bank $500 Business Checking Bonus (Expired)
Union Savings Bank is offering a $500 bonus when you open a new qualifying business checking account.
- What you’ll get: $500 bonus
- Account Type: Basic Business Checking
- Availability: CT (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown (Sensitive when applying online, not sensitive in-branch)
- Credit Card Funding: None
- Monthly Fees: Waivable
- Early Account Termination Fee: None
- Household Limit: One
(Expires 03/31/2025)
Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
U.S. Bank Business Checking ( $500 or $900 Bonus) |
How To Earn $500 Checking Bonus
- Open a new Basic Business Checking account by March 31, 2025.
- Deposit and have an average balance of $2,500 and complete 15 qualifying transactions.
- Bonus will be credited to the checking account from May 15, 2025, to July 15, 2025.
- Offer valid from January 31, 2025, to March 31, 2025
- To receive a $500 bonus, open a new Basic Business Checking account at a Union Savings Bank branch. Have an average balance of $2,500 or more and complete 15 qualifying transactions from the first complete monthly statement (the month after the account was opened) to the third complete monthly statement. Qualifying transactions include deposits or withdrawals for ACH, ATM, debit card, checks, online bill payment or wire transfer.
- Offer is valid from January 31, 2025, to March 31, 2025 and may be cancelled without notice. New USB business checking customers only, identified by a unique tax identification number with no other Union Savings Bank business checking accounts closed in the last 12-months. Limit one bonus per business. Bonus will be credited to the checking account from May 15, 2025, to July 15, 2025. The account must be open and in good standing to receive the bonus. The bonus is subject to 1099 IRS reporting requirements. Business entity requirements apply. Sole proprietors are not eligible for the Basic Business checking account
How to Waive Monthly Fees
- Access Checking: $20.00 monthly, can be waived when you meet the following:
- Maintain a minimum balance of $5,000 OR
- Maintain combined deposit balances of $25,000, OR
- Maintain combined deposit and loan balances of $50,000
- Essential Checking: $0 monthly service fee when primary owner of Essential Savings account is an owner of Essential Checking account.
- Access Savings: No $5.00 monthly service fee when you maintain a minimum daily balance or have an Access Checking account
- Essential Savings: No $3.00 monthly service fee when you maintain a minimum daily balance or have an Essential Checking account
- Young Savers Account: No monthly service charge
- Basic Business Checking: $7.50 monthly, can be waived when you meet the following:
- $500 minimum daily balance maintained
- Business Relationship Checking: $12.00 monthly, can be waived when you meet the following:
- $25,000 minimum daily balance
- First two months are free for new customers only
- USB Advantage Business Checking: $15.00 monthly, can be waived when you meet the following:
- Average Monthly Ledger Balance of $35,000.00 or combined Deposit and Loan balances of $50,000.00 are maintained
- Enrolled in USB Merchant Services and USB Business Credit Card.
- Monthly service fee is waived for the first month for new USB Advantage Business Checking customers only.
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Bottom Line
Lastly, Union Savings Bank offers great promotions for you to earn money over time. Additionally, they also offer online and digital banking, so you’ll be able to access your money anywhere at any time! Furthermore, you can have peace of mind knowing your money is insured by the FDIC.
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
However, while they have generous bonuses, Union Savings Bank doesn’t have great rates for CDs and Savings. Additionally, you may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated Union Savings Bank promotions, bonuses and offers.
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