The latest U.S. Bank promotions, bonuses, and offers are available here.
U.S. Bank offers change throughout the year, but their current offers include a $400 personal checking bonus and $350 & $800 business checking bonus when opening a new Checking or Business Account.
Update 3/27/24: The U.S. Bank personal checking has an expiration date of 4/3/24, so sign up today to earn $400 bonus!
About U.S. Bank Promotions
Established in 1863, US Bank has branch locations spread throughout the nation.
Being the 4th largest bank in the nation when ranked by the number of branches, you can take advantage of products and services at your convenience!
I’ll review the current US Bank Promotions below.
U.S. Bank $400 Smartly® Checking Bonus
Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 3, 2024. Member FDIC.
- What you’ll get: Up to $400 bonus
- Account Type: U.S. Bank Smartly® Checking Account
- Availability: Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
- Direct Deposit Requirement: Yes
- Monthly Fee: $6.95, waivable
(Expires 04/03/2024)
How To Earn Bonus
- Earn up to $400 with a new Bank Smartly Checking account.
- Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $200 or $5,000 or more to earn $400
- A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.
- A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government.
- Other electronic deposits or person-to-person payments are not considered a direct deposit.
- The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- Offer may not be combined with any other checking account bonus offers.
- Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
- Limit one checking bonus per person. Current U.S. Bank employees are not eligible. Other restrictions may apply.
- All standard account terms, conditions and opening procedures apply.
- For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure.
U.S. Bank $800 Silver Business Checking Package Bonus
Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through April 23, 2024. Member FDIC.
- What you’ll get: $350 or $800 bonus
- Account Type: Silver Business Checking Package
- Where it’s available: Nationwide
(Expires 04/23/2024)
How To Earn Bonus
Complete these steps to earn the offer:
- Open a business checking account with the promo code Q1AFL24.
- Earn your $350.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Earn your $800.
- Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Limit of one Business Checking bonus per existing business card customer.
- A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold Business Checking with Interest, or Platinum Business Checking account.
- The new money deposit cannot be funds held by U.S. Bank or its affiliates.
U.S. Bank $800 Gold Business Checking Package Bonus
Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through April 23, 2024. Member FDIC.
- What you’ll get: $350 or $800 bonus
- Account Type: Gold Business Checking Package
- Where it’s available: Nationwide
(Expires 04/23/2024)
How To Earn Bonus
Complete these steps to earn the offer:
- Open a business checking account with the promo code Q1AFL24.
- Earn your $350.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Earn your $800.
- Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Limit of one Business Checking bonus per existing business card customer.
- A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold Business Checking with Interest, or Platinum Business Checking account.
- The new money deposit cannot be funds held by U.S. Bank or its affiliates.
U.S. Bank $800 Platinum Business Checking Package Bonus
Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through April 23, 2024. Member FDIC.
- What you’ll get: $350 or $800 bonus
- Account Type: Platinum Business Checking Package
- Where it’s available: Nationwide
(Expires 04/23/2024)
How To Earn Bonus
Complete these steps to earn the offer:
- Open a business checking account with the promo code Q1AFL24.
- Earn your $350.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Earn your $800.
- Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Limit of one Business Checking bonus per existing business card customer.
- A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold Business Checking with Interest, or Platinum Business Checking account.
- The new money deposit cannot be funds held by U.S. Bank or its affiliates.
U.S. Bank Platinum Business Money Market
Earn higher rates of interest on higher balances when you open a new Platinum Business Money Market account before June 5, 2024. Plus, pay no maintenance fee per statement cycle as long as you maintain a daily balance of $10,000. Member FDIC.
Complete these steps to earn the offer:
- Open a new Platinum Business Money Market Account
- Earn up to 4.50% APY
- FDIC insured
- Earn higher interest on higher account balances
- Accrue interest daily and get paid interest monthly
- Link to your U.S. Bank business checking account
- Access U.S. Bank ATMs
- Free U.S. Bank Internet Banking
(FDIC Insured)
U.S. Bancorp Investments Automated Investor
Investing is made easy with Automated Investor!
Whether you’re just starting out or well on your way, our robo-advisor can help you work towards your goals with low fees and a low minimum investment of just $1,000. With ongoing rebalancing as the markets change, it helps you stay on track and minimize risk so your money can work harder for you. Questions? Human help is always just a phone call away. Get started in just minutes.
Only available to existing clients of U.S. Bancorp Investments and its affiliate U.S. Bank. Not a customer yet? Get started by calling 866-758-8655.
NOT A DEPOSIT. NOT FDIC INSURED. MAY LOSE VALUE.
Features:
- Investments selected by experts. Life gets busy. With Automated Investor, you choose your goal and we do the rest. Our investment experts create a portfolio that aligns with your goal. At any time, you can adjust your goal if plans change.
- Adjusts as markets change. Gain peace of mind knowing that your investment portfolio will be based on market movements. Automated Investor continually monitors your account and makes adjustments whenever needed to help keep you on track.
- Low minimum investment. You can start investing with Automated Investor with just a $1,000 minimum investment. are 0.24%, billed quarterly. That means that for every $1,000 invested you will pay $0.60 every three months (based on rate of $0.20 per month).
- Compounding growth. Compound growth is when you earn money on the growth (or interest) you earned previously. makes your money grow faster because you have the opportunity to earn more from the money that’s reinvested. Automated Investor aims to take advantage of this for you.
(at U.S. Bancorp Investments)
How To Waive Monthly Fees
- U.S. Bank SmartlyTM Checking:
- Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus,Premium or Pinnacle)
- Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Silver Business Checking Package:
- $0 monthly maintenance fee
- Gold Business Checking Package:
- Waive the $20 Monthly Maintenance Fee with a U.S. Bank Payment Solutions Merchant Account OR
- $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option OR
- $20,000 in combined average collected deposit balances or $50,000 in combined average collected deposit balance on interest-bearing option OR
- $50,000 combined average collected business deposits and outstanding business credit balances OR
- $75,000 in combined business deposit and outstanding business credit
- Platinum Business Checking Package:
- Waive the $30 Monthly Maintenance Fee with $25,000 average collected checking balance OR
- $75,000 combined average collected business deposits and outstanding business credit balances
Bottom Line
These are all the current U.S. Bank Promotions and offers. Although the monthly fees might be quite hefty, U.S. Bank offers waivers if you meet certain qualifications mentioned earlier in this post. Apply today and let us know how this process when for you by commenting below!
Compare these banking promotions from U.S. Bank with institutions like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, and more!
*Check back for updated U.S. Bank promotions, bonuses, and offers.
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